Shubham Housing Finance Limited offers housing and financial solutions to people with informal sources of income. The company uses a document-based underwriting technique and customises loans according to the needs and budget of the applicant.
With over 100 branches in 78 cities, Shubham Housing Finance takes a holistic approach to understanding and analysing the financial goals of their customers and offering ideal financial solutions to them. And that is why they offer a hassle free way to apply for a home loan online, you can apply for a Shubham Housing Finance Home Loan through Bajaj Markets from the comfort of your home.
Check out the details of Shubham Housing home finance in the table below -
Rate of Interest
10.90% p.a. onwards
Rs. 9,500 + GST for amounts up to Rs. 3 Lakhs
Rs. 13,500 + GST for amount between Rs. 3 - 6 Lakhs
Rs. 18, 000 + GST for amount between Rs. 6 - 10 Lakhs
Rs. 27,000 + GST for amount between Rs. 10 - 12 Lakhs
Rs. 27,000 + 3% of the loan amount + GST for the amount above Rs. 12 Lakhs
Up to 300 months
Check out the features and benefits of Shubham Housing home loan -
High Loan Amount - The applicant can avail a maximum amount of Rs. 50 Lakhs under Shubham Housing home loan.
Minimal Interest Rates - Shubham Housing Finance home loan is offered at a reasonable house loan interest rate of 10.90%.
Flexible Repayment System - Shubham Housing Finance offers flexibility to its applicants to select the repayment tenure as per their needs and budget.
Zero Foreclosure Charges - The applicant can settle their Shubham bank home loan before the tenure completion without paying any additional foreclosure charges.
Insurance - Shubham Housing Finance Limited offers insurance coverage on accidental property damage.
Check out the house loan eligibility parameters of Shubham Housing Finance -
The applicant should be a native of India.
The applicant should be between 21 -70 years old during the loan tenure.
The applicant’s residential address should be serviceable by Shubham Housing Finance limited.
If two or more individuals' income is taken into consideration for loan approval, they should be entitled as co-applicant in the loan application.
The documents required for Shubham Housing Finance are -
Passport- size photographs
Identity Proof - Aadhaar card, Passport, etc.
Address Proof - Aadhaar card, Utility bills, etc.
Income Proof - ITR, bank statements, salary slips for the last three months, etc.
Photocopy of property papers
Shubham Housing Finance takes a holistic approach to customising the EMIs for their home loans. The company understands the income structure, background, monthly budget, etc. and offers a repayment module that is pocket-friendly and comfortable for the applicant.
The applicants can also check the monthly house loan EMIs by using the Shubham Housing Finance EMI calculator. Just enter the values like loan amount, interest rate, tenure, etc. and click submit. The EMI amount will be displayed on the screen.
Follow these quick and simple steps, to apply for a Shubham Housing home loan on Bajaj Markets -
Application Form - Enter all the important and primary information required in the online application form.
Choose the Lender - Select Shubham Housing Finance limited as your lender.
Loan Requirements - Enter, specify the duration, select the EMI module, etc., to proceed with your loan application.
Mention Requirement & Property Details - Fill your fund requirements & details of property.
Unlock Final Details - Find out your loan details along with all the charges and net disbursal amount. Post this, a loan expert will connect with you to process your application further.
Approval & Disbursal - Once the documentation and verification process is completed, your home loan will be approved. The concerned executive will contact the applicant to sign the agreement contract. Once both parties duly sign the agreement, the amount will be transferred into the applicant’s amount.
Online Procedure - The applicant can apply for Shubham housing loans via Bajaj Markets online at any point in time, to enjoy a smooth and stress-free experience. The applicant can also track their application status online for quicker and faster updates.
Transparent Relationship - Bajaj Markets believes in maintaining transparent relationships with its customers to develop a healthy bond. The services offered by the platform are free of cost, with no hidden charges involved in the loan procedure or any other service rendered by them.
Safe Platform - Bajaj Markets is a safe and secured platform. The specially curated security system with strong encryption ensures the security of customers’ confidential information.
The customers can contact via any of these mediums to avail of customer care services-
Address - Shubham House, 425, Udyog Vihar Phase-IV, Gurgaon, Haryana - 122015
Toll-free Number - 1800-258-2225
WhatsApp Number - 8076241122
Email - firstname.lastname@example.org
Shubham Housing Finance offers home loans starting at 10.90% p.a. onwards depending on the applicant’s profile.
Shubham Housing Finance limited offers Shubham Housing Finance Home Improvement Loan to its customers who wish to renovate or repair their houses and require monetary assistance.
If the income of two or more people is taken into consideration for the Shubham home loan, they will be entitled as co-applicant in the home loan application.
The applicants can visit the Bajaj Markets app or portal to check the status of their Shubham finance home loan application.
Shubham Housing Finance limited offers early settlement of loans without any foreclosure charges.
The applicants can make part-prepayment towards my home loan without any applicable foreclosure charges.
The applicants can avail of tax deductions on Shubham home loan interest of Rs. 2 Lakhs and principal repayment of Rs. 1.5 Lakhs under sections 24B and 80C.