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Unlock a world of rewards and exclusive privileges with the Standard Chartered Rewards Credit Card. This card is designed for those looking for value and convenience.  Not only do you earn rewards points on every purchase, you can also adjust them against the outstanding balance of your credit card. Plus, with no joining fees, this card offers elegance without a price tag. Explore the seamless application process to make your credit card journey a breeze.

Features and Benefits

You can get the most out of this credit card by taking advantage of the following features and benefits:

Zero Joining Fee

You need not pay any fee in order to get this credit card

Reward Points

Earn 4 reward points for every ₹150 spent on retail categories and 1 reward point for every ₹150 spent on insurance and government categories.

Accelerated Rewards

Earn an additional 4X* reward points every statement cycle when you spend over ₹20,000 on retail categories.

Airport Lounge Access

Enjoy 1 complimentary domestic airport lounge visit per quarter

Fuel Surcharge Waiver

Receive a 1%* fuel surcharge waiver on petrol and diesel purchases

Renewal Fee Waiver

Your renewal fee can be reversed if you spend more than ₹1.5 Lakhs in the previous year. Alternatively, you will be entitled to 4000 reward points* on payment of the annual fee.

Eligibility Criteria and Documents Required

Eligibility Criteria

  • Applicants’ Age:
  1. Salaried Individuals: 18 to 65 years

  2. Self-employed Individuals: 18 to 67 years

  3. For add-on cardholders: Minimum of 18 years
  • Income Requirements:

You must have a stable source of income

  • Location Criteria:

You must be a resident of a city or location where the bank’s credit card sourcing is readily available

Documents Required

  • Identity Proof (Any One)
  1. Passport

  2. Voter ID Card

  3. Government ID, etc.

  4. PAN Card

  • Address Proof (Any one with Current Residence Address)
  1. Passport

  2. Aadhaar Card

  3. Driving License

  4. Election/Voter’s ID Card

  5. Job card issued by NREGA duly signed by an officer of the State Government

  6. Letter issued by the National Population Register containing details of name and address

  • Additional Requirements
  1. 1 Recent Passport-sized Photograph
  • For Salaried Individuals
  1. Last month salary slip
  • For Self-Employed Individuals

Self-Employed Businessmen:

  1. Latest IT Returns with computation of income/Certified Financials

  2. Last Business Continuity proof

Self-Employed Professionals:

  1. Latest IT Returns

  2. Business Continuity proof

Read More

How to Apply for the Standard Chartered Rewards Credit Card

The following steps can help you understand how to apply online for the Standard Chartered Rewards Credit Card:

  1. Click on ‘Apply Now’

  2. Enter all information required including your phone number, birth date, and profession

  3. Select ‘Next’

  4. Submit the OTP sent to your phone number

  5. Select ‘Standard Chartered Rewards Credit Card’ from the options curated for you

  6. Submit your PAN details, email address, residence PIN code, and income

  7. Submit your application


That’s it!

Customer Care Details

Here are the phone numbers you could use to get in touch with Standard Chartered Bank’s customer service team for assistance:

  1. Personal Banking Needs: 66014444/39404444 (Enter STD code before the number)

  2. Premium Banking Needs: 66011500/39401500 (Enter STD code before the number)

  3. Priority Banking Needs: 66012424/39402424 (Enter STD code before the number)


You reach out to the bank by writing to them

  1. Email Address: Customer.Care@sc.com

Fees and Charges

The following are the Standard Chartered Rewards Credit Card’s fees and charges:

Type of Fees


Joining Fees


Annual Fees

₹1,000 + GST

Annual Fee Waiver

On spending more than ₹1.5 Lakhs in the previous year

Disclaimer: The values mentioned in the table above are indicative and subject to change. Please refer to the issuer's MITC document for more details. 

Frequently Asked Questions

How can I get rewards through the Standard Chartered Rewards Credit Card?

Earn 4 reward points on every ₹150 spends on retail categories.

What is the benefit of the Rewards Credit Card?

Key benefits of this credit card include accelerated rewards, exclusive perks such as complimentary airport lounge access and no joining fees.

How do you earn accelerated reward points through the Standard Chartered Rewards Credit Card?

If you spend more than ₹20,000 in a particular statement cycle, you can earn 8x rewards on your retail category spends (monthly cap of 2000 on bonus reward points but no cap on base reward points).

Does the Standard Chartered Rewards Credit Card have airport lounge access?

Yes, it does. You can get access to domestic airport lounges, once per quarter.

What is the renewal fee reversal criteria for Standard Chartered Rewards Credit Card?

You can enjoy reversal of your renewal fee (2nd year onwards) on your Rewards Credit Card on spends of ₹1,50,000 in the previous year using your Rewards Credit Card. Alternatively, you will be entitled to receive 4000 reward points* on payment of Annual Fees. Please note that clients qualifying for annual fee reversal with not be eligible for the 4000 reward points.

How can I know my Standard Chartered Rewards Credit Card credit limit?

You can find your credit limit on the issuer’s online banking portal.

Is there a redemption fee applicable to reward points?

Yes. You will have to pay a nominal fee of ₹99 as your redemption fee.

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