PNB Credit Card

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About Punjab National Bank


**Disclaimer: Punjab National Bank is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only.

The Punjab National Bank or PNB as it is commonly called, traces its origin back to the pre-independence era. Since its establishment in May 1894, the bank has emerged strongly as a private sector bank, firmly withholding its “People’s Bank” image. Over the years, the bank has diligently worked on its vision, which is “To position PNB as the `Most Preferred Bank` for customers” as mentioned on its official website. In 2008-09, the bank became the largest Nationalised Bank to bring all branches/extension counters into Core Banking Solution.  

About PNB Credit Cards

One of the most popular financial products offered by the PNB Bank is the Punjab National Bank credit card. PNB credit cards are popular among users because of the various features and benefits that they offer. Below listed are top PNB credit cards you can apply for along with their key features:

TOP 5 Punjab National Bank Credit Cards

PNB RuPay Platinum Credit Card

  • 300+ reward points on 1st transaction

  • Exclusive cashback on paying utility bills, paying at eateries, restaurants, etc.

  • Comprehensive insurance coverage

  • 24/7 concierge services

  • 300+ merchant offers

  • Complimentary domestic and international lounge

PNB RuPay Select Credit Card

  • 2X rewards points on retail merchandise

  • Access to complimentary domestic and international lounge program

  • 24/7 concierge services

  • 300+ merchant offers

  • Comprehensive insurance coverage

PNB RuPay Millennial Credit Card

  • Comprehensive Insurance Coverage up to ₹10 lakhs

  • Access to domestic and international lounge program

  • Premium health checkup package

  • Complimentary golf and spa sessions, gym membership

  • 300+ reward points on activation

PNB Global Classic Credit Card

  • All-purpose credit card

  • Earn 1x reward on every ₹100 spent

  • Up to 2 add-on cards for family

  • Lost card liability

  • Widely accepted across 3,80,000 merchant establishments

PNB Visa Signature Card

  • 50% Off on movie tickets and discount on food combos on booking with BookMyShow

  • 24/7 Concierge assistance on flight bookings, hotel reservations

  • Complimentary domestic lounge access

Eligibility Criteria and Documents Required for PNB Credit Card Apply Online

Eligibility Criteria for PNB Credit Cards:

Depending on the type of credit card you wish to apply for, the eligibility criteria may slightly vary. The basic eligibility that one needs to fulfil for Punjab National Bank credit card apply online procedure is as follows:

 

  • The applicant must be between the age group of 21-65 years

  • In case you are applying for an add-on credit card, the secondary cardholder must be over 18 years of age

  • The applicant must be salaried or self-employed with a minimum annual income of ₹7.50 lakhs

  • The applicant must have a credit score of 750 or above with no outstanding dues pending

Documents Required for PNB Credit Card Online Application:

  • Address Proof: Passport, Electricity Bill, Telephone Bill, Aadhar Card,

  • Identity Proof: Aadhar Card, PAN card, Driving License

  • Income Proof: Salary slips, ITRs, Bank Statements

PNB Credit Card Fees and Charges

Depending on the type of credit card you wish to apply for, the joining fees, as well as the annual fees, will vary. Below is a table about fees and charges of top PNB Credit Cards:

Credit Card Type

Joining Fee

Annual Fee

PNB RuPay Platinum Credit Card

Nil

Nil

PNB RuPay Select Credit Card

₹500

Nil

PNB RuPay MillennialCredit Card

₹399

₹999

PNB Visa Signature Card

₹1,500

₹2,000

About PNB Credit Card Rewards Program

Your PNB card makes you eligible for a number of rewards on every transaction that you make. For instance, with the PNB Global Classic Credit Card, you can earn 1x reward on each ₹100 you spend. Similarly, the PNB RuPay Platinum Credit Card offers 300 rewards points on the first transaction made with the card. Thus, depending on the type of PNB Bank credit card you have opted for, you can avail different rewards. These reward points can then be redeemed across categories such as fashion, travel, electronics, etc.

How to Reach PNB Credit Card Customer Care?

You can reach the PNB credit card customer care via telephone, email, or postal address. Following are the necessary details:

PNB Customer Care Helpline

  • 0120 – 4616200

  • 1800 180 2345

PNB Customer Care Email ID

creditcardPNB@PNB.com

PNB Customer Care Mailing Address

PNB

Credit Card Processing Center,

3rd Floor ,Rajendra Bhawan ,

Near METRO Station Rajendra Place,

New Delhi –110008

How to Apply for a PNB Credit Card?

Punjab National Bank credit card apply procedure is currently not available on the Bajaj Markets website. However, you can visit the official Punjab National Bank website or your nearest PNB branch to apply for a PNB card.

How to Make PNB Credit Card Bill Payment?

The Punjab National Bank has its BillDesk portal for PNB credit card payments. Below listed are steps to make PNB Credit Card Bill Payment:

 

  • Visit the PNB BillDesk

  • Enter your PNB Credit card number

  • Enter your E-mail Id registered with the PNB Bank

  • Enter your mobile number registered with the PNB Bank

  • Enter the credit card bill amount due on your PNB card

  • Select payment option

  • Click on ‘Pay Now’ to make payment

To know more about the best credit cards online, visit the Bajaj Markets website today! Browse through credit card offers from our partner banks and apply for a credit card that suits your financial goals. Hurry!

Why Choose Punjab National Bank Credit Card? 

Punjab National Bank is more than a century-old bank and the PNB credit card provides lots of advantages and benefits. The PNB Global credit cards are accepted at over 29 million merchant locations worldwide as well as one million ATMs that accept Visa. These PNB credit cards have interesting incentives that may be redeemed by accruing reward points on purchases, as well as appealing deals at reputable merchant locations. You will experience safe, convenient, and advantageous transactions when using this PNB credit card thanks to its numerous features.

FAQs About Punjab National Bank Credit Cards

  • ✔️How can I get my PNB credit card?

    PNB credit card online application is currently not available on the Finserv MARKETS website. You can visit the official PNB website or your nearest PNB branch to apply for a PNB credit card.

  • ✔️Which is the best PNB credit card?

    The Punjab National Bank offers different types of credit card options for its customers. Some of the popular PNB credit cards are:

    • PNB RuPay Platinum Credit Card

    • PNB RuPay Select Credit Card

    • PNB RuPay Millennial Credit Card

    • PNB Global Classic Credit Card

    • PNB Visa Signature Card

  • ✔️What is the minimum credit score for a Punjab National Bank credit card?

    Ideally, a minimum credit score of 750 is considered good in order to apply for PNB credit card.

  • ✔️Are PNB cards good?

    PNB cards are a good financial option when looking to apply for a credit card. They come with several enticing features such as cashbacks, concierge assistance, rewards on transactions, airport lounge access, and other rewards.  

  • ✔️Can I apply for PNB credit card online?

    Currently, PNB credit card apply online is not available on the Finserv MARKETS website. However, you can submit a PNB credit card online application via the bank’s official website.

  • ✔️What are the discount offers available on the PNB Credit cards?

    There are various discount offers available on the PNB credit cards. For example, discounts are available with PNB Global Credit Cards at renowned merchant locations that provide lifestyle services, like the Kairali Ayurvedic Group and the Sarovar Hotels. With the PNB Global Credit Card, you can receive discounts ranging from 10% to 20% on food and drinks at Sarovar Hotels as well as 10% off the manufacturer's suggested retail price (MRP) on goods and services provided by the Kairali Ayurvedic Group.

  • ✔️What is the interest rate on the PNB credit card?

    All credit cards, including the PNB Global Platinum Credit Card, PNB Global Classic Credit Card, and the PNB Global Gold Card have a monthly interest rate of 2.45%. The bank, however, is well within its rights to alter the interest rate with no prior notice.

  • ✔️Are there any perks for having a PNB credit card?

    There are lots of perks for having a PNB credit card. Every time a PNB Global Classic Cardholder spends ₹100, they will all receive 2 reward points. You can redeem the reward points only after you have acquired a minimum of 500 points using your PNB credit card. For every ₹100 spent, holders of the PNB Global Gold and PNB Global Platinum credit cards can receive one reward point. Every Platinum credit cardholder who spends ₹150 on the card will earn 2 rewards points.

  • ✔️Can I get a PNB credit card if I am unemployed?

    Yes, you can apply for a PNB credit card online if you are unemployed. To get a PNB credit card, you will need to apply for one and put a specified amount into a fixed deposit account. With secured credit cards, you can accrue interest on the amount deposited while using the card to make purchases. The deposit amount will be a little less than the credit limit.