Personal Loan Top Up

There are certain scenarios in life when you need immediate cash, ostensibly for home renovation, wedding expenses, holiday costs, or some pressing need. If you cannot get the money you need from your friends and relatives, you need to apply for a personal loan. Personal loans are basically unsecured loans which do not require pledging collateral to receive the money. Applying for a personal loan is extremely easy and can be done online, and the money can be suitably used to meet any expense. Finserv Markets, one of the most esteemed non-banking financial institutions (NBFC) in the country, make available personal loans up to Rs. 25 lakh with instant approval and rapid disbursal. We make available personal loans for women, people employed by the Government of India and the various Public Sector Units, and school teachers and college professors. But, often it may happen that even after procuring a personal loan you are unable to meet your financial need. You will then require Personal loan Top-ups which are basically boost loans granted in addition to your original loan. You can either combine the personal loan Top-up with your existing personal loan, or treat it as a separate loan.

The Bajaj personal loan top-up facility available on Finserv Markets offers you a reliable and flexible option to meet your financial needs. If you opt for a new loan that will cover both your existing loan amount and topup loan on personal loan, you will get one consolidated EMI amount comprising the entire value. Or else, if you opt to get a new loan for your new financial requirement, you will pay separate EMIs for your existing personal loan and the personal loan Top-up.


How to apply

Applying for a personal loan Top-up is extremely easy and hassle-free. It becomes even more convenient if you own a Bajaj Finserv EMI card.

1.      Go to

2.      Fill up the details of the application, like name, mobile number, credit report, etc.

3.      Check whether you are eligible for the personal loan Top-up facility.

4.      Choose the personal loan Top-up tenure and amount that you think is perfectly optimised for you.

5.      Verify your identity through a secured online process.

6.      The money will be credited in your bank account within a maximum of 24 hours.



Once you meet these eligibility criteria you can avail a top up personal loan within a day and fulfil all your dreams.

1.    You must be a citizen of India.

2.    You must be a salaried employee.

3.    You should be in the age range of 23 -58 to avail a vacation loan.


Documents Required

A personal loan with us can be availed easily with minimum documentation possible. All we ask from you is your

•    Aadhaar Card/Passport/Driving License.

•    PAN Card.

•    Bank Statement - Last 3 months.

Interest rates and fees

Avail a personal loan with enjoy complete transparency. There are no hidden charges at all. We offer personal loans with low fees, competitive interest rates and nominal charges. You can know more about the fees and charges with Finserv Markets here.


Benefits of availing a Bajaj Personal loan top-up Available on Finserv Markets

·         Extremely low interest rate

·         Minimum documentation

·         Easy repayment through EMIs.

·         No prepayment charges

·         Eligibility criteria - Bajaj Finance personal loan Top-up is available for all existing and new customers who have availed the Balance Transfer facility. The basic criteria requirements are the same as the original loan requirements. Also, the personal loan Top-up can be higher than the original loan amount in certain circumstances.

·         Personal loan Top-up charges- There are no prepayment or foreclosure charges if you choose to prepay your EMIs or foreclose your loan before the period of tenure is over. For more information on processing fees, rate of interest, and other charges, you can visit our website, or download our mobile app.


Why Finserv Markets?

Applying for a Personal loan top-up with us at Finserv Markets, has many distinct advantages. Those include instant approval, money granted in bank account within a maximum of 24 hours, no need to worry about any collateral, flexible tenure schemes, and cheap interest rates.  So, if your existing personal loan amount is not helping you meet your financial requirements, apply for a quick personal loan top-up, only on Finserv Markets.

Finserv Markets, from the house of Bajaj Finserv is an exclusive online supermarket for all your personal and financial needs. Loans, Insurance, Investment and exclusive EMI store, all under one roof- anytime, anywhere!

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