Bajaj Finance Personal Loan

If you are looking to maintain an emergency fund or need easy access to high amounts, apply for a Bajaj Finance Personal Loan on Bajaj Markets. Borrow amounts of up to ₹55 Lakhs and benefit from tenures ranging up to 8 years. Opt for a term loan or a flexi personal loan, depending on your repayment capability and financial situation.

Here’s a quick look at the key features that could make a personal loan with Bajaj Finance a suitable option for your financial needs:

Disclaimer: The details mentioned above are subject to constant change at the lender’s discretion.

Understanding your monthly outgo is essential before committing to a personal loan. An EMI calculator helps you plan better by estimating your instalments in advance. Here is how the Bajaj Finance Personal Loan EMI Calculator can support you in managing your repayments effectively:

Here’s an overview of the additional fees and charges you should know to manage your personal loan with Bajaj Finance effectively:

Disclaimer: The mentioned values are subject to change at the lender’s discretion.

For Microfinance Loans, please note below:

Microfinance borrowers can choose to purchase non-credit products entirely at their discretion. The minimum, maximum, and average interest rates are 11%, 32%, and 27.01% p.a., respectively. No charges apply for part pre-payment or foreclosure.

Here are the eligibility criteria you need to meet before applying for a Bajaj Finance Personal Loan:

• You should be an Indian citizen

• You must be a salaried individual

• Your age should be between 21 and 66 years

• You need to be employed with a private firm, public company, or a reputed MNC

• Your minimum monthly income should be ₹25,000

• You must have a CIBIL score of 685 or higher

Here’s a checklist of documents that can help you speed up your application for a personal loan with Bajaj Finance:

• Identity proof (Any one): Aadhaar card, Passport, Driving licence, or Voter ID

• Income proof: Salary slips for the last three months

• Bank statement: Statement for the last three months

• PAN card: Mandatory for the application

Here’s a simple step-by-step guide to help you apply for a Bajaj Finance Personal Loan on Bajaj Markets:

1. Click on the ‘Check Eligibility’ button to get started

2. Enter your personal and professional details accurately

3. From the available loan offers, select ‘Bajaj Finance’

4. Choose your preferred loan amount and repayment tenure

5. Click ‘Submit’ to complete your application

After submission, your application will go through verification. Once approved, a representative will connect with you to guide you through the next steps.

Here are the reasons why choosing a Bajaj Finance Personal Loan on Bajaj Markets could help you manage your borrowing needs better:

No Collateral Needed

You can apply for a personal loan without pledging any of your assets as security. This helps you secure funds without risking your valuables.

Competitive Interest Rates

Enjoy attractive interest rates starting from 10% per annum. This helps keep your overall borrowing cost under control.

Interest-only EMIs for Initial Tenure Phase

With the Flexi Loan option, you pay only the interest during the initial tenure. This eases your repayment in the early months.

Flexible Repayment Tenure

Repay the loan over a tenure of up to 96 months. This flexibility allows you to choose an EMI plan that fits your budget.

Transparency in Charges

All applicable charges are clearly communicated upfront by Bajaj Finance. This ensures you are fully aware of the costs involved.

Here’s how you can reach out to Bajaj Finance customer care for assistance with your personal loan queries:

• Phone Number: 086980-10101

• E-mail ID: wecare@bajajfinserv.in

• Address: 6th Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune - 411014

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.