Disclaimer: Indian Bank is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only
Indian Bank is among the largest nationalised banks in India and offers a wide range of credit cards to cater to different needs and financial goals in various categories. Indian bank credit cards offer seamless transactions at minimal interest rates all across the world. Apply for an Indian bank credit card online and get exclusive rewards and benefits like low-interest loans, free insurance cover, and lots more on every transaction.
One can apply for an Indian bank credit card online by heading to the official website as well as offline by visiting the nearest bank branch.
Step 1: Visit the Indian bank website.
Step 2: Head to the ‘Credit Cards’ section.
Step 3: Browse through the Indian Bank cards available.
Step 4: Check your eligibility and choose the right credit card for your needs.
Step 5: Fill in the application form and submit it online, along with the necessary documents.
Step 6: You will receive your Indian Bank credit card once your application is approved.
If you prefer to apply for an Indian Bank card offline, here’s what you need to do.
Step 1: Visit the Indian Bank branch that is nearest to you.
Step 2: Request a bank representative for a credit card application form.
Step 3: Fill in all the details required in the form carefully and accurately.
Step 4: Attach the required documents and submit your credit card application form at the bank branch.
Step 5: On successful verification, the card will be delivered to your address in a few days
Indian Bank offers multiple credit cards, giving you a wide range of cards to choose from. Here are the details about the top Indian Bank cards. Knowing the details about the best cards will allow you to make an informed decision.
This card is best suited for Domestic usage
Annual fee – Nil
Provides Insurance cover
Monthly rate of Interest is 1.79%
This card is best suited for Global usage
Joining fee – Nil
You can claim an insurance cover
Monthly rate of Interest is 1.99%
This card is best suited for Domestic as well as Global use
Joining fee – Nil
Provides insurance coverage at pocket-friendly premiums
Monthly rate of Interest is 1.66%
This card is best suited for International usage
No joining fees
Provides insurance coverage at lucrative rates
Monthly rate of Interest is 1.99%
Salaried as well as self-employed applicants should be minimum 18 years of age and maximum 65 years of age
The individual should be a Resident of India
The monthly income must be Rs 5,000 or more
The applicant should not have defaulted any earlier payments
The add-on card holder must be at least 18 years of age
Identity Proof - Aadhaar Card/ PAN Card/ Driving Licence/ Voter ID/ Passport
Income Proof - Latest salary slips for salaried, Income Tax Return (ITR), bank statement of last 3 months
Address Proof – passbook/ utility bills/ passport/ Aadhaar card
Every Rs. 100 you spend using your Indian Bank Credit Card entitles you to 50 paise in rewards. Redeeming your rewards as cashback is possible after you have collected Rs. 500 in rewards.
The Indian bank Credit Cards do not bear any annual fees, joining fees, or renewal fees.
The Indian Bank Credit Card is accepted at over 1.5 lakh merchants in India. It is also accepted worldwide by over 30 million merchants that accept VISA. The Bharat card is the only card that is valid only within India.
Every Rs. 100 you spend using your Indian Bank Credit Card entitles you to 50 paise in rewards and redeeming your rewards as cashback is possible after you have collected Rs. 500 in rewards.
You can enjoy benefits like a 45-day interest-free on all the purchases made during that period. However, it is advisable to pay your bills in full to continue the interest-free cycle on every purchase.
You can get a lucrative benefit of free insurance cover that includes purchase protection as well as life insurance in case of death by air accident or any other accident. It also protects you financially in case you meet with an accident, lose your luggage, etc.
It is possible to carry forward the remainder of your credit card payment at low-interest rates if you only pay the minimum due or make a partial payment. Once the credit card payment is made, the interest will be calculated tentatively and will be refunded.
In case you have any queries or concerns regarding your Indian Bank credit card, you can contact the Indian Bank credit card customer care via various mediums:
Toll-free number: 180042500000, 1800 425 4422
Corporate Office Contact Number: 04428134300, 044-25279978, 044-25279979
Contact for Grievance Department: 044 25220904, 044 25261999
Head Office Address:
Indian Bank Corporate Office,
PB No: 5555, 254-260,
Avvai Shanmugam Salai, Royapettah, Chennai – 600 014
Facebook ID: https://www.facebook.com/MyIndianBank/
Twitter Handle: https://twitter.com/MyIndianBank
Email Address: firstname.lastname@example.org; email@example.com
Instagram Handle: https://www.instagram.com/myindianbank/?hl=en
Interest is calculated on the Indian Bank card when one makes partial or no payment on their credit card bill. In this case, the interest is calculated from the date of transaction till the day payment is made and compounded on a daily basis.
No, there is absolutely no joining fee to get a credit card from the Indian Bank.
No, Indian Bank credit cards are available only for Indians and NRIs.
Yes, it is important that the person applying for an Indian bank card is a customer of the bank or has been previously associated with the bank and can easily receive credit from the bank.
As of 20th September 2019, it was declared that the credit card bill will be generated on the 20th day of every month and the due date to make the payment for the credit card bill will be the 4th and 5th day of the succeeding month.
There are two ways to get a credit card from Indian Bank as explained above – online and offline methods.
Yes, Indian bank has multiple credit cards that are made available to customers of eligible age groups.
Each card offered by the Indian Bank has its own set of benefits and perks. The customer can select the best card as per his/her needs and preferences.
You can get the credit limit with the Indian Bank Platinum card of Rs. 1 Lakh or above.