What is Loan Against Property Balance Transfer
Have a loan against property that you wish to transfer? Looking for funds to manage medical emergencies? We offer the best loan against property balance transfer options for salaried individuals to help deal with situations that demand immediate attention. Manage your loan account with our customer portal, 24x7.
Features and Benefits of Bajaj Housing Finance Loan Against Property Balance Transfer
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Hassle-free Loan Application Process
Applying for a Loan Against Property Balance Transfer with us is simple. The entire process is online and requires minimal documentation.
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Flexible Tenure
Choose from repayment tenures ranging up to 30 years. You can part-prepay or prepay your loan anytime at minimal charges.
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Part-payment Facility
You can part-pay your Bajaj Housing Finance Loan Against Property. We only charge a minimal fee.
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Balance Transfer Facility
We provide balance transfer options for your existing Loan against Property. Also, get a top-up loan of high value against your existing loan.
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Online Account Facility
With 24X7 access to our online customer portal, get all loan against property-related information at the click of a button!
Why choose Finserv MARKETS for Bajaj Housing Finance Loan Against Property
Loan Against Property Balance Transfer Eligibility
- The applicant must be a citizen of India.
- The salaried applicant’s age must be between 28 and 58 years.
- The self-employed applicant’s age must be between 25 and 70 years.
- The salaried applicant must work in an MNC, private company or public sector and self-employed individuals must have a business with a steady income.
Documents Required For LAP Balance Transfer
The documents required to avail the facility of loan against property balance transfer (both salaried and self-employed individuals) are as follows:
- Latest Salary Slips as income proof
- Last 6 months’ bank account statements
- PAN Card/Aadhaar Card
- Address Proof
- Copy of the documents of the property to be mortgaged
- IT Returns
How to Apply For Loan Against Property Balance Transfer
Follow these steps to apply for a Loan Against Property Balance Transfer on Finserv MARKETS
Loan Against Property Balance Transfer Interest Rates & Charges
Type |
Charges Applicable |
Interest Rate |
9.20% p.a. onwards (for salaried applicants) 8.70% p.a. onwards (for self-employed applicants) |
Processing fees |
0.40% of the loan amount |
Foreclosure charges |
4% of outstanding loan amount + GST |
- Bajaj Loan Against Property Balance Transfer EMI Calculator
- PNB Loan Against Property Balance Transfer EMI Calculator
- ICICI Loan Against Property Balance Transfer EMI Calculator
- Bajaj Loan Against Property Balance Transfer Interest Rates
- PNB Loan Against Property Balance Transfer Interest Rates
- ICICI Loan Against Property Balance Transfer Interest Rates
- Bajaj Loan Against Property Balance Transfer Eligibility
- PNB Loan Against Property Balance Transfer Eligibility
- ICICI Loan Against Property Balance Transfer Eligibility
Frequently Asked Questions
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✔️How many times can I avail a loan against property balance transfer?
During the tenure of your loan, you may transfer your balance amount as many times as necessary, provided, you have followed the due process required each time.
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✔️What is salaried Loan Against Property from Bajaj Housing Finance Limited?
It is applicable for salaried applicants. They can apply for Bajaj Housing Finance Loan Against Property and Loan Against Property Balance Transfer on Finserv MARKETS.
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✔️How can I get a loan against my property without proof of income?
By applying with a co-applicant, loan against property without proof of income can be availed.
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✔️How much amount can be availed by the applicant?
On Finserv MARKETS, an applicant can avail up to Rs. 1 Crore.
