✓ Loan Against Property from ₹15 Lakhs to ₹5 Cr ✓ Multiple Lending Partners ✓ Attractive Interest Rates Apply Now

Home First Finance Company is a lender that provides loans against property. They have helped many families, institutions and businesses fulfil their dreams and goals, not letting the lack of funds break anyone’s stride. The company was established in 2010 and ever since, they have approved more than 55,000 loans, disbursing an approximate loan amount of ₹3,000 Crores across the country. 

They provide a hassle-free loan application process with flexible documentation requirements, quick loan approvals, great interest rates and speedy disbursal of loan amount. The aim is to make loans against property accessible for everyone regardless of their economic or social background. Find everything you need to know about HFFC Loan Against Property (LAP) on Bajaj Markets!

Home First Finance Company LAP Interest Rate

In succession to this, you shall find the specifications surrounding the Home First Finance Company’s interest rates and other charges implied on loans against property.

Interest Rate

14% to 16% p.a.

Processing Fee

1% to 1.5% deductible from loan amount as processing fees

Loan Tenure

20 years

Loan Amount

7 Lakhs to 40 Lakhs

Disclaimer: The values stated above are subject to change with accordance to alteration of policies and regulations laid by the financial organisation.

Also CheckLoan Against Property Interest Rate

HFFC Loan Against Property Features & Benefits

Hassle-free Application Process

Choose to apply from the comfort of your home by submitting minimal documents on Bajaj Markets

Zero Foreclosure Charge

HFFC does not demand any foreclosure charges, should you choose to close your loan against property before the end of your loan tenure. 


Property-Value Funding

You can take a loan amount up to 90% of the value of the property you have submitted as collateral for the loan. 

HFFC Loan Against Property EMI Calculator

It is an extremely archaic task to manually calculate the LAP EMIs of your loan. Thus, Home First Finance Company offers you an EMI calculator that can help you understand the values surrounding your desired loan amount, loan tenure, rate of interest and interest amount in a matter of seconds. You can use the following guidelines to use HFFC’s EMI calculator to find the exact number of the EMIs that can help you repay your loan and the exact EMI amount to cover over each month of the loan tenure. 

  • Step 1: Enter your desired loan amount.

  • Step 2: Fill in a loan tenure in the form of years.

  • Step 3: Put in the rate of interest ranging between 14% to 16% for a reading as accurate as possible. 

  • Step 4: Once you have entered all the relevant values, the EMI amount payable on a monthly basis will be displayed on your screen.


How to Apply for HFFC Loan Against Property

HFFC has multiple ways for you to apply for a loan against property. You may commence the application process at your nearest Home First Finance Company branch or use their customer care services to get in touch with an executive to guide you through the application. To ease the process furthermore, Bajaj Markets offers you a hassle-free way to apply for a loan against property from Home First Finance Company and given below are the steps to start the application.

  • Step 1: Click on “Apply Now” on the product page.

  • Step 2: Enter your personal and financial details such as your name, phone number, income, etc.

  • Step 3: Enter the loan amount you’d like to acquire.

  • Step 4: Here, you will be asked for property details. Enter the relevant information accurately.

  • Step 5: Loan details along with additional charges and disbursable loan amount on your screen.

  • Step 6: A loan executive should get in contact with you shortly after you complete this process.

HFFC Loan Against Property Eligibility

Below is a breakdown of the HFFC eligibility criteria that every borrower is required to meet before applying for an LAP from HFFC.

  • Age Criteria: An applying borrower’s age must lie in the bracket of 18 years to 65 years to be eligible for a loan against property from Home First Finance Company. 
  • Monthly Income: For salaried individuals, their monthly income must be a minimum of ₹10,000. A self-employed applicant should have a minimum of ₹15,000 as Profit After Tax (PAT).
  • Work History: At least 1 year of work experience is required for a salaried person to qualify for a loan against property. A self-employed individual is required to have three years and more in work experience to apply.

Also Check: Loan Against Property Eligibility Criteria

Documents Required for HFFC LAP

An applicant is required to submit essential documents for a verification process as well as fulfilling an application of a loan against property. Listed below are all the documents needed.

  • KYC documents such as Aadhaar Card, PAN Card/Passport, Driving Licence, etc.
  • Address Proof
  • Bank Statement (last 6 months)
  • Salary Slips of last 3 months (salaried applicants)
  • Certificate and proof of existence of business (self-employed applicants)
  • Form 16 or Income Tax Returns

Home First Finance Company Customer Care Details

Following are the ways in which you can establish contact with the Home First Finance Company head office:

Head Office: 511 Acme Plaza, Opposite Sangam Cinema, JB Nagar, Andheri East, Mumbai, Maharashtra, 400059

Phone Numbers: +91 888-054-9911 or  +91 992-009-8834

Email: loanfirst@homefirstindia.com 



The full form of HFFC is Home First Finance Company.

Home First Finance Company provides loans against property at an interest rate ranging from 14% to 16%.

Home First Finance Company provides borrowers with a maximum loan tenure of 20 years.

The eligibility criteria for a loan against property from HFFC requires the borrower to be of an age between 18 years and 65 years. Furthermore, salaried applicants are required to earn a minimum of ₹10,000 on a monthly basis with at least 1 year of work experience, Self-employed individuals must have a work experience of at least 3 years with a monthly profit after tax ₹15,000 per month. If you tick the relevant boxes on this list, then you are fully eligible for a loan from HFFC.

Yes, you may foreclose your HFFC loan without any foreclosure charges applicable to you.

Loan Offer
Download App
Credit Score