✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50% Apply Now

You can now apply for a Shubham Housing Finance Home Loan on Bajaj Markets and borrow up to ₹50 Lakhs. Through the easy application process on Bajaj Markets, you can get an affordable home loan with interest rates starting from as low as 10.90% p.a. You can also benefit from flexible repayment tenures ranging up to 25 years and an additional insurance cover against accidental damage for your property.

Interest Rates and Charges

Listed below are the Shubham Housing Finance Home Loan interest rates and other fees charged on these home loans.

Rate of Interest

10.90% p.a. onwards

Processing Charges

  • ₹9,500 + GST for amounts up to ₹3 Lakhs
  • ₹13,500 + GST for amounts between ₹3 - ₹6 Lakhs
  • ₹18, 000 + GST for amounts between ₹6 - ₹10 Lakhs
  • ₹27,000 + GST for amounts between ₹10 Lakhs - ₹12 Lakhs
  • ₹27,000 + 3% of the loan amount + GST for amounts exceeding ₹12 Lakhs

Foreclosure Charges


Disclaimer: The above-mentioned rates and charges are subject to change at the lender’s discretion. 

Shubham Home Loan

Features and Benefits

High Loan Amount

You can get up to ₹50 Lakhs to fund your dream purchase

Minimal Interest Rates

The rate of interest charged on these home loan starts from just 10.90%  p.a.

Flexible Repayment System

Repay the loan over flexible tenures of up to 25 years

Zero Foreclosure Charges

You can foreclose your <a href="https://www.bajajfinservmarkets.in/loans/home-loan.html">home loan</a> without paying any additional charges


Shubham Housing Finance Limited offers insurance coverage for accidental property damage

Eligibility Criteria and Documents Required

Make sure to check the following criteria that you may be required to fulfil to be eligible for this home loan.

  • You must be an Indian citizen

  • You must be under the age bracket of 21 to 65 years 

  • Your residential address must be serviceable by Shubham Housing Finance Limited

  • When two or more individuals' income is considered for loan approval, they should be deemed as co-applicants in the loan application.

The documents required for this home loan are as follows. 

  • Latest passport-size photographs

  • Identity Proof: Aadhaar card, Passport, PAN card, etc.

  • Address Proof: Aadhaar card, utility bills, etc.

  • Income Proof: ITR, bank statements, salary slips for the last three months, etc.

  • Photocopy of property papers

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How to Apply

Using the steps listed below, you can easily apply for this loan anytime, anywhere.

  • Click on ‘Apply Now’ on this page

  • Enter your personal and income-related details

  • Select Shubham Housing Finance from the list of partners

  • Enter your property details and the required loan amount

  • Check your loan details along with the charges and net disbursal amount

  • Once your application is reviewed and verified, a loan executive will contact you for further proceedings.

home loan


What is the current interest rate offered on Shubham Housing Finance home loan?

The Shubham Housing Finance home loan interest rates start at 10.90% p.a. However, the rate offered to you is based on your tenure, credit score, eligibility and other factors.

Can I apply for a Shubham Housing Finance Home Loan if I have existing loans or liabilities?

Yes, you can. However, ensure that you keep making timely repayments to ensure that your credit score and repayment history are well maintained. However, keep a close eye on your debt-to-income (DTI) ratio as it plays one of the most significant roles in determining your eligibility for a loan.

Can I apply for a Shubham Housing Finance Home Loan for purchasing a resale property?

Yes. You can purchase a resale property with the help of a home loan from Shubham Housing Finance.

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