✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50% Check Eligibility

You can qualify for a home loan amount ranging anywhere between ₹16 Lakhs and ₹22 Lakhs with a monthly income of ₹30,000. Go through the table below to understand the estimated home loan amounts that you could obtain on a salary of ₹30,000 or less. The amounts are calculated considering an interest rate of 8.50% and a tenure of 30 years.

Net Monthly Income

Home Loan Amount











Note: You can use the eligibility calculator to check home loan amounts for different terms and salaries.

Check Your Home Loan Eligibility

Gross Income (Monthly)
Rate of interest
Other EMIs (Monthly)
Home Loan Eligibility Calculator
Home Loan Eligibility
Monthly EMI

To apply for a home loan online, you must fulfil the required eligibility criteria as set by your lender. Additionally, submit essential documents like ID proof, address proof, income proof, etc. with your home loan application for fast processing.

How to Apply for a Home Loan on ₹30,000 Salary?

Follow the steps given below to easily apply for a home loan online on Bajaj Markets: 

  • Click on the ‘Apply Now’ button on this page 

  • Provide your basic personal details as asked on the online application form 

  • Choose your preferred lender from the eligible options available 

  • Enter your required loan amount and repayment tenure 

  • Submit the form for verification 

Post verification, a representative will reach out to you and guide you about the further proceedings.

FAQs for Home Loan on ₹30,000 Salary

What loan amount can I expect on a ₹30,000 salary?

With a monthly salary of ₹30,000, you can get a home loan between ₹16 Lakhs and ₹22 Lakhs approximately. This has been calculated on a tenure ranging between 15 and 30 years and an interest rate of 8.50% p.a.

What percentage of salary should a home loan amount account for?

To ensure that your home loan EMIs do not strain your income, it should not be more than 40% of your net salary.

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