Personal Loan Top Up

There are certain scenarios in life when you need immediate financial assistance, ostensibly for home renovation, wedding expenses, holiday costs, or a medical exigency. If you cannot get the money you need from your friends or relatives, you can apply for a personal loan. These are unsecured loans, which do not require any collaterals to receive money. Applying for it is an extremely easy and hassle-free online process. Finserv MARKETS, one of the most esteemed digital finance platform in the country, makes available these loans of up to ₹ 25 lakh with instant approval and rapid disbursal

We make available personal loan for women, people employed by the Government of India and the various Public Sector Units, teachers and college professors. However, often it may happen that even after procuring a loan you are unable to meet your financial requirements. In this scenario, you can avail a Personal loan Top-up that can be granted in addition to your original loan. You can either combine the personal loan Top-up with your existing loan, or treat it as a separate one.

The Bajaj personal loan top-up facility available on Finserv MARKETS is a reliable and flexible option to meet your financial needs. If you opt for a new loan that will cover both your existing loan amount and the top up, you will get one consolidated EMI amount comprising the entire value. Or else, if you opt to get a new loan to cover your financial requirements, you will pay separate EMIs for your existing loan and the loan Top-up.

How to apply for Personal Loan Top Up?

Applying for a personal loan Top-up is extremely easy and hassle-free. It becomes even more convenient if you own a Bajaj Finserv EMI card.

1.      Go to

2.      Fill up the details of the application, like name, mobile number, credit report, etc.

3.      Check whether you are eligible for the personal loan Top-up facility.

4.      Choose the personal loan Top-up tenure and amount that you think is perfectly optimized for you.

5.      Verify your identity through a secured online process.

6.      The money will be credited in your bank account within a maximum of 24 hours.

Personal Loan Top Up Eligibility

Once you meet these eligibility criteria, you can avail a top up personal loan within a day and fulfil all your dreams.

  1. You must be a citizen of India.
  2. You must be a salaried employee.
  3. You should be in the age range of 23 -58 to avail a vacation loan.

Check Top-up Loan Eligibility

Documents Required for Personal Loan Top-up

A personal loan with us can be easily availed with minimum documentation possible. All we ask from you is your: 

  • Aadhaar Card/Passport/Driving License.
  • PAN Card.
  • Bank Statement - Last 3 months.

Bajaj Finserv Personal Loan Interest rates and fees

Avail a personal loan with enjoy complete transparency. There are no hidden charges at all. We offer these loans with low fees, competitive interest rates and nominal charges. You can know more about the fees and charges with Finserv MARKETS here.

Benefits of Personal Loan Top-up

If you have availed a personal loan you can consider applying for a top-up loan instead of going for a separate loan to meet your financial needs. Finserv MARKETS, offers the most attractive Bajaj Finance Personal Loan interest rate offers with transparent fees and charges, to make the loan process easier for you.

Let's have a look at some of the major benefits of a top-up personal loan.

  • Reduce Loan Burden

By availing a top-up loan on your personal loan you can pay off all other loans. Consolidating the loans can help minimize the overall interest cost which is the main reason opting for a top-up loan is the best option.

  • Minimal Documentation

The documentation required to apply for a top-up loan is minimal for most of the banks. Having an existing relationship with the bank makes things easier as they have the complete credit and loan repayment history of the customer.

  • Quick Processing

A bank where you have an existing relationship with processes the application for a top-up loan faster than a personal loan. Therefore, the loan amount disbursement is faster as well.

  • Interest Rate

Most banks offer attractive interest rates on top-up loans as compared to other kinds of unsecured loans. Thus, it’s best to opt for a top-up loan if you already have an existing loan with the bank.

  • No Collateral

Most banks do not ask for any security or collateral when they avail a top-up loan.

  • Longer Loan Tenure

When availing a top-up loan, the loan tenure depends on the outstanding balance, your repayment capacity as well as the loan amount you are applying for.

  • Available for Balance Transfer

Some banks offer a top-up loan on balance transfer. For any reason, if you're willing to change your bank, you have the option to transfer your loan to another bank. 

Why should you choose Finserv MARKETS?

Applying for a Personal loan top-up with us at Finserv MARKETS, has many distinct advantages. These include instant approval, 24-hour disbursal, flexible tenures and attractive interest rates. So, if your existing loan amount is not helping you meet your financial requirements, apply for a quick personal loan top-up, only on Finserv MARKETS.

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Apply for Instant Top-up Loan with Finserv MARKETS App

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Personal Loan Reviews

Personal Loan Reviews

4out of 5

3 reviews

Top-up Personal Loan

I applied for a personal loan top up at Finserv MARKETS and received the loan amount within a day. The eligibility criteria is simple and documents required are minimum. In all, I am happy with my experience with Finserv MARKETS.

Easy Options

The personal loan top facility available at Finserv MARKETS helped me reduce my debt burden. I was able to minimize my overall interest by consolidating all my outstanding dues. All thanks to Finserv MARKETS.

Hassle-free Online Process

I faced a financial crunch few months back, where the personal loan top up at Finserv MARKETS came to my rescue. With minimum documentation and a quick process, Finserv MARKETS makes it very simple!