Check out the credit cards by Punjab National Bank and explore other options on Bajaj Markets!
Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now!
Step into the world of PNB Credit Cards – where tradition meets innovation and rewards await. Join the trendsetters and unlock exclusive perks with PNB credit cards, seamlessly integrated with the PNB Rewardz program. Earn points for cashback, movie tickets, and more. PNB credit cards offer users rewards, convenience, and flexibility. Choose from a range of cards tailored to your lifestyle.
Card Name |
Benefits |
PNB RuPay Platinum Credit Card |
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PNB RuPay Select Credit Card |
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PNB RuPay Millennial Credit Card |
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PNB Global Classic Credit Card |
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PNB Visa Signature Card |
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Features and Benefits
Here are the general features and benefits you can get with a Punjab National Bank credit card:
Balance Transfer
This feature allows you to transfer the dues of your other cards to your PNB credit card. This allows you to save on the interest payment with a 6-month EMI repayment scheme. The finance charges are 0. Read More99% per month for up to 90% of the credit limit. Read Less
Revolving Credit
This facility enabled you to transfer your current billing cycle’s balance to the next month. This way, you can simply repay the minimum due on your card and pay the rest in the next cycle. However, ke Read Moreep in mind that interest will be levied at 2.95% per month on your outstanding amount. Read Less
Add-on Cards
As a primary cardholder, you can share the credit limit and other benefits of your credit card with your family members. All you need to do is apply for an add-on card. You can apply for 2 add-on cards Read More and benefit from just one consolidated billing cycle. Read Less
Fuel Surcharge Waiver
Fuel surcharge refunds are a great way to save on fuel, especially given the increase in prices. As a PNB credit cardholder, you can enjoy fuel surcharge refund benefits with a minimum transaction of ₹ Read More400 to ₹500, depending on the card you have. Read Less
EMI Feature
When you make large purchases through your credit card, repaying it in a single payment may strain your budget. Not paying it in full can also be heavy on the pocket. So, opting for the EMI scheme allo Read Morews you to make small, easy payments. This facility applies to any transaction over ₹2,500. Read Less
Rewards
You can earn exciting reward points that differ across transactions. Depending on your card variant, you can earn up to 2 reward points for every ₹100 spent. On joining and activation, you can get up t Read Moreo 300 points. Redeem them for shopping vouchers, mobile recharge, and more. Read Less
Exclusive Offers
You can enjoy offers from RuPay and VISA based on your chosen Punjab National Bank credit card. They span categories like education, entertainment, food delivery, and more.
Eligibility Criteria for PNB Credit Cards:
Depending on the type of credit card you wish to apply for, the eligibility criteria may slightly vary. Ensure that you meet the terms for the specific PNB credit card. Apply online only after reviewing it to enjoy a seamless application process.
The general eligibility criteria include the following:
Your age should be 21 and not more than 65
Your yearly income should be at least ₹5 Lakhs or your FD amount should be of ₹65,000
You should not have an outstanding balance
Your credit score should be above 750
Age of the secondary cardholder for an add-on credit card should above 18 years
2. Documents Required for PNB Credit Card Online Application:
Address Proof (Any one): Aadhaar Card, Passport, Electricity Bill, Telephone Bill
Identity Proof (Any one): Driving License, Aadhaar card, PAN card
Income Proof: Salary slips, ITRs, Bank Statements
Ensure that you have the required documents in a PDF format for a hassle-free application. Also, make sure that the number linked with your Aadhaar card is active and has no network issues. To get the ITRs, keep your credentials at hand.
The Punjab National Bank credit card application procedure is currently not available on Bajaj Markets. However, you can visit the official website or the nearest branch to apply for a Punjab National Bank credit card. Apply online after ensuring that you have the documents ready and meet the eligibility criteria.
The Punjab National Bank credit card application procedure is currently not available on Bajaj Markets. However, you can visit the official website or nearest branch to avail a Punjab National Bank credit card. Apply online after ensuring that you have the documents ready and meet the eligibility criteria.
You can reach PNB credit card customer care via telephone, email, or post. Here are the necessary details:
PNB Customer Care Helpline |
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PNB Customer Care Email ID |
creditcardpnb@pnb.co.in |
PNB Customer Care Mailing Address |
PNB Credit Card Processing Center, GROUND FLOOR,C-24,SEC-58, NOIDA, UTTAR PRADESH 201301 |
About Credit Cards
- Credit Card
- Credit Card Customer Care
- Credit Card Payment
- Credit Card CVV
- Credit Card Net Banking
- Credit Card Offers
- Credit Card Interest Rate
- Credit Card Lost
- Credit Card EMI
- Credit Card Application Status
- Credit Card Features & Benefits
- Credit Card Statement
- Credit Card Loan
- Credit Card Annual Rate
- Credit Card against FD
- Credit Card Eligibility
- Credit Card Documents
- Credit Card Address Change
- Credit Card Reward Points
- Credit Card Limit
- Credit Card Pin Generation
- Credit Card Balance Transfer
- Lifetime Free Credit Card
- Credit Card Validity/Expiry
- Credit Card Fraud
- Credit Card Insurance
- GST on Credit Card
Resource Centre
- Student Credit Card
- Bihar Student Credit Card
- West Bengal Student Credit Card
- Kisan Credit Card
- KYC
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- Pay Slips
- Nach Mandate
- OTP
- ACH Mandate
- ECS Mandate
- ATM Card
- Add Credit Card to GPay
- Add Money from Credit Card to Paytm
- SMS Banking
- Mobile Banking
Frequently Asked Questions
How can I get my PNB credit card?
PNB credit card online application is currently not available on Bajaj Markets. You can visit the official bank website or your nearest branch to apply for a PNB credit card.
Which is the best PNB credit card?
There are numerous Punjab National Bank credit cards to choose from. The best card is one that allows you to maximise your rewards. For that, assess your spending habits. Some of the top credit cards include PNB RuPay Select Credit Card, PNB RuPay Platinum Credit Card, PNB Global Classic Credit Card, PNB Visa Signature Card.
What is the minimum credit score for a Punjab National Bank credit card?
You need to have a credit score of at least 750.
Are PNB credit cards good?
PNB cards are a good financial option as they come with several enticing features. This includes cashback, concierge assistance, rewards on transactions, airport lounge access, insurance cover and more.
Can I apply for a PNB credit card online?
Yes, you can apply for a PNB credit card online via the bank’s official website.
What are the discount offers available on the PNB Credit cards?
There are various discount offers available on the PNB credit cards that change seasonally.
You can check the offers and discounts applicable for your credit card at the issuer’s official website or app.
What is the interest rate on the PNB credit card?
All Punjab National Bank credit cards have a monthly interest rate of 2.95% and 35.89% p.a. These charges are revised as per the bank’s internal policies.
Are there any perks of having a PNB credit card?
There are lots of perks of using a Punjab National Bank credit card. They include earning reward points, EMI facility, rollover credit feature, balance transfer, discounts, and more.
Can I get a PNB credit card if I am unemployed?
Generally, you need to show a stable monthly/yearly income to get a credit card. However, you can still get a credit card by opting for a secured credit card against a fixed deposit. So, check with the bank’s representative to know your options.
Are there any fees and charges on the PNB Credit Card?
Yes, depending on the Punjab National Bank credit card you have or want, the bank will levy certain fees and charges in addition to the joining and annual fee. You can get a credit card that has a joining fee ranging from ₹0 - ₹1,500 and an annual fee ranging from ₹0 - ₹2,000.
