Apply for a HomeFirst Finance Company (HFFC) Loan Against Property on Bajaj Markets with interest rates starting at 14% p.a., loan amounts up to ₹50 Lakhs, and flexible tenures up to 20 years.
Starting Interest Rate
Max. Loan Amount
Max. Tenure
Apply for a HomeFirst Finance Company (HFFC) Loan Against Property of up to ₹50 Lakhs on Bajaj Markets and fulfil your financial needs conveniently. You can secure the necessary funding with interest rates starting from 14% p.a.
Enjoy the flexibility of repaying the loan over a comfortable tenure of up to 20 years. You can also benefit from additional advantages such as a seamless online application process, no foreclosure charges, and more.
HFFC offers a Loan Against Property at competitive interest rates, along with transparent charges to make borrowing affordable. Here are the interest rates and charges you need to consider:
Particulars |
Details |
---|---|
Starting Interest Rate |
14.00% p.a. |
Processing Fee |
1% to 1.5% deductible from the loan amount |
Disclaimer: The above rates and details are subject to change at the lender’s discretion.
In addition to the interest rate, HomeFirst Finance Company charges certain additional fees on its Loan Against Property, as listed below:
Fees and Charges |
Details |
---|---|
Login Fees |
₹2,500 + GST |
Project Appraisal Charges |
Up to ₹30,000 + GST |
Total Project Appraisal Charges |
Up to ₹32,500 + GST |
Foreclosure charges |
NIL |
Pre-EMI/EMI bounce charges |
₹500 + applicable taxes |
Default Penalty |
2% per month on overdue EMIs/PEMIs + taxes for the overdue period |
Legal and Incidental Charges |
As per actuals |
CERSAI Charges |
NIL |
MOE Charges |
As per state laws |
Document Charges (SOA/LOD/Outstanding Letter) |
|
Conversion Charges (Floating to Fixed, Fixed to Floating) |
2% on principal outstanding + applicable taxes |
Documents Retrieval Charges |
NIL |
Repricing Fee |
Up to 1.5% of principal outstanding |
Disclaimer: The above rates and details are subject to change at the lender’s discretion.
You can cover your several planned and unplanned needs with high loan amounts of up to ₹50 Lakhs.
You can get a loan amount of up to 50% of the property value.
You can enjoy the loan facility at nominal interest rates starting at just 14.00% p.a.
You can choose to repay the loan amount conveniently through EMIs over a tenure of 20 years.
You need to meet the following HFFC Loan Against Property eligibility criteria to get this loan:
You need to be between 21 and 70 years of age
For salaried employees, the minimum monthly income is ₹10,000
Self-employed applicants must have a minimum monthly income of ₹15,000 as Profit After Tax (PAT)
You need at least 1 year of work experience if salaried and 3 years if self-employed
You also need to submit a few documents along with your application. These documents can be different for salaried and self-employed individuals:
KYC documents, such as Aadhaar card, PAN card/passport, driving licence, voter ID, etc.
Salary slips for the last 3 months
Bank statement for the last 6 months
Form 16 or Income Tax Returns
Certificate and proof of existence of business (self-employed applicants)
You can apply for a Loan Against Property online by following these steps:
Click on ‘Check Offer’ on this page
Select your requirement and provide details of your profession and your contact details to check your loan eligibility
Fill in the personal, professional, and property details accurately
Check the loan details along with additional charges and disbursal loan amount on your screen
Submit your application
A loan executive will get in contact with you shortly after you complete this process
You can track the status of your HomeFirst Finance Company Loan Against Property application online using the official portal and your registered mobile number:
Visit the official website of HomeFirst Finance Company at www.homefirstindia.com
Select the ‘Track Loan’ option from the top menu
Enter your registered mobile number in the provided field
Click ‘Continue’ to proceed and enter the OTP received
Your loan application status will be displayed
Alternatively, you can reach out to customer care at loanfirst@homefirstindia.com or call anytime from Monday to Saturday between 9 AM and 6 PM.
You can easily view and download your HomeFirst Finance Company Loan Against Property statement online via the official customer portal:
Open the HomeFirst Finance Company customer portal
Access the Login page and enter your registered mobile number and password
After logging in, tap on the ‘More’ section available at the bottom
Select the ‘Mini Statement’ option and choose the account you wish to check
Select the period for which you wish to check the statement and tap on the ‘Search’ button
Once submitted, the statement will be available for viewing, downloading, or printing.
HomeFirst Finance Company offers a streamlined repayment process for loans against property through automated EMI deductions. The EMI amount is debited directly from your registered bank account on a fixed date each month, ensuring timely payments without manual effort.
An active bank account is mandatory, as all repayments are processed through it for seamless loan servicing.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Yes, you can foreclose your HFFC loan without incurring any foreclosure charges.
Yes, you may apply jointly with a family member who is a blood relative, including parents, spouse, or siblings.
Yes, you can transfer your HomeFirst Finance Company Loan Against Property to another bank through a balance transfer facility. This allows you to get better interest rates or improved loan terms.
If you miss an EMI payment on your HomeFirst Finance Company Loan Against Property, late payment charges and a penalty may apply. This can be around 2% per month of your overdue amount plus taxes.
The repayment tenure for HomeFirst Finance Company's Loan Against Property generally ranges up to 20 years.
Yes, NRIs can apply for a loan against property with HomeFirst Finance Company.