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HSBC Bank Cashback Credit Card

Save more with cashback on all eligible transactions with the HSBC Bank Cashback Credit Card!

Maximise your savings with cashback each time you use the HSBC Bank Cashback Credit Card. You can take advantage of this feature while dining out or shopping online. This credit card also offers waivers on annual maintenance charges. 

The accelerated cashback is capped at ₹1,000. But you could get a 1.5% cashback for a range of other eligible transactions. What’s more, you can get two free Amazon vouchers when you apply.

Features and Benefits of the HSBC Bank Cashback Credit Card

This card offers cashback and other offers to help you save more on your purchases. The following are some of the HSBC Bank Cashback Credit Card rewards:

  • Cashback Benefits

Get 10% cashback on all dining, food delivery, and grocery shopping transactions.

  • Airport Lounge Access

Utilise one complimentary airport lounge visit at domestic airports every quarter.

  • Welcome Vouchers

Get an Amazon e-gift voucher worth ₹250 after completing the video verification process. Receive another Amazon voucher worth ₹1,000 when you spend at least ₹10,000 in the first 30 days of getting the card. 

  • Annual Fee Waiver

Get a waiver on the annual fee of ₹999 when you spend more than ₹2 Lakhs in a calendar year. 

  • Insurance Coverage

If your card is lost, you can have zero liability of up to ₹3 Lakhs. You also get emergency replacement anywhere in the world within 3 days. 

  • Additional Perks 

Take advantage of services like Balance Transfer on EMI, Cash-on-EMI, and Loan-on-Phone. You can also pay via UPI using this credit card. Also, get access to a range of discounts from partners. 

*Terms and Conditions Apply. Visit the bank’s official website to learn more.

HSBC Bank Cashback Credit Card Fees & Charge

Refer to the table below to know more about them:

Type of Fee or Charge
Amount/Time Period

Annual Fee

₹999

Joining Fee

₹999

Finance Charges 

3.49% per month

Cash Advance Fee

2.5% of the total transaction amount or ₹500 (whichever is higher)

Cash Advance Limit

20% of the credit card limit

Balance Transfer Charges

  • Interest Rates: Between 10.99% and 15.99% p.a.

  • Processing Fees: 1.5% (a minimum of ₹200)

Charge on Bounced Cheque/Dishonoured ECS Mandate/Unsuccessful NACH Payment

₹500

Overlimit Fee

₹500 per month

Late Payment Fee

100% of the minimum payment due (a minimum amount of ₹250 and a maximum amount of ₹1,200 each month)

Forex Charges

3.5%

Disclaimer: Please note that the above charges may vary at the discretion of the card issuer.

Eligibility Criteria and Documents Required

Here are the eligibility parameters you must meet to apply for this cashback credit card:

  • You must be an Indian resident 

  • You must be between 18 and 65 years

  • Your annual income should be at least ₹4 Lakhs as a salaried individual

In addition, you must reside in the following cities:

  • Ahmedabad

  • Bangalore

  • Chandigarh

  • Chennai

  • Coimbatore

  • Delhi NCR

  • Gurgaon

  • Hyderabad

  • Jaipur

  • Kochi

  • Kolkata

  • Mumbai

  • Noida

  • Pune

Here are the documents that you need to apply for this credit card:

  • Proof of identity, such as an Aadhaar card and PAN card

  • Proof of residence

  • If you already hold a credit card, a copy of the front side of your card and the latest credit card statement are required

  • Latest salary slips if you are a salaried employee 

How to Apply for the HSBC Bank Cashback Credit Card

If this HSBC Bank Credit Card suits your spending patterns and needs, apply for it online. This credit card is not available on Bajaj Markets. You can instead apply for it on the bank’s official website. 

Here are some steps you may have to follow to apply for the HSBC Bank Cashback Credit Card:

  1. Hover over the ‘Banking’ menu option

  2. Choose the ‘Cashback Card’ variant under the ‘Credit Cards’ category

  3. Click on the ‘Apply now’ button on the page 

  4. Fill in your basic information and select the ‘E-KYC Type’ as per your preference 

  5. Click on ‘Generate OTP’ and enter it to verify your details

  6. Fill in your employment details and review the information

  7. Complete the video KYC and attach the income documents and IDs needed 

  8. Submit the form after giving your consent 

You will receive the card in a few business days if HSBC Bank approves your request.

HSBC Bank Cashback Credit Card Customer Care

You can connect with the customer support for queries related to the credit card. Here are the numbers to contact the HSBC Bank Credit card customer care service:

  • For Indian Customers: 1800 267 3456 or 1800 121 2208

  • For Overseas Customers: +91-40-65118002 or +91-22-71728002

DISCLAIMER

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, trade names, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

Frequently Asked Questions

What is the HSBC Bank Cashback Credit Card?

This credit card allows you to earn significant cashback for each payment. You can also enjoy other exclusive discounts from partners.

The HSBC Bank Cashback Credit Card comes with several benefits. These include accelerated cashback on certain categories and lounge access at domestic airports.

No, the HSBC Bank Cashback Credit Card comes with a joining fee of ₹999.

The HSBC Bank will dispatch your cashback credit card within 7 working days. This will be done post application approval. Note that the bank takes two weeks to process your application and approve it.

After submitting the credit card application, HSBC Bank will send updates via SMS. You can call the bank's customer helpline to know the application status. Call on 1800 267 3456 or 1800 121 2208.

Regular credit cards reward you with points or miles with various methods to redeem them. Cashback credit cards return a small percentage of the total amount spent.

There is no need to redeem the cashback you get by using the HSBC Bank Cashback Credit Card. The bank will credit the cashback in your account is the transaction is eligible.

Using this card for groceries, dining, and food delivery earns you a cashback of 10%. You can earn an additional 1.5% cashback on other eligible transactions.

HSBC Bank credits the cashback you earn by using this card into your account every 45 days.

This credit card may be beneficial for those who want to enhance their savings. The card offers cashbacks on eligible transactions.

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