Learn about the features, charges, eligibility criteria, and the simple application process for a Branch Personal Loan through Bajaj Markets.
Last updated on: April 15, 2026
Bajaj Markets allows you to borrow between ₹5,000 and ₹2 Lakhs through Branch Personal Loan, with flexible repayment options ranging from 3 to 36 months. The fully digital process and minimal documentation make it easy to apply, track, and manage your loan without any hassle. Choose the amount and repayment duration that fits your needs, without over‑borrowing.
Here is a quick overview of the key features to help you assess whether the loan is the right fit for you:
| Loan Features | Details |
|---|---|
Interest Rate |
16% p.a. to 36% p.a. |
Maximum Loan Amount |
₹2 Lakhs |
Minimum Loan Amount |
₹5,000 |
Maximum Loan Tenure |
36 months |
Minimum Loan Tenure |
3 months |
Disclaimer: The mentioned values are subject to change at the lender’s discretion.
Here is a clear breakdown of the additional fees and charges to help you plan your borrowing better:
| Particulars | Details |
|---|---|
Processing Fee |
3.50% |
Prepayment/Foreclosure Charges |
Up to 6% of outstanding principal + GST. The fees will be calculated on a reducing balance basis |
Late Payment Charges |
|
Disclaimer: The mentioned values are subject to change at the lender’s discretion.
Use this simple checklist to see if you’re eligible for a Branch Personal Loan before applying:
Keep the following items ready for a smooth and quick application process:
Note: A bank account in your name is required for loan disbursement
Follow these quick steps to complete your Branch Personal Loan application smoothly:
Click the ‘Apply Now’ button on this page to start your application.
Enter your basic personal and professional details
Select ‘Branch’ from the list of available partners.
Download the Branch app, complete your KYC and required steps, then apply for the loan.
Based on approval, the amount will be disbursed directly to your bank account.
Here’s why this personal loan option can make borrowing simpler, faster, and more convenient for you:
Apply fully online without visiting a branch, saving your time and eliminating paperwork.
Once approved, the loan amount is credited to your bank account within 2 hours.
Borrow any amount from ₹5,000 to ₹2 Lakhs, depending on your requirement and eligibility.
Choose a repayment period between 3 and 36 months based on your monthly budget and comfort.
You only need your Aadhaar and PAN, the process is quick because details are fetched digitally.
This is an unsecured personal loan, hence there’s no need to pledge gold, property, or any other asset.
All charges are clearly disclosed upfront by Branch, ensuring you understand the total cost before proceeding.
Reviewer
Yes. Branch provides unsecured personal loans to eligible individuals in India through a fully digital process. The application is quick, approvals are fast, and repayment options are flexible.
Branch offers flexible repayment tenures ranging from 3 months to 36 months, allowing you to choose a duration that best fits your monthly budget and comfort.