Running a Bajaj Finance personal loan status check is easy, quick, and highly convenient. Bajaj Finance offers multiple methods for you to track your application. By providing a few essential details, you can effortlessly stay updated on your loan's progress as it moves through the various stages of the verification process.

Apart from receiving timely updates, monitoring the status of your loan application is crucial to resolving any potential issues for a seamless approval experience.

Details Required to Check Bajaj Finance's Personal Loan Status

Keep your application details ready to make the enquiry process quicker and easier. Different enquiry modes require different details. The most important ones include:

  • Your application ID or number 

  • Name 

  • Date of birth

  • Phone with the mobile number provided with the application

  • Loan ID

  • Unique reference number

How to Track Bajaj Finance Personal Loan Status

Bajaj Finance has over 200 branches across the country. These outlets are designed specifically to make your experience as convenient as possible. As a customer, you can visit these locations to know your Bajaj Finance loan application status. 

You can complete the check through multiple channels, including:

  • Through the Online Portal or Website

Here is a step-by-step process to check your Bajaj Finance personal loan status:

  1. Visit the official website of Bajaj Finance and select the ‘My Account’ option from the home page

  2. Enter your mobile number and enter the One-time Password (OTP) to log in

  3. Select the 'Bajaj Finserv Track Application' option

  4. Type in your registered mobile number and click on 'Generate Password'

  5. Use the OTP sent to your phone to check the status

  • Via the Mobile App

To check Bajaj Finance personal loan application status through the mobile application, follow these steps:

  1. Download the Bajaj Finserv App from Google Play or the App Store

  2. Log in using your customer ID or mobile number

  3. Verify your identity with the OTP sent on your mobile number

  4. Select your preferred language

  5. Choose your customer type (existing or new)

  6. Indicate your employment status (salaried or self-employed)

  7. Explore the available products

  8. Go to the personal loan section and tap ‘See Details’ to check your loan application status 

  • By Contacting the Customer Care Services

Here is how you can check your loan status through customer care:

  1. Call 8698010101 to speak with a representative

  2. Provide the reference number you received when applying for the loan

  3. To verify your identity, share your name and date of birth

  4. Then, ask about your loan status 

  • Through the SMS Facility

You can also get updates through the SMS facility. Here are the details:

  1. Open your messaging app and compose a new SMS

  2. Send the SMS with the keyword ‘SHOL’ to 9773633633

  3. You will receive a reply with the current status of your loan application

  • By Visiting the Nearest Branch

To check your loan application status in person, follow these steps:

  1. Visit the branch where you applied for the loan

  2. Present your application reference number and valid ID proof

  3. Speak with a loan officer or customer service representative to check your application status

Frequently Asked Questions

How to track my Bajaj Finance personal loan?

You can track the status of your Bajaj Finance personal loan through various ways, online and offline. These include:

  • Official portal

  • Mobile App

  • Customer care

  • SMS facility

  • Branch visit

How will I know if my Bajaj Finance personal loan application is approved or rejected?

You will be notified if your application is approved or rejected. If approved, the loan amount will be credited to your bank account via RTGS or NEFT.

How can I repay the Bajaj Finance personal loan?

There are two repayment options – EMI and bullet payment, each offering flexibility based on your preferences. Here are the details:

  • EMI: You can pay the loan via Equated Monthly Instalments (EMIs) across your chosen tenure. You can also make part-prepayments or foreclosures. Part-prepayment means paying more than the monthly EMI to reduce the interest or tenure, while foreclosure means paying off the entire outstanding amount before the due date.

  • Bullet Payment: This is a one-time payment that settles the entire loan balance, including both principal and interest.

Are there prepayment options with Bajaj Finance personal loan?

Yes, Bajaj Finance offers prepayment options. If you have extra funds, you can pay off part of the loan balance before the due date, which helps reduce the overall interest dues and the loan’s tenure.

How long does it take for a Bajaj Finance personal loan to be approved?

Approval depends on your profile and the documents submitted. If everything aligns with the lender’s policies, disbursal typically takes 24 hours.

What is the customer care number of Bajaj Finserv personal loan?

The customer care number to check your Bajaj Finance loan status is 8698010101. You can call this number to find out about your loan status or for any loan-related queries.

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