BAJAJ FINSERV DIRECT LIMITED

AU Small Finance Bank FD Calculator

Maturity Amount

₹12,64,264

Interest Earned

₹2,64,264

Deposit Amount

₹10,00,000

ROI

8.50%

p.a.

Maturity Month

Feb 2028

Deposit Amount

Tenure

Total Maturity Payout

Disclaimer : This calculator provides generic interest and maturity amount calculations based on inbuilt algorithms.

...

User of the calculator must check the exact calculations with the Depositor directly. 

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AU Small Finance Bank offers a reliable and secure way to invest money through Fixed Deposits (FDs). This savings tool provides competitive interest rates ranging from 3.75% p.a. to 8.50% p.a., with flexible tenures from 7 days to 120 months. It caters to investors with both short-term and long-term financial goals. Start investing to earn attractive interest and maximise your returns on investment.

How You Can Benefit from the AU Small Finance Bank FD Calculator

AU Small Finance Bank provides a free online tool that allows customers to calculate their FD returns easily. The FD calculator requires only a few details—investment amount, interest rate, and preferred tenure—to estimate potential returns. It also enables you to compare returns across different tenures, helping you make informed decisions that align with your financial goals. Use this simple tool to better understand your investments and maximise your savings.

  • Enter your FD amount

  • Input the interest rate

  • Select the tenure

After submitting these details, the calculator will display the total payout, including both the interest earned and the principal amount. You can adjust the terms multiple times to find the investment option that best meets your financial goals.

Here’s an example of how an FD calculator works: 

If a regular citizen invests ₹2,00,000 in an FD with AU Small Finance Bank for a tenure of 9 years at an interest rate of 8.50% p.a., the expected payout on maturity would be.

  • FD Amount: ₹2,00,000

  • Interest Rate: 8.50% p.a.

  • Tenure: 9 Years (108 months)

By clicking calculate, the total maturity payout would be ₹4,16,771, including ₹2,16,771 as interest earned and the initial investment of ₹2,00,000.

Compare Interest Payouts with Other Banks/NBFCs

Compare the interest rates offered by other banks and NBFCs with those of AU Small Finance Bank on Bajaj Markets to find the best possible rates. Below are the available interest rates:

Bank / NBFC

Highest Interest Rates (% p.a.)

RBL Bank

8.85%

Ujjivan Small Finance Bank

8.75%

Bajaj Finance Ltd.

8.65%

Mahindra Finance Ltd.

8.35%

YES Bank

8.50%

PNB Housing Finance Ltd.

7.95%

Frequently Asked Questions

Can I withdraw my AU Small Finance Bank FD prematurely?

Yes, you can withdraw your AU Small Finance Bank FD before maturity. This facility comes with a premature withdrawal penalty of 1%.

The minimum investment tenor for an FD is 7 days. However, for tax-saver FDs, the tenor is 5 years.

Yes, the AU Small Finance Bank FD rates for senior citizens are higher by 0.50% p.a.

No, you cannot change the investment tenor for an AU Small Finance Bank Fixed Deposit. Once you book an FD, the tenor is fixed.

AU Small Finance Bank is a reputable banking institution. It has received ratings of CRISIL AA+/Stable from CRISIL. These high ratings suggest a strong degree of safety for your FDs.

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