A Bajaj Finance Personal Loan can aid you in securing funds in times of need. The best part is that you can use the loan amount at your discretion, as there are no end-use restrictions.
You can use the loan money to fund your dream vacation, renovate your home, or even pay medical bills. Read on to learn about the features of a Bajaj Finance Instant Personal Loan.
The Bajaj Finance Instant Personal Loan is a smart choice for you, if you need funds without any hassles. You can access an ample sanction, and get it on affordable terms. Check out the Bajaj Finance Personal Loan details here:
Bajaj Finance Personal Loan Details |
|
Rate of Interest |
12% - 28% p.a. |
Loan Amount |
Up to ₹35 Lakhs |
Processing Charges |
Up to 4.72%(Inclusive of applicable taxes) |
Repayment Tenure |
Up to 6 years |
Disclaimer: Above-mentioned rates and charges are subject to changes at the lender’s discretion.
Check out the table to understand the charges associated with a Bajaj Finance Personal Loan.
Fee Type |
Rate |
Part-Prepayment Charges |
Up to 4.72% (Inclusive of applicable taxes) |
Loan Foreclosure Charges |
Up to 4.72%(Inclusive of applicable taxes) |
Convenience Fee |
Up to ₹4499 |
AMC |
Up to 0.885% (Inclusive of applicable taxes) |
Penal Interest Rate |
3.50% per month |
Cheque Bounce Charges |
₹700 - ₹1,200 per bounce |
Stamp Duty |
As per the laws of the state |
Broken Period Interest |
Added to First Instalment |
Mandate Rejection Charges |
₹450 per instance |
Flexi Fee |
Term Loan – Not applicable
Hybrid Flexi Loans – A Fee will be deducted upfront from the loan amount (as applicable below)
*All the Flexi Charges above are inclusive of applicable taxes
*Loan amount includes approved loan amount, insurance premium and VAS Charges |
Disclaimer: The details mentioned above are subject to changes as per the terms and policies of the lender
You have to meet the following Bajaj Finance Personal Loan eligibility parameters when applying for a loan:
You must be a citizen of India
You must be a salaried individual
You must be between 21-62 years of age
You must be an employee of a private company, a public company, or an MNC of repute
You should be earning a minimum monthly salary of ₹25,000, depending on the city you reside
You must have a CIBIL score of at least 685 or higher
Now that you are clear about the Personal Loan eligibility criteria, knowing the documents required for a personal loan in Bajaj Finance is just as important. To get easy approval, you must submit:
Aadhaar card/passport/driving licence/PAN card/Voter ID
Salary slips for the previous 3 months
Bank statement for last 3 months
Furnish these Bajaj Finance Personal Loan documents for quick and hassle-free approval within minutes!
To avail a personal loan from Bajaj Finance, there is no need to provide collateral. All you must do is fulfil the basic personal loan eligibility criteria and submit the required documents.
If your paperwork is verified, the money will be credited to your account within a few days.
Given below is an overview of the personal loan interest rates offered by partners on Bajaj Markets. Comparing the interest rate will enable you to get the funding you need at an affordable cost.
Lending Partner |
Interest Rate Range |
Loan Amount |
Avail Laon |
30% p.a. Onwards |
Upto ₹4 Lakhs |
||
14% p.a. Onwards |
Upto ₹5 Lakhs |
Apply Now | |
15.95% p.a. Onwards |
Upto ₹10 Lakhs |
||
18% p.a. Onwards |
Upto ₹5 Lakhs |
||
21% p.a. Onwards |
Upto ₹5 Lakhs |
||
15% p.a. Onwards |
Upto ₹4 Lakhs |
||
10.99% p.a. Onwards |
Upto ₹25 Lakhs |
||
11% p.a. Onwards |
Upto ₹7 Lakhs |
||
16% p.a. Onwards |
Upto ₹5 Lakhs |
||
24% p.a. Onwards |
Upto ₹30,000 |
||
14.50% p.a. Onwards |
Upto ₹10 Lakhs |
||
14% p.a. Onwards |
Upto ₹5 Lakhs |
||
9.99% p.a. Onwards |
upto ₹5 Lakhs |
||
2% p.m. Onwards |
Upto ₹1 Lakh |
||
12% p.a. Onwards |
Upto ₹25 Lakhs |
||
1.5% p.m. Onwards |
Upto ₹5 Lakhs |
||
10.99% p.a. Onwards |
Upto ₹50 Lakhs |
Disclaimer: The above interest rates and loan amount may vary at the lender’s discretion and your loan application.
You can avail a personal loan by visiting the Bajaj Finance website or on Bajaj Markets. Here are the steps to follow when applying for a Bajaj Finance Personal Loan at Bajaj Markets.
Click on “Apply Now” on this page.
Input your basic details like profession, date of birth, name, pincode and check your loan offer
Enter additional details and select the Bajaj Finance Personal Loan amount and repayment tenure
Get online approval in minutes and get the money disbursed to your bank account within a few days
If you have any queries or grievances, you can reach out to Bajaj Finance through their customer care number at 08698 010101 and have your queries resolved. You can even get assistance via SMS.
All you must do is text ‘EMI LAN’ on the Bajaj Finance Helpline Number at +91 92275 64444.
Yes, you can easily get a personal loan from Bajaj Finance. All you must do is fulfil the basic eligibility criteria, fill up the application form, and upload the required documents on the Bajaj Markets portal.
If your documents are verified, and your loan application has been approved, you will get the personal loan money in a matter of a few days.
With a Bajaj Finance Personal Loan, you can avail funding of up to ₹35 Lakhs at interest rates starting from 12% per annum. Another reason you should go for a Bajaj Finance Personal Loan is that you can repay the same over 6 years.
Additionally, Bajaj Finance Personal Loan application process requires minimal documentation, which means that you will quickly be able to apply for the same.
You can check your Bajaj Finance Personal Loan application status online through the Customer Portal or Bajaj Markets App.
Yes, as a self-employed person, you can get a business loan at Bajaj Markets.
The minimum and maximum loan repayment tenure options for a Bajaj Finance Personal Loan are 12 months and 72 months, respectively.
Yes, you can get a Bajaj Finance Personal Loan easily if you meet the required eligibility criteria and submit the necessary documents.