How to Check and Download Your Bajaj Finance Personal Loan Account Statement

A Bajaj Finance loan account statement gives you a clear summary of your loan activity in one place. You can use it to track your repayments and understand how your loan is progressing over time. The statement is usually available in a downloadable PDF format, making it easy to view, save, or share when required.

A typical Bajaj Finance loan account statement includes key details such as the total loan amount, EMI schedule, and the number of installments paid. It also shows your outstanding balance, along with a breakdown of principal and interest components. This helps you see how much of your EMI goes towards reducing the loan versus interest charges.

You will also find details of any applicable fees, such as processing charges or penalties, if applied. The statement can also help you assess whether personal loan prepayment and foreclosure charges may apply if you are planning to repay your loan before the end of the tenure.

Reviewing your Bajaj Finance loan account statement regularly helps you stay informed and plan your finances better. For example, you can check if prepayment or foreclosure is feasible based on your current balance. It is also advisable to verify the statement periodically for any errors, missing payments, or discrepancies and report them to the lender promptly for resolution.

You can access your personal loan statement on Bajaj Finance’s official website, app, and branch office. 

Here's how:

On the Website

1. Visit the customer portal - https://www.bajajfinserv.in/myaccountlogin and sign into your account
   

2. Navigate to the ‘My Relations’ section and select the loan account
   

3. Under the ‘Quick Actions’ section, select ‘Statements’
   

4. Click on the Statement of Account to download it

On the App

1. Download the official app from the App Store or Google Play Store
   

2. Enter your mobile number to log into the account
   

3. Choose the loan account you want to access the statement of
   

4. Download the loan statement by clicking on ‘Statements’

At a Nearby Branch Office

Visit a nearby branch office to get your Bajaj Finance Personal Loan statement. The officials at the branch will guide you through the process.

Reviewing your loan statement regularly can help you track repayments and identify any discrepancies early. When checking your statement, make sure to verify the following:

• The outstanding loan balance and the number of EMIs remaining

• The EMI amount and due date mentioned in the statement

• The principal and interest components of each EMI

• Whether the applicable personal loan interest rates match the terms agreed upon at the time of loan sanction

• Any processing fees, penalties, or other charges applied to the loan account

• Details of prepayments, part-payments, or foreclosure transactions, if any