Axis Bank Reserve Credit Card: Features, Eligibility, Fees & Steps To Apply

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The Axis Bank Reserve Credit Card is an ultra premium credit card that comes with a number of exciting features and benefits. This card is specially designed to help cardholders experience the finer things in life. Keep reading to know more about this card.

Features and Benefits of the Axis Bank Reserve Credit Card

Exclusive Travel Perks

This card is a great option for avid travelers as it comes with a number of travel perks like airport concierge services and chauffeured luxury airport transfers. The card also offers unlimited airport lounge visits with the Priority Pass membership. Lounge access is also extended to add-on cardholders and accompanying guests.

Exciting Offers on Luxury Stays

Axis Bank Reserve Credit Card comes with complimentary ITC Culinaire, Club Marriott, and Accorplus memberships. These memberships help you get more out of your luxury stays. In addition to this, you’ll also be eligible for exclusive offers at Oberoi and Postcard hotels.

Complimentary Golf Rounds

Tee off in style with 50 free golf rounds at some of the best golf courses in the country.

Entertainment Benefits

The Axis Bank Reserve Credit Card helps you make the most of everyday indulgences like movies and dining. Enjoy ‘Buy 1 Get 1’ offers at BookMyShow for up to 5 movie and 5 non-movie tickets in a month. Apart from this, you’ll also get a complimentary EazyDiner Prime membership to help you save on restaurant spends and discover new restaurants.

Impressive Rewards Program

Get 50,000 reward points upon successful card activation and renewals. Every spend of ₹200 fetches you 15 reward points which can be redeemed against merchandise, vouchers, offers, and more.

Eligibility Criteria & Documents Required

You’ll need to meet a few parameters in order to be eligible for the Axis Bank Reserve Credit Card. In case you are eligible for the card and are looking to get started with your application, you’ll also need to keep some documents handy. Here, we’ve outlined the eligibility criteria and the credit card documents required to apply for the same.

1. Eligibility Criteria

You must be a resident of India
You must be between the ages of 18 and 70
You must either be a salaried employee or self-employed
You must have a CIBIL score over 700 and no history of defaults

Disclaimer: Please note that these criteria are only indicative. Axis Bank reserves the right to approve or reject any credit card application.

2. Documents Required

Proof of Identity: PAN Card / Passport / Aadhaar Card / Voter ID
Proof of Residence: Ration Card / Passport / Utility bills

Proof of Income

a) For salaried individuals: Latest salary slip and Form 60

b) For self-employed individuals: Copy of ITR

How to Apply for the Axis Bank Reserve Credit Card

You can apply for the Axis Bank Reserve Credit Card on the bank’s website or app. Alternatively, you may also visit an Axis Bank branch near you and get in touch with a representative.

Axis Bank Reserve Credit Card Customer Care

In case of any queries regarding the Axis Bank Reserve Credit Card, you can reach out to Axis Bank’s dedicated customer care team at 1 - 860 - 419 - 5555/1 - 860 - 500- 5555.

Axis Bank Reserve Credit Card Fees & Charges

The Axis Bank Reserve Credit Card comes with a few different types of charges that you need to be aware of. This will not only help you be informed about your card but will also help you avoid unnecessary fees and charges. Here, we’ve compiled a list of some of the most common types of fees:

Type of Fee/Charge	Amount/Rate
Joining Fee	₹50,000 + GST
Annual Fee	₹50,000 + GST (waived off on spending over ₹25 Lakhs in the preceding year)
Cash Withdrawal Charges	Nil
Extended Credit Charges	2.5%
Dynamic Currency Conversion Mark-up Fee	1.5%
Rent Payment Fee	1%
Overdue Interest on Extended Credit	3.0% per month or 42.58% per annum
Interest on Cash Advances	3.0% per month or 42.58% per annum

About Axis Bank Credit Cards

Axis Bank Credit Card Variants at Bajaj Markets

Other Credit Card Partners

The annual fee for the Axis Bank Reserve credit card is ₹50,000 + GST. The annual fee will be waived off on spends of over ₹25 Lakhs in the preceding year.

Axis Bank has a number of great credit cards that are designed for a diverse range of needs and wants. However, the Axis Bank Reserve Credit Card is likely to be a great contender for the best one as it comes with a whole fleet of exciting rewards. This includes unlimited airport lounge visits, dedicated concierge services, complimentary golf rounds, and more

It’s unlikely that you’ll be eligible for the Axis Bank Reserve Credit Card if you’re not salaried or self-employed. If you are keen on getting your hands on this card, you can be added as an add-on cardholder if someone in your family has this card. Alternatively, you may get in touch with Axis Bank’s representatives and explain your situation. They may be able to help you get the card or suggest alternatives.

The credit limit that is extended to you is determined based on a number of factors like your income, credit score and history, and the bank’s internal policies. Hence, the credit limit offered to you will probably be different from what’s offered to someone else. For this reason, there’s no specified credit limit for the Axis Bank Reserve Credit Card.

The Axis Bank Reserve Credit Card is an ultra premium premium credit card that’s typically offered to high net worth individuals. That being said, the card is a great option for anyone that enjoys the finer things in life and travels quite often. The card comes with travel-friendly offerings like luxury airport transfers, offers on luxury hotels, and discounted forex markup.