✓ Loan Against Property from ₹15 Lakhs to ₹5 Cr ✓ Multiple Lending Partners ✓ Attractive Interest Rates Apply Now

Apply for an HFFC Loan Against Property of up to ₹40 Lakhs on Bajaj Markets and fulfil your financial needs conveniently. You can get the required funding at interest rates starting at 14% p.a. and repay the loan comfortably over a tenure up to 20 years. Enjoy other perks like no foreclosure charges, smooth online application process, and more.

Interest Rates and Charges

Here are the interest rate and charges you need to consider:

Interest Rate


 to 16% p.a.

Processing Fee

1% to 1.5% deductible from loan amount 

Loan Tenure

20 years

Loan Amount

7 Lakhs


40 Lakhs


Disclaimer: The above rates and details are subject to change at the lender’s discretion.

Home First Finance Company Loan Against Property EMI Calculator

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Features and Benefits

Check out the features and benefits that come with this form of credit:

Ample Funding

Cover your several planned and unplanned needs with high loan amounts of up to&nbsp;40 Lakhs<br>

High Loan-to-Value Ratio

Get a loan amount of up to 90% of the property value

Affordable Interest Rates

Enjoy the loan facility at nominal interest rates starting at just 14.00% p.a.

Extended Repayment Tenures

Repay the loan amount conveniently through EMIs over a tenure of 20 years

No Foreclosure Charges

Close your loan anytime, without paying any prepayment or foreclosure charges

Eligibility Criteria and Documents Required

You need to meet the following HFFC Loan Against Property eligibility criteria to avail of the loan:

  • Age Criteria: Your age must be between 18 and 65 years 

  • Monthly Income: Salaried applicants must have a minimum monthly income of ₹10,000, and self-employed applicants must have a minimum of ₹15,000 as Profit After Tax (PAT)

  • Work Experience: Salaried applicants must have a minimum work experience of 1 year, and self-employed applicants must have a minimum work experience of 3 years

You also need to submit the following documents along with your application:

  • KYC documents for ID and address proof, such as Aadhaar card, PAN card/passport, driving licence, voter ID, etc.

  • Salary slips for the last 3 months

  • Bank statement (last 6 months)

  • Form 16 or Income Tax Returns

  • Certificate and proof of existence of business (self-employed applicants)

How to Apply

You can apply for a loan against property online by following these steps:

  • Click on ‘Apply Now’ on this page

  • Enter your requirement and provide details of your profession and your contact details to check your loan eligibility

  • Click on ‘Proceed’

  • Fill in the personal, professional and property details accurately

  • Check the loan details along with additional charges and disbursal loan amount on your screen

  • Submit your application

  • A loan executive should get in contact with you shortly after you complete this process



Can I foreclose my HFFC loan? What are the charges applicable?

Yes, you can foreclose your HFFC loan without incurring any foreclosure charges.

Can I apply for an LAP with Home First Finance Company jointly with a family member?

Yes, you can co-apply with a family member.

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