BAJAJ FINSERV DIRECT LIMITED
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KreditBee Personal Loan

Here’s all you need to know about KreditBee Personal Loan on Bajaj Markets, including the interest rates, loan application process, and eligibility criteria.

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Starting Interest Rate

12% p.a.*
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Max. Loan Amount

₹10 Lakhs
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Max. Tenure

60 Months

Tackle financial emergencies by gaining access to KreditBee Personal Loan. Get funds of up to ₹10 Lakhs instantly by applying for it on Bajaj Markets. By opting for this loan, you can enjoy flexible repayment tenures ranging up to 5 years. The simple online application and documentation processes enable you to get the required amount from the comfort of your home in just a few clicks.

KreditBee Personal Loan Highlights

Here are the key details of KreditBee Personal Loan, covering interest rates, loan amounts, and tenure, so you can quickly compare and proceed confidently:

Particulars

Details

Interest Rate Range

12% to 28.5% p.a.

Tenure

6-60 months

Minimum Loan Amount

₹7000

Maximum Loan Amount

₹10,00,000

*Disclaimer: The mentioned details are subject to change at the lender's discretion.

You can quickly estimate your monthly repayments using the KreditBee Personal Loan EMI Calculator. It helps you view the EMI, total interest payable, and overall repayment amount in just a few clicks.

KreditBee Personal Loan Other Fees and Charges

Before applying, it’s important to be aware of the fees involved. Here’s a breakdown of the charges applicable on the KreditBee loan:

Particulars

Details

Processing fee

Up to 5.1% + GST

Convenience Fee

  • No fees for NEFT/IMPS transfer

  • ₹6 to ₹15 per net banking transaction

  • 0.90% of the loan amount for debit card transactions of over ₹2,000

  • ₹5 to ₹11 per UPI transaction

Late Payment Fees

  • A per-day penalty of ₹500 + 0.15% of the loan EMI

  • A per-day penalty of ₹5 to ₹75 and a fine of ₹10 to ₹200 for flexi personal loans

Foreclosure Charges

Nil

*Disclaimer: The mentioned charges are subject to change at the lender's discretion.

Eligibility Criteria for KreditBee Personal Loan

The eligibility criteria to secure this instant personal loan are as follows:

  • You must be a citizen of India

  • You must be above 21 years

  • Your net monthly salary must be at least ₹10,000

  • Your Aadhaar Card must be linked to your mobile number

Documents Required for KreditBee Personal Loan

To speed up your KreditBee Personal Loan application, make sure you have the following documents ready along with meeting the eligibility criteria.

  • ID proof: PAN card

  • Income proof: Bank statement or salary slip

  • Address proof: Aadhaar card or passport

  • Proof of Employment

In the case of self-employed applicants, the following documents may be required:

  • Identity Proof: Any one of the following

    • PAN card

    • Aadhaar card

    • Passport

    • Voter ID

    • Driving licence

  • Income Proof: All of the following

    • Profit and Loss statements

    • Bank statements 

    • Income Tax Return (ITR) filings

  • Proof of Business Ownership: Memorandum of Association and Articles of Association

How to Apply for KreditBee Personal Loan on Bajaj Markets

Applying for a KreditBee Personal Loan on Bajaj Markets is easy and fully online. Here’s how you can get started:

  • Click on the ‘Apply Now’ button

  • Fill in your personal and professional details

  • Select ‘KreditBee’ from the list of lenders

  • Choose your loan amount and preferred repayment tenure

  • Submit your application form online

  • Once submitted, your details will be verified. An executive will then get in touch with you for the next steps.

Why opt for KreditBee Personal Loan via Bajaj Markets

High Loan Amounts

Borrow up to ₹10 Lakhs with this loan

Loan Variants

Whether you are a salaried or a self-employed applicant, there is a personal loan available to suit your requirements and preferences

Multi-purpose Loan

Medical crises, travel bills, mid-month cash crunches, and other unforeseen expenses can all be covered with the funds borrowed

No Collateral

Applying for this personal loan does not require you to submit any kind of security or collateral, such as stocks, cash, or other assets.

Easy Application Process

Apply for the loan conveniently, anytime, anywhere, through the online KreditBee application process on Bajaj Markets

Quick Disbursement

The borrowed amount can be credited to your account within a few minutes, enabling you to tackle any financial emergency efficiently

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KreditBee Personal Loan Customer Care Details

You can contact KreditBee Personal Loan customer support through the following channels:

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

How many days will it take for my KreditBee personal loan to get disbursed?

If your KreditBee Personal Loan application is approved, you can expect to receive funds in your bank account within minutes.

KreditBee enables you to repay your loan through Net Banking, Debit Card, and UPI payments.

Yes, all loans offered by KreditBee, including the personal loan, are approved by RBI.

No, you cannot reschedule or postpone your EMI date.

The minimum amount that you can borrow with this personal loan is ₹7000.

KreditBee offers regular term loans for salaried and self-employed individuals that you can apply for on Bajaj Markets.

Yes, you can apply for a KreditBee Personal Loan even if you have a low credit score. However, the interest rate charged may be comparatively higher. Furthermore, your other eligibility will be scrutinised to ensure that you have the required repayment capabilities.

Yes, it is safe to get a personal loan from KreditBee. It ensures that the loan application process is transparent and your sensitive information is safe and not misused.

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