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Guide for Kotak Mahindra Credit Card Login

Kotak Bank is popular among many individuals as it offers customers plenty of services at ease. One of the key services they offer is credit cards, and they offer you a wide range of options.  


Based on your financial standing, you can choose one that you qualify for, and get it with relative ease. This is because the issuer offers digital provisions that allow you to handle everything from applying to carrying out the Kotak Mahindra credit card activation online. 


Netbanking services are one option and you can access the service once you have your Kotak Mahindra credit card login details. Here, you can view all of your credit card details, such as the history of purchases you have made using your credit card, the remaining balance, your credit card statement, and many others. 


To know more about the Kotak Mahindra credit card login process and how to activate a Kotak Mahindra credit card online, read on. 

Kotak Credit Card Net Banking Benefits

There are plenty of credit card benefits regarding the net banking services offered by Kotak Mahindra. Here are the top perks to know. 

  • You can instantly view and update your profile details, such as your email ID, PAN Card number, Aadhaar card number, mobile number, FATCA declaration, and others

  • Online booking for bus, air, rail, hotel, etc., can be done instantly

  • Funds can be transferred online from Kotak bank to any other bank through multiple methods like IMPSRTGS, or NEFT

  • Your online shopping experience will be safe and secure across 8,500+ websites

  • Paying your insurance premium is simple and can be done online

  • You can pay all of your utility bills online

How to Register for Netbanking for a Kotak Mahindra Credit Card

Registering for Net Banking for your Kotak Mahindra Credit Card is quite simple. There are many methods by which you can register, and get the most of your Kotak Mahindra credit card. You can choose a method that you are comfortable with and proceed further. 


Here's a look at the three main ways in which you can register for the net banking services with Kotak Mahindra bank.

1. Online Registration:

To register for Kotak Mahindra Bank Net Banking online, you need to follow these steps:

  • Step 1: Go to the Kotak Mahindra Net Banking page

  • Step 2: Click on the "Need Help" option and choose "I want to register for Net Banking"

  • Step 3: Enter your customer relationship number (CRN) provided on your credit card 

  • Step 4: Read the terms and conditions, check the box and click “Next”

  • Step 5: Enter your registered mobile number and verify your identity

  • Step 6: Provide your credit card details

  • Step 7: Answer the security questions

  • Step 8: Choose to get your password via post


  • Step 9: Wait to get your secure password, and login using these details



By following these steps, you can easily register for Kotak Mahindra Bank Netbanking online and enjoy the convenience of banking from the comfort of your home.

2. Customer Care Registration:

To register a Kotak credit card for a Netbanking account, you can follow these steps:

  • Step 1: Call the Kotak Mahindra Bank Customer Care number at 1860 266 2666, which is available 24x7

  • Step 2: Once you connect with a customer care executive, request them to register your credit card for Netbanking services

  • Step 3: The executive will guide you through the process and provide you with a reference number

  • Step 4: You will receive an SMS with a link to the Kotak Mahindra Bank Net Banking registration page

  • Step 5: Click on the link provided in the SMS, which will direct you to the registration page

  • Step 6: Enter your customer relationship number (CRN) and click on "Proceed"

  • Step 7: Enter your credit card details, including the card number, CVV, and expiry date

  • Step 8: Create your Netbanking login credentials and confirm the details

  • Step 9: Choose a security question and provide the answer

  • Step 10: Verify your mobile number and email address

  • Step 11: Authenticate your registration through a one-time password (OTP) sent to your registered mobile number


  • Step 12: Once the registration is complete, log in to your Netbanking account using the credentials you created



By following these steps, you can register a Kotak credit card for a Net Banking account with the help of the Kotak Mahindra Bank Customer Care team and enjoy the convenience of banking from anywhere, anytime.

Kotak Mahindra Net Banking Offline Registration Process

If you do not have access to the internet or prefer not to register for Kotak Mahindra Net Banking online, you can opt for the offline registration process. This process involves downloading and filling out a form, submitting it to the bank, and receiving a password through a courier.

  • Step 1: Visit a Kotak Mahindra branch office or ATM to obtain and fill out a Channel Access Request form

  • Step 2: Submit the completed form in person or send it through post to the address – Customer Contact Centre, Kotak Mahindra Bank Ltd., Post Box Number 16344, Mumbai 400 013

  • Step 3: Once your request is processed, you will receive your net banking login details via mail to the address registered with the bank

  • Step 4: You can use these login details to access your Kotak Mahindra Net Banking account and access your credit card’s details

Process to Login to Kotak Credit Card Netbanking

Logging in to the Kotak credit card net banking services is a very easy process. You have to follow these steps for Kotak Mahindra credit card login via Net Banking. 

  • Step 1: To start the process of Kotak bank credit card login, you will have to visit the website of the bank

  • Step 2: Once you navigate to the website, you have to click on the Login option

  • Step 3: The next step is to choose the net banking option that can be viewed on the drop box

  • Step 4: After clicking on the net banking option, you have to enter all of your details such as the Customer ID, CRN, and password


If you have forgotten your password, do not worry as you can reset it. Here are the 5 steps you have to follow to change your Kotak CC login password.

  • Step 1: Navigate to Kotak bank’s website

  • Step 2: Now, once you reach the website, click on Login

  • Step 3: After clicking on Login, enter your CRN number in the field that asks for your User ID

  • Step 4: Now, click on the “Forgot Password” option that will be available at the right corner of the box

  • Step 5: You can change your password and confirm the same. This time, ensure to store your new password in a safe place

How to Change Kotak Mahindra Credit Card Net Banking Password

Changing your Kotak Mahindra Credit Card Net Banking password is a simple process that can help keep your account secure. By following the steps outlined below, you can easily change your password and protect your account from unauthorised access.

  • Step 1: Go to the Kotak Mahindra Bank Net Banking login page and enter your CRN/Customer ID and Net Banking password to log in.

  • Step 2: Once you are logged in, click on the "Settings" tab and select "Change Password" from the dropdown menu.

  • Step 3: Enter your current password, followed by the new password you want to set. Re-enter the new password to confirm.

  • Step 4: Click on the "Submit" button to save the new password.

  • Step 5: A message will appear on the screen confirming that your password has been changed.


It is recommended that you choose a strong and unique password. Avoid using common words or phrases, and ensure that your password contains a mix of uppercase and lowercase letters, numbers, and special characters.


Regularly changing your password can help to protect your account from unauthorised access or fraud. By following these simple steps, you can change your Kotak Mahindra Net Banking Password and keep your account secure.

How to Reset Kotak Credit Card Login PIN

To reset your Kotak Credit Card Login PIN, the simplest option is using the IVR service. Here are the steps. 

  • Step 1: Dial 1860 266 2666 from your registered mobile number

  • Step 2: Select the appropriate options to generate credit card PIN

  • Step 3: Enter your MPIN and proceed to provide the card details requested 

  • Step 4: Wait for your request to get validated

  • Step 5: Press “6” and change your Kotak Credit Card Login PIN


Alternatively, you can also visit any Kotak Mahindra Bank branch to reset your Kotak Credit Card Login PIN. It is recommended to reset your PIN periodically to ensure the security of your credit card account.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. 

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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FAQs on Kotak Credit Card Login

How can I register my Kotak credit card?

You can register your Kotak bank credit card by calling customer service, submitting the Channel Access Request Form physically, or by completing the online registration process.

Is there any net banking charge by Kotak Bank?

₹8.5 will be charged per non-financial domestic transaction, ₹150 will be charged for every international financial transaction, and ₹25 will be charged for every non-financial international transaction. These charges are exclusive of GST.

How to login into Kotak Net Banking?

You can login by navigating to Kotak bank’s website and entering your CRN number, Customer ID, and your password.

What happens if I enter the wrong Kotak Credit Card login pin?

If you enter the wrong Kotak Credit Card login PIN multiple times, your credit card may get blocked for security reasons. To unblock your card, you will need to contact Kotak Mahindra Bank customer care or visit a branch and verify your identity.

My Kotak Credit Card Net Banking account was blocked. How can I unblock it?

If your Kotak Credit Card Net Banking account is blocked, you can unblock it by resetting your password or contacting Kotak Mahindra Bank customer care. You may need to verify your identity before the account can be unblocked.

What services can be availed by using a Kotak credit card login?

By using the Kotak Credit Card login, you can access various services such as checking your credit card balance, viewing your transaction history, paying your credit card bills, and redeeming reward points. You can also update your personal information and contact details.

How to Make Kotak credit card payments through netbanking?

To make a Kotak credit card payment through netbanking, login to your Kotak Mahindra Bank netbanking account, click on the 'BillPay' option, select 'Add Biller,' and then choose 'Kotak Credit Card.' Enter your credit card details and the payment amount and complete the transaction.


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