Cash Back Credit Card

Credit Card	Features	Cashback Rewards
Citi Cashback Credit Card	5% cashback on movie tickets, telephone bill payments, and utility bill payments 0.5% cashback on all other spends	Up to ₹100 cashback per category per month
HDFC Moneyback Credit Card	2 reward points on every ₹150 spent Redeem reward points for cashback or other rewards	Up to 1.5% cashback
ICICI Bank Cashback Credit Card	5% cashback on bill payments, grocery purchases, and fuel 2.5% cashback on online spends 1% cashback on all other spends	Up to ₹100 cashback per category per month
Standard Chartered Super Value Titanium Credit Card	- 5% cashback on fuel, telephone bill payments, and utility bill payments<br>- 1 reward point on every ₹150 spent<br>- Redeem reward points for cashback or other rewards	Up to ₹200 cashback per month
SBI SimplyCLICK Credit Card	5% cashback on online spends at partner websites 1 reward point on every ₹100 spent Redeem reward points for cashback or other rewards	Up to ₹750 cashback per month

Eligibility Criteria and Documents Required for a Cashback Credit Card

At Bajaj Markets, the eligibility and documents needed to apply for a cash back credit card are simple as well as minimal. Let’s take a look!

1. Eligibility Criteria for Cash Back Credit Card

• Nationality: You must be an Indian citizen

• Age: Your age must range between 18 and 70 years

• Employment Status: You must be a salaried or a self-employed individual

2. Documents Required to Apply for a Cash Back Credit Card

• Proof of Address: Ration card, Aadhaar card, passport, or Voter’s ID (one copy)

• Proof of Identity: Aadhaar card, PAN card, passport, or driving licence (one copy 

• Proof of Income: Latest IT returns or salary slip (one copy)

Note: The above-mentioned eligibility criteria and list of documents is indicative. Depending on the money back credit card you choose, you might have to fulfil specific eligibility criteria or submit additional documents.

How to Choose the Right Cash Back Credit Card?

There are a few factors that you should consider to ensure that you opt for the best cashback credit card in India. Here’s a quick look at a few of them. 

• Needs 

The benefits offered by a credit card should align with your requirements. For instance, there are cards that offer great rewards for groceries and departmental store purchases. Similarly, there are others that reward you for fuel transactions. You should choose a card whose benefits match what you’re going to be using it for.

• Annual Fees

Not all cash back credit cards come with the same annual fee. There are lifetime-free credit cards as well as cards that have an annual fee ranging from ₹499 to ₹1,499 and more. It is important to choose one whose annual fee you’re comfortable paying. 

• Rate of Cash Back 

The rate of cash back that you’re eligible for varies depending on the card that you choose. The higher the rate, the more the savings. So, when shopping for the best cashback credit card, make sure to get one that offers a high rate. 

• Accelerated Rewards 

Some of the best cashback credit cards offer accelerated cash backs on certain specific transactions. It is advisable to opt for the ones that offer such bonus rewards since they can help you maximise the cash back that you get to receive.

How to Apply for Cash Back Credit Cards Online?

If you want to apply for a cash back credit card, Bajaj Markets is the right place to start the process. Follow these steps to complete your application procedure for a cash back credit card.

 

• Step 1: Visit the official Bajaj Markets website.

• Step 2: Hover your cursor over the ‘Cards’ section and click on the ‘Credit Card’ option.

• Step 3: Browse through the various cash back card options available on the website and click on the one that you wish to apply for.

• Step 4: Click on the ‘Apply Now’ button and fill the application form with all the requested details.

• Step 5: Attach all the relevant documents and submit them along with the application form.

That’s it! You have now successfully applied for a cash back card.

 

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