Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Apply Now

Tackle financial emergencies by gaining access to KreditBee Personal Loan. Get funds of up to ₹4 Lakhs instantly by applying for it on Bajaj Markets. By opting for this loan, you can enjoy affordable interest rates starting from 18% p.a. and flexible repayment tenures ranging up to 2 years. The simple online application and documentation processes enable you to get the required amount from the comfort of your home in just a few clicks. 

Interest Rates and Charges

The KreditBee Personal Loan interest rates and other applicable charges are as mentioned below:

Interest Rate

18% p.a. onwards

Processing Fee

  • Up to 6% of the loan amount, starting from ₹500, for personal loans for salaried persons

  • PPL (Premium Personal Loan) (Salaried) - Up to 6%

  • PPLE (Premium Personal Loan self-employed) - Up to 6.10%

  • FPL/FPLP (Flexi Personal Loan Premium) - Up to 6.75%

Convenience Fee

  • No fees for IMPS/NEFT transfer

  • ₹6-₹15 per transaction for Net Banking

  • 0.90% of the amount for Debit Card transactions of above ₹2,000

  • ₹5-₹11 per transaction for UPI transactions

Late Payment Fees

  • ₹500 and a per-day penalty charge of 0.15% of the instalment amount for personal loans for salaried persons

  • ₹10-₹200 and a per-day penalty charge of ₹5-₹75 for flexi personal loans

*Disclaimer: The rates and charges mentioned are subject to constant change at the lender’s discretion.

KreditBee Personal Loan EMI Calculator

Loan Amount
  • Months
  • Years
Rate of Interest

Monthly EMI

at % interest rate for months

Total Amount Payable
Principal Amount
Total Interest
Year Principal Interest Balance

Features and Benefits

High Loan Amounts

High Loan Amounts

Borrow amounts as high as ₹4 Lakhs with this loan
Loan Variants

Loan Variants

Based on your financial needs, opt for either a regular personal loan for salaried persons or a flexi personal loan
Multi-purpose Loan

Multi-purpose Loan

Medical crises, travel bills, mid-month cash crunches, and other unforeseen expenses can all be covered with the funds borrowed


No Collateral

No Collateral

Applying for this personal loan does not require you to submit any kind of security or collateral, such as stocks, cash, or other assets.


Easy Application Process

Easy Application Process

Apply for the loan conveniently, anytime, anywhere, through the online application process


Quick Disbursement

Quick Disbursement

The borrowed amount can be credited to your account within a few minutes, enabling you to tackle any financial emergency efficiently

Eligibility Criteria and Documents Required

The eligibility criteria to secure this instant personal loan are as follows:

  • You must be a citizen of India

  • You must be above 21 years

  • Your net monthly salary must be at least ₹10,000

  • Your Aadhaar Card must be linked to your mobile number


The documents you may be required to furnish when applying for the loan are: 

  • ID proof: PAN card

  • Income proof: Bank statement or salary slip

  • Address proof: Aadhaar card or passport

  • Proof of Employment

How to Apply?

Apply for this personal loan by following the simple steps listed below:

  • Select the ‘Apply Now

  • Enter your basic professional and personal information

  • Choose ‘KreditBee’ from the list of loan providers

  • Enter the required loan amount and preferred tenure

  • Click on ‘Submit’

Following this, an executive will contact you and guide you through further proceedings.


If your KreditBee Personal Loan application is approved, you can expect to receive funds in your bank account within minutes.


KreditBee enables you to repay your loan through Net Banking, Debit Card, and UPI payments.


Yes, all loans offered by KreditBee, including the personal loan, are approved by RBI.

No, you cannot reschedule or postpone your EMI date.

The minimum amount that you can borrow with this personal loan is ₹1,200.


You can contact KreditBee Personal Loan customer support through the following channels:

  • KreditBee Personal Loan customer care number: 080-44292200 / 080-68534522

  • Email: help@kreditbee.in

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