CASHe is an online platform providing instant personal loans. It offers easy access to credit across India, and you can get up to ₹4 Lakhs. The CASHe Personal Loan is one of the quicker, more accessible short-term financing solutions to consider. It grants quick access to funds, and you also pay nominal charges for availing the loan.
CASHe Personal Loan Details |
|
Interest Rate |
27% p.a. onwards |
Loan Amount |
₹1,000 to ₹4 Lakhs |
Loan tenure |
Up to 12 months |
Minimum Monthly Income |
₹18,000 |
Disclaimer: The above-mentioned rates and figures are subject to change at the lender’s discretion.
The CASHe Personal Loan interest rate ranges between 2.25% to 2.5% per month depending on the tenure of your loan.
Here is an overview of the different interest rates:
Tenure |
Interest Rate |
90 Days Loan (CASHe 90) |
2.50% p.m. or 30% p.a. |
180 Days Loan (CASHe 180) |
2.40% p.m. or 28.80% p.a. |
270 Days Loan (CASHe 270) |
2.25% p.m. or 27% p.a. |
360 Days Loan (CASHe 1 Year) |
2.25% p.m. or 27% p.a. |
Disclaimer: The interest rates mentioned here are subject to change at the lender’s discretion.
Along with the interest, you also need to pay processing fee and some other charges applicable on the CASHe instant personal loan. Here is a table with these details.
Loan Tenure |
Processing Fee |
90 Days Loan (CASHe 90) |
₹85/- Flat fee for loan amount less than ₹6,000 + GST, as applicable. ₹500/- Flat fee for loan amount ranging from ₹6,000 to ₹33,333 + GST, as applicable. 1.5% of loan amount, if the loan amount is higher than ₹33,333 + GST, as applicable. |
180 Days Loan (CASHe 180) |
₹1,200 or 2% of the personal loan amount (whichever is higher) + GST, as applicable. |
270 Days Loan (CASHe 270) |
₹1,200 or 2% of the personal loan amount (whichever is higher) + GST, as applicable. |
360 Days Loan (CASHe 1 Year) |
₹1,200 or 2% of the personal loan amount (whichever is higher) + GST, as applicable. |
Disclaimer: The processing fee and the terms mentioned here are subject to change at the lender’s discretion.
Understanding the CASHe personal loan eligibility criteria can help ensure that you are eligible and can get access to funds when needed. The basic criteria include:
You must be between 21-40 years
You are salaried individual and a resident of India
Your monthly salary should be at least ₹18,000
You must have a good credit score
Along with knowing the personal loan eligibility criteria, you should know the documents required. This way, you can ensure that you have all the documents at hand and apply seamlessly.
The documents required include:
ID Proof (PAN Card)
Aadhaar Card
Latest bank account statement that shows salary credit
Address proof
Photograph (Selfie)
Year | Principal | Interest | Balance |
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It is always best to calculate your EMI before applying for personal loan as it helps you plan your finances better. You can calculate your EMI by using the personal loan EMI Calculator.
To calculate your monthly instalment amount, you have to enter the following details.
Loan Amount: First, enter the loan amount you would require from the CASHe loan
Interest Rate: Enter your personal loan interest rate
Tenure: Decide the tenure within which you can repay your Personal Loan
With CASHe, your application for personal loan can get approved instantaneously, within minutes, in some cases.
When applying for a CASHe Personal Loan, you only need to submit a few documents. This includes your ID proof, address proof, and bank statements.
You can choose a loan tenure according to your repayment capacity. CASHe offers flexible tenure ranging from 3 months to 1 year. You can carry out your repayments on the app as well.
The loan amount will be credited into your bank account within a few hours or even minutes, post the loan approval.
Compare CASHe Personal Loan with personal loans from other lending partners to ensure that you get the best credit. Here is an overview of loan terms from other partners:
Lending Partner Name |
Interest Rate Range |
Avail Laon |
30% p.a. Onwards |
||
14% p.a. Onwards |
||
15.95% p.a. Onwards |
||
18% p.a. Onwards |
||
21% p.a. Onwards |
||
15% p.a. Onwards |
||
10.99% p.a. Onwards |
||
11% p.a. Onwards |
||
16% p.a. Onwards |
||
24% p.a. Onwards |
||
14.50% p.a. Onwards |
||
14% p.a. Onwards |
||
9.99% p.a. Onwards |
||
2% p.m. Onwards |
||
12% p.a. Onwards |
||
1.5% p.m. Onwards |
||
10.99% p.a. Onwards |
Disclaimer: The above terms are subject to change at the lending partner’s discretion.
Personal loans generally have no restrictions on how you use the funding, making them a great option for many of your expenses. Listed below are some of the ways in which a CASHe Personal Loan can help you:
Pay emergency expenses at an affordable cost
Renovate your home without any delays
Make big-ticket purchases without straining your finances
Consolidate and pay off your debt at an affordable cost
Visit your dream destinations whenever you want
Fund your entrepreneurial dreams without using your savings
You can apply for a CASHe Personal Loan through Bajaj Markets. in a simple manner. Here are the simple steps in which you can apply.
Visit Bajaj Markets: Click on “APPLY NOW “ on this page.
Online Form Filling: Enter your personal and professional details and check for an offer
Choose Lending Partner: From the list of personal loan partners, choose CASHe.
Specify Personal Loan Details: Once you fill in these details, you have to specify your personal loan details such as the loan amount required and loan tenure.
Approval & Disbursal: Finally, once you submit all these details, the application is verified. Once your loan gets approved, the sanction amount will be disbursed.
You can contact the CASHe support team by writing to them at support@CASHe.co.in. Be sure to mention all your queries and details to get a resolution at the earliest.
The minimum and maximum amount for a CASHe loan is ₹1,000 and ₹3 Lakhs.
You can apply for a personal loan from CASHe through Bajaj Markets by completing the online application form. Alternatively, you can apply through the lender’s app.
CASHe Personal Loan interest rate ranges between 2.25% per month to 2.50% per month, depending on your loan tenure.
CASHe is a lending platform offering credit such as a personal loan from Bhanix Finance and Investment Ltd., an NBFC registered with RBI.
Yes. You can shift the tenure after availing a CASHe loan.
CASHe is backed by Bhanix Finance Investment Limited, which is an RBI registered NBFC.
You can contact the CASHe support team by writing to them at support@CASHe.co.in.