IndusInd Bank Credit Cards - Fees & Charges

IndusInd Bank provides a range of credit cards, from regular ones to ones across categories like rewards, travel, premium, and co-branded credit cards. Before applying for one, assess the charges and fees associated with IndusInd Bank credit cards. 

These charges generally apply during certain scenarios including the following:

• If you use your credit card to withdraw cash from an ATM

• If you make payments in foreign currency

• If you spend more than the available credit limit

• If you transfer the balance from your existing credit cards to make the most of reduced interest

A joining fee is a one-time payment that you make when applying for a credit card. An annual fee, on the other hand, is a fee that you may have to pay once per year to continue using the card.

You can use your credit card to withdraw cash when you need instant financial support. In case you do, you will be charged an interest on the transaction amount from the time you withdraw till you clear the payment. 

This charge is levied when you transact in a foreign currency. It is also applicable when you make a purchase from international vendors or foreign-based vendors in India. Consider the following table to understand the IndusInd Bank credit card forex charges.

Opting for this facility helps you shift the outstanding dues from your existing card to another one. The bank may levy certain processing fees when you initiate the balance transfer process.

In case you exceed the credit limit allotted to you by the issuer, you will have to pay a penalty charge. 

If you fail to make your payments on the due date, you will have to pay certain late payment charges. These charges vary based on the total amount that is outstanding on your card.

Apart from the mentioned charges, there are various other types of IndusInd Bank Credit Card fees and charges. These fees may vary per card or could be a general amount/rate applicable to all cards. 

Refer to the following table to learn about a few of the other fees and charges:

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.