YES BANK Personal Loan

You can borrow up to ₹50 Lakhs with a YES BANK Personal Loan, available on Bajaj Markets. Use the funds for emergencies, big purchases, or personal goals. Flexible repayment tenures of up to 72 months give you ample time to repay. Plan your EMIs as per your convenience and manage your finances better. This option helps you meet varied needs without straining your monthly budget.

Here’s a snapshot of the key features that make a YES BANK Personal Loan a practical solution for your financial needs:

Estimating your EMIs in advance can help you plan your repayments better and manage your monthly budget with ease. Here is a simple tool to calculate your YES Bank Personal Loan EMIs accurately:

Here’s a clear breakdown of additional fees and charges to help you plan your YES BANK Personal Loan better:

Here’s what you need to check to see if you qualify for a YES BANK Personal Loan:

• Your age should be between 21 and 60 years

• You must be a salaried employee in a public or private sector organisation

• Your minimum net monthly income should be ₹20,000 in Tier-1 cities and ₹15,000 in Tier-2 or Tier-3 cities

• You should have a credit score of 700 or above

Here’s a checklist of documents that can help you complete your YES BANK Personal Loan application smoothly:

Identity Proof

Voter ID, Aadhaar card, PAN card, Passport, or similar valid ID.

Address Proof

Aadhaar card, Driving licence, Voter ID, Passport, utility bills, rent agreement, or equivalent documents.

Income Proof

Latest salary slips (usually for the last three months), Income Tax Return (ITR), or latest Form 16.

Other Requirements

Duly filled loan application form with complete details.

Here’s a step-by-step guide to help you apply online for a YES BANK Personal Loan easily through Bajaj Markets:

1. Click on the ‘Check Eligibility’ button to get started

2. Enter your personal and professional details carefully

3. From the available loan offers, choose ‘YES BANK’

4. Select the loan amount and repayment tenure as per your needs

5. Click ‘Submit’ to complete your application

After submission, your application will go through verification. Once approved, a representative will contact you to assist with the next steps.

Here’s why applying for a YES BANK Personal Loan through Bajaj Markets could give you a smoother borrowing experience:

High Loan Amounts

You can avail personal loans ranging from ₹1 Lakh to ₹50 Lakhs, depending on your requirement.

Repayment Options

Enjoy flexible repayment tenures between 1 year and 5 years to suit your financial comfort.

Quick Processing

Benefit from fast approvals with a fully digital application and processing journey.

Zero Collateral

No collateral is required, so you don’t need to risk your property or gold.

Attractive Interest Rates

Get competitive interest rates starting from just 12.50% per annum.

Easy Application Process

Apply online in minutes through Bajaj Markets and complete your application with ease.

Here’s how you can reach out to YES BANK for any help or queries regarding your personal loan:

Call

• 1860 210 1200 (standard call charges apply)

• 1800 1200 (toll-free) which is available between 8:00 am and 8:00 pm; only critical services are available post 8:00 pm

Email

• yestouch@yesbank.in

• yesfirst@yesbank.in (for YES First customers)

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.