**Disclaimer: Punjab National Bank is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only.
The Punjab National Bank or PNB as it is commonly called, traces its origin back to the pre-independence era. Since its establishment in May 1894, the bank has emerged strongly as a private sector bank, firmly withholding its “People’s Bank” image. Over the years, the bank has diligently worked on its vision, which is “To position PNB as the `Most Preferred Bank` for customers” as mentioned on its official website. In 2008-09, the bank became the largest Nationalised Bank to bring all branches/extension counters into Core Banking Solution.
ON THIS PAGE: Top PNB Credit Cards | Eligibility Criteria | Fees & Charges | PNB Rewards Program | PNB Credit Card Customer Care | How to Get PNB Credit Card? | FAQs
One of the most popular financial products offered by the PNB Bank is the Punjab National Bank credit card. PNB credit cards are popular among users because of the various features and benefits that they offer. Below listed are top PNB credit cards you can apply for along with their key features:
PNB RuPay Platinum Credit Card |
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PNB RuPay Select Credit Card |
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PNB RuPay Millennial Credit Card |
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PNB Global Classic Credit Card |
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PNB Visa Signature Card |
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Depending on the type of credit card you wish to apply for, the eligibility criteria may slightly vary. The basic eligibility that one needs to fulfil for Punjab National Bank credit card apply online procedure is as follows:
The applicant must be between the age group of 21-65 years
In case you are applying for an add-on credit card, the secondary cardholder must be over 18 years of age
The applicant must be salaried or self-employed with a minimum annual income of ₹7.50 lakhs
The applicant must have a credit score of 750 or above with no outstanding dues pending
Address Proof: Passport, Electricity Bill, Telephone Bill, Aadhar Card,
Identity Proof: Aadhar Card, PAN card, Driving License
Income Proof: Salary slips, ITRs, Bank Statements
Depending on the type of credit card you wish to apply for, the joining fees, as well as the annual fees, will vary. Below is a table about fees and charges of top PNB Credit Cards:
Credit Card Type |
Joining Fee |
Annual Fee |
PNB RuPay Platinum Credit Card |
Nil |
Nil |
PNB RuPay Select Credit Card |
₹500 |
Nil |
PNB RuPay MillennialCredit Card |
₹399 |
₹999 |
PNB Visa Signature Card |
₹1,500 |
₹2,000 |
Your PNB card makes you eligible for a number of rewards on every transaction that you make. For instance, with the PNB Global Classic Credit Card, you can earn 1x reward on each ₹100 you spend. Similarly, the PNB RuPay Platinum Credit Card offers 300 rewards points on the first transaction made with the card. Thus, depending on the type of PNB Bank credit card you have opted for, you can avail different rewards. These reward points can then be redeemed across categories such as fashion, travel, electronics, etc.
You can reach the PNB credit card customer care via telephone, email, or postal address. Following are the necessary details:
PNB Customer Care Helpline |
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PNB Customer Care Email ID |
creditcardPNB@PNB.com |
PNB Customer Care Mailing Address |
PNB Credit Card Processing Center, 3rd Floor ,Rajendra Bhawan , Near METRO Station Rajendra Place, New Delhi –110008 |
Punjab National Bank credit card apply procedure is currently not available on the Bajaj Markets website. However, you can visit the official Punjab National Bank website or your nearest PNB branch to apply for a PNB card.
The Punjab National Bank has its BillDesk portal for PNB credit card payments. Below listed are steps to make PNB Credit Card Bill Payment:
Visit the PNB BillDesk
Enter your PNB Credit card number
Enter your E-mail Id registered with the PNB Bank
Enter your mobile number registered with the PNB Bank
Enter the credit card bill amount due on your PNB card
Select payment option
Click on ‘Pay Now’ to make payment
To know more about the best credit cards online, visit the Bajaj Markets website today! Browse through credit card offers from our partner banks and apply for a credit card that suits your financial goals. Hurry!
Punjab National Bank is more than a century-old bank and the PNB credit card provides lots of advantages and benefits. The PNB Global credit cards are accepted at over 29 million merchant locations worldwide as well as one million ATMs that accept Visa. These PNB credit cards have interesting incentives that may be redeemed by accruing reward points on purchases, as well as appealing deals at reputable merchant locations. You will experience safe, convenient, and advantageous transactions when using this PNB credit card thanks to its numerous features.
PNB credit card online application is currently not available on the Finserv MARKETS website. You can visit the official PNB website or your nearest PNB branch to apply for a PNB credit card.
The Punjab National Bank offers different types of credit card options for its customers. Some of the popular PNB credit cards are:
PNB RuPay Platinum Credit Card
PNB RuPay Select Credit Card
PNB RuPay Millennial Credit Card
PNB Global Classic Credit Card
PNB Visa Signature Card
Ideally, a minimum credit score of 750 is considered good in order to apply for PNB credit card.
PNB cards are a good financial option when looking to apply for a credit card. They come with several enticing features such as cashbacks, concierge assistance, rewards on transactions, airport lounge access, and other rewards.
Currently, PNB credit card apply online is not available on the Finserv MARKETS website. However, you can submit a PNB credit card online application via the bank’s official website.
There are various discount offers available on the PNB credit cards. For example, discounts are available with PNB Global Credit Cards at renowned merchant locations that provide lifestyle services, like the Kairali Ayurvedic Group and the Sarovar Hotels. With the PNB Global Credit Card, you can receive discounts ranging from 10% to 20% on food and drinks at Sarovar Hotels as well as 10% off the manufacturer's suggested retail price (MRP) on goods and services provided by the Kairali Ayurvedic Group.
All credit cards, including the PNB Global Platinum Credit Card, PNB Global Classic Credit Card, and the PNB Global Gold Card have a monthly interest rate of 2.45%. The bank, however, is well within its rights to alter the interest rate with no prior notice.
There are lots of perks for having a PNB credit card. Every time a PNB Global Classic Cardholder spends ₹100, they will all receive 2 reward points. You can redeem the reward points only after you have acquired a minimum of 500 points using your PNB credit card. For every ₹100 spent, holders of the PNB Global Gold and PNB Global Platinum credit cards can receive one reward point. Every Platinum credit cardholder who spends ₹150 on the card will earn 2 rewards points.
Yes, you can apply for a PNB credit card online if you are unemployed. To get a PNB credit card, you will need to apply for one and put a specified amount into a fixed deposit account. With secured credit cards, you can accrue interest on the amount deposited while using the card to make purchases. The deposit amount will be a little less than the credit limit.