Standard Chartered Smart Credit Card

This credit card offers a blend of convenience and smart spending. With attractive cashback, 90-day interest-free period and more, there’s something for everyone.

Eligibility Criteria:

To qualify for this card, you must fulfill the following conditions:

• Age of Applicant:

1. For salaried individuals, the age should be between 18 and 65 years

2. For self-employed individuals, the age should be between 18 and 67 years

3. For add-on cardholders, the minimum age is 18

• Income Criteria:A steady income is mandatory.

• Residential Location: You should reside in an area or city where the bank's credit card services are easily accessible.

Documents Required

Ensure that you have the following documents ready during the application process:

• Identity Proof (Any One)

1. Passport

2. Voter ID Card

3. Government ID, etc.

4. PAN Card

• Address Proof (Any one with Current Residence Address)

1. Passport

2. Aadhaar Card

3. Driving License

4. Election/Voter’s ID Card

5. Job card issued by NREGA duly signed by an officer of the State Government

6. Letter issued by the National Population Register containing details of name and address

• Additional Requirements

1. 1 Recent Passport-sized Photograph

• For Salaried Individuals

1. Last month salary slip

• For Self-Employed Individuals

Self-Employed Businessmen:

1. Latest IT Returns with computation of income/Certified Financials

2. Last Business Continuity proof

Self-Employed Professionals:[10]

1. Latest IT Returns

2. Business Continuity proof

These steps will help you understand how you can apply online for the Standard Chartered Smart Credit Card:

1. Select the ‘Apply Now’ option on your screen

2. Fill in the required information, including your phone number, birth date, and profession

3. Click on 'Next’

4. Provide the OTP

5. Select 'Standard Chartered Smart Credit Card'

6. Enter details such as your PAN Card number, email address, residence PIN code, and income

7. Complete the application by entering your employment and personal details

That’s all!

Contact Standard Chartered customer service team on the following numbers:

• For Personal Banking Needs: Dial 66014444/39404444 (Remember to enter the STD code before the number)

• For Premium Banking Needs: Dial 66011500/39401500 (Remember to enter the STD code before the number)

• For Priority Banking Needs: Dial 66012424/39402424 (Remember to enter the STD code before the number)

You can contact the bank through the following email address:

• Email Address: Customer.Care@sc.com

Here are the fees and charges associated with this card:

Disclaimer: The values mentioned in the table above are indicative and subject to change. Please refer to the issuer's MITC document for more details.