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The Axis Bank Reserve Credit Card can bring you closer to a world of luxury and bling. You can up your travel game with the special VIP Assistance Services benefit offered by this credit card. Moreover, you can get complimentary memberships to the elite circles of Handcrafted Club Marriott Asia Pacific, Club ITC Culinaire, and Accorplus.

Features and Benefits

Let’s see what’s in it for you when you choose the Axis Bank Reserve Credit Card:

Concierge Services

Airport concierge services and chauffeured luxury airport transfers

Exclusive Memberships

Complimentary ITC Culinaire, Club Marriott, and Accorplus memberships

Discount on Movie Tickets

‘Buy 1 Get 1’ offers at BookMyShow for up to 5 movie and 5 non-movie tickets


50,000 reward points upon successful card activation and renewals and 15 reward points for every ₹200 spend

Golf Rounds

50 free golf rounds at some of the best golf courses in the country

Eligibility Criteria & Documents Required

Given below is an outline of the eligibility criteria and credit card documents required for the application process for this card.

1. Eligibility Criteria 

  • You must be a resident of India 

  • You must be between the ages of 18 and 70 years 

  • You must either be a salaried employee or self-employed 

  • You must have a CIBIL score over 700 and no history of defaults 


Disclaimer: Please note that these criteria are only indicative. Axis Bank reserves the right to approve or reject any credit card application. 

2. Documents Required

  • Proof of Identity: PAN card / Passport / Aadhaar card / Voter ID

  • Proof of Residence: Ration Card / Passport / Utility bills

  • Proof of Income:

  1. For salaried individuals: Latest salary slip and Form 60

  2. For self-employed individuals: Copy of ITR

How to Apply for the Axis Bank Reserve Credit Card

This card is not available on Bajaj Markets. However, you can apply for the Axis Bank Reserve Credit Card on the bank’s website or app. Alternatively, you may also visit an Axis Bank branch near you and get in touch with a representative.

Customer Care Details

Given below are the details of Axis Bank’s dedicated customer care services:

  • 1-860-419-5555

  • 1-860-500-5555

Fees & Charges

Here’s a list of some of the common types of fees:

Type of Fee/Charge


Joining Fee

₹50,000 + GST

Annual Fee

₹50,000 + GST  (waived off on spending over ₹25 Lakhs in the preceding year)

Cash Withdrawal Charges 


Extended Credit Charges 


Dynamic Currency Conversion Mark-up Fee


Rent Payment Fee 


Overdue Interest on Extended Credit 

3.0% per month or 42.58% per annum

Interest on Cash Advances

3.0% per month or 42.58% per annum

Disclaimer: Please refer to the credit card issuer's MITC document for more details. 

Frequently Asked Questions

What is the annual fee for the Axis Bank Reserve Credit Card?

The annual fee for the Axis Bank Reserve credit card is ₹50,000 + GST. The annual fee will be waived off on spends of over ₹25 Lakhs in the preceding year.

Which is the best credit card from Axis Bank?

Axis Bank has a number of great credit cards that are designed for a diverse range of needs and wants. However, the Axis Bank Reserve Credit Card is likely to be a great contender for the best one as it comes with a whole fleet of exciting rewards. This includes unlimited airport lounge visits, dedicated concierge services, complimentary golf rounds, and more.

Can I get the Axis Bank Reserve Credit Card even if I don’t have a job?

It’s unlikely that you’ll be eligible for the Axis Bank Reserve Credit Card if you’re not salaried or self-employed. If you are keen on getting your hands on this card, you can be added as an add-on cardholder if someone in your family has this card. Alternatively, you may get in touch with Axis Bank’s representatives and explain your situation. They may be able to help you get the card or suggest alternatives. 

What is the Axis Bank Reserve Credit Card limit?

The credit limit that is extended to you is determined based on a number of factors like your income, credit score and history, and the bank’s internal policies. Hence, the credit limit offered to you will probably be different from what’s offered to someone else. For this reason, there’s no specified credit limit for the Axis Bank Reserve Credit Card.

Who is the Axis Bank Reserve Credit Card for?

The Axis Bank Reserve Credit Card is an ultra premium premium credit card that’s typically offered to high net worth individuals. That being said, the card is a great option for anyone that enjoys the finer things in life and travels quite often. The card comes with travel-friendly offerings like luxury airport transfers, offers on luxury hotels, and discounted forex markup.

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