Access a secure and convenient way of using the Kotak Mahindra Bank credit card through net banking services. Ensure easy bill payments, rewards generation, statement insights, and more with a simplified everyday credit card management without visiting a branch.
Last updated on: January 08, 2026
Kotak Mahindra Bank offers a platform to access and manage credit card related services digitally through their net banking facility. This is a convenient way for users to handle finances without visiting branches. You can log in easily to check your due credit card balance, monitor transactions, download monthly statements, and make credit card bill payments anytime.
The platform is designed to offer convenience while maintaining strong security through password protection and OTP-based verification. It empowers users with real-time insights into spending patterns and rewards, making financial control seamless and efficient for everyday needs. Overall, this service provides a centralised and secure way to stay in control of credit card usage.
Follow the steps below to quickly register for Kotak Bank Credit Card’s net banking facility:
Visit the Kotak Mahindra Bank Net Banking portal (https://netbanking.kotak.bank.in/knb2/)
Select the option ‘Register with Kotak’
Enter your credit card details, such as card number
Proceed to verification by OTP sent to your registered mobile number
Then, set up a secure password for logging in
Complete the process by answering security questions if prompted, accepting terms, and logging in for the first time to change your password
Activation is instant, granting full access to credit card features—no documents needed, just card details.
Follow the steps below to log in to Kotak Mahindra Bank Credit Card net banking:
Visit the Kotak Mahindra Bank Net Banking portal (https://netbanking.kotak.bank.in/knb2/)
Log in using your Credit Card Number (CRN) or user ID and the secure password.
For verification, insert the OTP sent to your registered mobile number if asked.
Always log out after completing your session, especially when using shared devices. Avoid saving passwords on browsers and ensure you access the website only through the official URL to protect your account from phishing attempts.
Common services related to credit cards, offered on the Kotak Mahindra net banking portal include:
Bill payments
E-statements download
Detailed transactions statements
Credit limit checks
EMI conversion requests
Reward points tracking and redemptions
Informational updates
Additionally, cardholders can raise service requests such as address updates, card blocking, or reissuing a card. Auto-debit setup, payment reminders, and account alerts further enhance convenience.
Check the steps below to pay your Kotak Mahindra Bank Credit Card bill through their netbanking portal.
First, log in to the Kotak Mahindra Bank net banking portal: (https://netbanking.kotak.bank.in/knb2/)
Scroll to the ‘credit cards’ section and choose ‘pay bill’
Choose the respective card to pay the bill for
Enter the amount you wish to pay—minimum due, total outstanding, or a custom amount
Pick and pay through either NEFT, IMPS, or auto-debit setup
Confirm details and authorise with OTP for instant processing
Confirmation is sent to your registered mobile number and email address
Some tips for additional security while using Kotak Mahindra Bank Credit Card net banking include:
Avoid public Wi-Fi when logging in to the net banking portal, to prevent data interference
Enable OTP/SMS alerts for transactions
Keep passwords complex and unique, and never share credentials
Regularly update your contact details to receive important notifications
Review statements frequently to spot any unauthorised transactions early
You can log in to Kotak’s official net banking portal using your registered user ID and password to manage your credit card services online.
To register for Kotak Credit Card net banking, first visit their official portal (https://netbanking.kotak.bank.in/knb2/), choose to register as a new user, insert your credit card details, verify through OTP, and create your login credentials.
After logging in to the official Kotak net banking portal,navigate to ‘credit cards’ and then go to the statements section, select the required billing cycle, and download the statement in PDF format.
Use the ‘Forgot Password’ option or contact Kotak customer care if login issues persist.
Yes, eligible cardholders can place a credit limit enhancement request directly through net banking.
Log in to net banking, select auto-debit or standing instruction options, and link your bank account for automatic bill payments.