Indian Bank credit card

About Indian Bank Credit Card

Indian Bank is among the largest nationalised banks in India and offers a wide range of credit cards to cater to different needs and financial goals in various categories. Indian Bank Credit Cards offer seamless transactions at minimal interest rates all across the world. Apply for an Indian Bank Credit Card online and get exclusive rewards and benefits like low-interest loans, free insurance cover, and lots more on every transaction.

Top Indian Bank Credit Cards 2023

Indian Bank offers multiple credit cards, giving you a wide range of cards to choose from. Here are the details about the top Indian Bank cards. Knowing the details about the best cards will allow you to make an informed decision.

Features and Benefits of Indian Bank Credit Card

1. Annual fees

The Indian Bank Credit Cards do not bear any annual fees, joining fees, or renewal fees.

 2. Worldwide Acceptance

The Indian Bank Credit Cards are accepted across 1.5 lakh merchant stores  in India. These cards are also accepted worldwide by over 30 million traders that accept VISA. The Indian Bank Bharat card is the only credit card by Indian Bank that does not have a worldwide acceptance and is valid only within the borders of India.

3. Rewards

Every Rs. 100 you spend using your Indian Bank Credit Card entitles you to 50 paise in rewards and redeeming your reward points as cashback is possible after you have collected Rs. 500 in rewards.

4. Credit Period

You can enjoy benefits like a 15 to 45-day interest-free credit period with the Indian Bank Credit Card on all the purchases made during that particular period. However, it is advisable to pay your bills in full to continue the interest-free cycle on every purchase.

5. Insurance

You can get a lucrative benefit of free insurance cover with the Indian Bank Credit Card that includes purchase protection as well as life insurance in case of death by air accident or any other accident. It also protects you financially in case you meet with an accident, lose your luggage, etc.

6. Revolving Credit

It is possible to carry forward the remainder of your Indian Bank Credit Card payment at low-interest rates if you only pay the minimum due or make a partial payment. Once the credit card payment is made, the interest will be calculated tentatively and will be refunded.

7. Add-on card benefit

With the Indian Bank Credit Card you can get up to 4 add-on cards in addition to your primary card. This will help you share the benefits of the card with your family as well. 

8. Cash Advance 

The Indian Bank Credit Card allows you to access cash in times of need. You can withdraw from over 800,000 VISA ATMs worldwide and 5,500 VISA ATMs across India. 

Eligibility Criteria and Documents Required for Indian Bank Credit Card

The Indian Bank Credit Card eligibility criteria is as follows:

The documents required for an Indian Bank Credit Card are:

• Identity Proof - Aadhaar Card/ PAN Card/ Driving Licence/ Voter ID/ Passport

• Income Proof - Latest salary slips for salaried, Income Tax Return (ITR), bank statement of last 3 months

• Address Proof – passbook/ utility bills/ passport/ Aadhaar card

• PAN Card

• Photograph

Indian Bank Credit Card Reward Programs

Every ₹100 you spend using your Indian Bank Credit Card entitles you to 50 paise in rewards. Redeeming your rewards as cashback is possible after you have collected ₹500 in rewards.

How to Apply for an Indian Bank Credit Card 

One can apply for an Indian Bank Credit Card online by heading to the official website as well as offline by visiting the nearest bank branch.

1. Online Method:

• Step 1: Visit the Indian Bank website.

• Step 2: Head to the ‘Credit Cards’ section.

• Step 3: Browse through the Indian Bank cards available.

• Step 4: Check your eligibility and choose the right credit card for your needs.

• Step 5: Fill in the application form and submit it online, along with the necessary documents.

• Step 6: You will receive your Indian Bank Credit Card once your application is approved.

If you prefer to apply for an Indian Bank Credit Card offline, here’s what you need to do.

• Step 1: Visit the Indian Bank branch that is nearest to you.

• Step 2: Request a bank representative for a credit card application form.

• Step 3: Fill in all the details required in the form carefully and accurately.

• Step 4: Attach the required documents and submit your credit card application form at the bank branch.

• Step 5: On successful verification, the Indian Bank Credit Card will be delivered to your address in a few days

Indian Bank Credit Card Customer Care 

In case you have any queries or concerns regarding your Indian Bank Credit Card, you can contact the Indian Bank Credit Card customer care via various mediums:

• Toll-free number: 180042500000, 1800 425 4422

• Corporate Office Contact Number: 04428134300, 044-25279978, 044-25279979

• Contact for Grievance Department: 044 25220904, 044 25261999

• Head Office Address:

Indian Bank Corporate Office,

PB No: 5555, 254-260,

Avvai Shanmugam Salai, Royapettah, Chennai – 600 014

• Facebook ID: https://www.facebook.com/MyIndianBank/

• Twitter Handle: https://twitter.com/MyIndianBank

• Email Address: feedback_customerservice@indianbank.co.in; creditcard@indianbank.co.in

• Instagram Handle: https://www.instagram.com/myindianbank/?hl=en

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