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All About Kotak Mahindra Credit Card Statements

From being premium payment instruments to becoming commonplace with customers using them frequently to make a range of payments, credit cards have come a long way.


Among the range of credit cards on offer for customers from a variety of lenders and bankers, Kotak Mahindra credit cards have emerged as the most reliable and secure.


Kotak credit cards offer you the highest amounts of security as well as transparency in terms of the transactions you make or the amount of credit available to you. The entire process is extremely simple and ensures adequate convenience in terms of usage.


The Kotak credit card statement is ideally designed to offer you a complete picture of your account and the amount of credit available to you as well as the amount of credit that is repayable by you at the moment. The Kotak Mahindra credit card statement offers different sub-heads, under which you can learn even the most minute details of transactions and payments made through your credit card

What are Kotak Credit Card Statements?

A credit card statement is the summation of all your account activity related to your credit card. The payments you make, the amount you are required to pay, the interest liable on your payments, and even the due date by which you are required to make the payment is all a part of your credit card statement.


A credit card statement is usually issued once a billing cycle, and offers details on the start and end dates of the billing cycle, along with the due dates for payments to be made for the respective billing cycle.


The Kotak Credit Card statement offers you a glimpse as well as a comprehensive view on the activities conducted through your credit card in the last billing cycle. The Kotak Mahindra bank credit card statement lets you keep an eye on these activities, and thereby, be able to easily identify and watch out for fraudulent activity or any risky behaviour. The Kotak credit card statement payment details are also indicated, which let you know the last dates by which you are required to make your payment in order to continue using your card.

Benefits of Kotak Credit Card Statement

The Kotak card statement offers a range of benefits that you may not be able to avail through cards offered by other banks or lenders. Read on to learn more about how the Kotak bank credit card statement is able to offer an advantage:

  • Your Kotak credit card statement can be easily accessed anytime through your phone or your computer

  • Your Kotak credit card statement is password-protected, which lets you keep all your personal information safe

  • You are not required to pay any fees for availing the Kotak credit card statement

  • From the website, you can easily learn how to download Kotak credit card statement and store them for easy reference at any time

  • Since the statements are sent to you at a periodic frequency, you can easily track and manage your payments and identify any fraudulent or risky behaviours

  • The Kotak credit card statements issued to you will also include details of the Kotak credit card rewards and points you have earned while using the credit card, and this is especially high for customers using the Kotak credit card.

How to Understand your Kotak Credit Card Statement Better?

It is important to understand the different sections within your Kotak credit card statement. Several different terms may be used, which could be new to you. Learn how to read your Kotak bank credit card statement.


Read on to learn more about the terms commonly used in the Kotak Mahindra bank credit card statement.

  • Transaction Summary: It refers to a summary of the transactions that have been performed by you over the billing cycle period

  • Payment Due Date: It refers to the date by which you are required to make a Kotak credit card payment to the bank for using the card

  • Minimum Amount Due: It is the amount payable to the bank, which is usually a small percentage of the total amount due for the credit used through the credit card

  • Total Amount Due: It refers to the total amount you are required to pay to the bank, while the minimum amount due is the amount you must pay in order to continue using your card.

  • Credit and Cash Limit: It refers to certain limits imposed upon the credit you can draw upon and the amount you can withdraw in cash from the ATM

  • The Rewards Summary: This section of the Kotak credit card statement details the rewards you have earned through using the card.

How to Check Kotak Credit Card Statement Online

It is extremely simple to avail the Kotak credit card statement online. There are 3 ways to access your Kotak card statement online. Read on to learn more.

1. Netbanking:

  • Go to the online portal of the bank and log in using your credentials

  • Go to the ‘credit card’ section and click on ‘statement’

  • Select the time duration you require the statement for and view your statement instantly.

2. Mobile Banking:

  • Your credit card statement can also be accessed through the Kotak mobile banking app on your smartphone

  • Once you have logged in, head to the ‘credit card’ section and click on ‘CC Statement’

  • You will be redirected to a page with credit card statements from the last 12 months

  • Choose the statement you are looking for and get your Kotak credit card statement PDF download.

3. Bank Website:

  • Head to the link for downloading the statements and enter your authentication details

  • Use your CRN details, but if you are missing that, enter your date of birth and registered mobile number

  • An OTP will be sent to your number which once entered, will let you download your e-statement.

How to Check Kotak Credit Card Statement Offline

You can also get your Kotak Mahindra credit card statement offline, by any of the three methods listed below.

  • Place a request for your statement and it will be delivered to your residence via post

  • Call the bank’s customer care through your registered mobile number and request a statement for a certain period

  • You can also visit the nearest Kotak branch and receive your credit card statement.

How to Switch to Kotak Credit e-Statement?

A Kotak CC statement can be especially useful if it’s an e-statement, since you can access it from practically anywhere. To switch to receiving an e-statement, follow any of the steps listed below.

  • Send an SMS to the number offered by the bank in the prescribed format

  • Register for e-statement through the netbanking route

  • Call on the customer care of the bank from your registered mobile number and place a request for receiving e-statements.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. 

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Frequently Asked Questions

You can check your Kotak credit card statement both online and offline, including through netbanking, mobile banking or even placing a call.    

By logging in through your netbanking account or authenticating your credentials on the concerned website, you can easily download your Kotak credit card statement.

You require the Customer Reference Number (CRN) of your account in order to view your credit card statement. The CRN also acts as the password in this case.

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