Apply for Shubham Home Loan Online | Shubham Home Loan Schemes | Features & Benefits
✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50%
Shubham Housing Finance offers housing loan solutions, which are customised according to your needs and budget. You can apply for a Shubham Housing Finance home loan through Bajaj Markets and avail the deals on offer.
Depending on your financial profile, you can get up to ₹50 Lakhs as a sanction, and use the funds to construct or buy your dream home. The lender also has flexible repayment options, allowing you to optimise your loan as you see fit.
Read on to learn more about the features of a Shubham Housing Finance housing loan and how you can apply for one.
Check out the interest rates and processing charges applicable when availing Shubham Housing Finance home loan finance in the table below:
Category |
Values |
Rate of Interest |
10.90% p.a. onwards |
Processing Charges |
|
Maximum Loan Amount |
Up to ₹50 Lakhs |
Foreclosure Charges |
NIL |
Repayment Tenure |
Up to 300 months |
Disclaimer: The above-mentioned rates and charges are subject to change at the lender’s discretion.
Knowing the Shubham Housing Finance home loan interest rate and associated charges beforehand can ease the loan processing formalities and help you avail one quickly.
Here is a tabulated comparison of Shubham Housing Finance home loan interest rates with other partners of Bajaj Markets.
Name of the Financial Institution |
Interest rates (% p.a.) |
8.50% p.a. onwards |
|
9.50% p.a. onwards |
|
9.00% p.a. onwards |
|
10.50% p.a. onwards |
|
9.00% p.a. onwards |
|
8.65% p.a. onwards |
|
8.50% p.a. onwards |
|
11.50% p.a. onwards |
|
8.50% p.a. onwards |
Disclaimer: Interest rates are subject to change as per the change in the financial institution’s terms and policies.
Also, check the current interest rates for home loans in 2023
Shubham Housing Home Loan - Features & Benefits
High Loan Amount
You can avail a maximum amount of ₹50 Lakhs when you avail a Shubham Housing Finance home loan.
Minimal Interest Rates
The Shubham Housing Finance rate of interest on home loans is reasonable at 10.90%.
Flexible Repayment System
Shubham Housing Finance offers flexibility to select the repayment tenure per your requirements and budget.
Zero Foreclosure Charges
You can settle your Shubham Housing Finance home loan before the tenure completion without paying additional foreclosure charges.
Insurance
Shubham Housing Finance Limited offers insurance coverage on accidental property damage.
How to Apply for Shubham Housing Finance Home Loan Online
Follow these quick and simple steps to apply for a Shubham Housing Finance Housing loan on Bajaj Markets:
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Enter all the important in the online application form
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Choose the lender by selecting Shubham Housing Finance Limited
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Enter the loan amount required, specify the duration, select the EMI module, etc., to proceed with your loan application
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Fill in the details of your property
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Check your Shubham Housing Finance Housing loan details along with all the charges and net disbursal amount.
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Once the documentation and verification processes are completed, you get approval. Then, the concerned executive will contact you to sign the agreement contract. Once both parties sign the agreement, the amount will be transferred to your bank account.
Shubham Housing Finance Home Loan FAQs
Depending on your profile, you can get home loans with Shubham Housing Finance interest rates starting at 10.90% p.a. onwards.
Shubham Housing Finance Limited offers home improvement loans to customers needing monetary assistance to renovate or repair their houses.
If the income of two or more people is considered for the Shubham Housing Finance home loan, they will be entitled as co-applicants in the home loan application.
You can visit Bajaj Markets to check the status of your Shubham Housing Finance home loan application.
It offers early settlement of loans without any foreclosure charges at nominal Shubham Housing Finance home loan interest rates.
You can make part-prepayment towards your home loan without any applicable foreclosure charges.
You can avail tax deductions on Shubham Housing Finance home loan interest of ₹2 Lakhs and principal repayment of ₹1.5 Lakhs under Sections 24B and 80C.
The ideal CIBIL score to avail a hassle-free home loan is 750. While lenders consider a score above 700 ideal, exceeding 750 can help you get a loan on favourable terms.
The current home loan interest rates of Shubham Housing Finance start at 10.90% p.a. for loan amounts of up to ₹50 Lakhs. The rate you get is based on your tenure, credit score, eligibility and other factors.
