SBI Premium Credit Cards

Premium SBI credit cards offer a wide range of exclusive benefits and features, such as fuel surcharge waivers, airport lounge access, and reward points. Depending on the category, these credit cards provide accelerated benefits to enhance your payment experience, making transactions more rewarding.

 

KrisFlyer SBI Card Apex

• 10,000 KrisFlyer miles on annual fee payment and first transaction within 60 days of card issue

• 10, 8, and 6 KrisFlyer miles per ₹200 spent on Singapore Airlines Group, international spends and other eligible spends, respectively

• 2 complimentary domestic airport lounge visits every quarter and 8 international airport lounge visits per year

• 1% fuel surcharge at all petrol pumps in India on transactions up to Rs. 3,000 and air accident insurance cover of ₹3.5 Crores

 

SBI Card ELITE 

• Earn up to 50,000 bonus reward points on surpassing annual spending limits 

• 5X reward points on dining, grocery, and departmental store spending and 2 reward points per ₹100 on all other spends

• 6 free airport lounge visits annually with access to over 1,000 airport lounges worldwide and 2 domestic airport lounge visits every quarter 

• 1.99% forex markup fee on international usage 

 

Etihad Guest SBI Premier Card

• 5,000 Etihad Guest Miles as a welcome gift

• 6, 4, and 2 guest miles for every ₹100 spent on Etihad.com, international spends, and other spends, respectively

• 4 free airport lounge visits per year and 8 free visits per year capped at a maximum of 2 per quarter to domestic Visa Lounges in India

• 1% fuel surcharge at all petrol pumps in India

• Overseas air accident insurance coverage of ₹50 Lakhs, fraud liability insurance cover of ₹1 Lakh, and lost baggage allowance of up to $1,000 

 

Lifestyle Home Centre SBI Card PRIME

• 12,000 bonus reward points on annual fee payment

• Earn 15 reward points for every ₹100 spent at online and retail Landmark stores

• Get 10 reward points for every ₹100 spent on dining and movies 

• 1% fuel surcharge at all petrol pumps in India on transactions ranging between ₹500 and ₹4,000

• 8 free visits per year to domestic airport lounges capped at a maximum of 2 per quarter

 

Reliance SBI Card PRIME

• ₹3,000 Reliance retail voucher on joining fee payment 

• 10 reward points on every ₹100 spent on shopping from Reliance retail stores 

• 1 movie ticket every month worth ₹250 from BookMyShow

• 1% fuel surcharge at all petrol pumps in India

• 8 free visits per year to domestic airport lounges capped at a maximum of 2 per quarter

SBI credit cards offer a range of benefits and features designed to suit different spending needs and habits. To get your SBI premium card, you need to be aware of the annual and joining fees charged by SBI. 

To apply for SBI premium credit cards, you need to fulfil some eligibility requirements for age, CIBIL score, nationality, and income. These include:

• Age: You must be 21-70 years old

• Employment Type: You need to be salaried or self-employed

• Regular Income: Having a stable and consistent source of income demonstrates your ability to repay the loan

• Good Credit Score: A high credit score reflects your creditworthiness, making you a more reliable borrower

To apply for an SBI premium credit card, you need to provide essential KYC documents like the ones given below. This ensures your identity, address, and financial details are verified.

• PAN card 

• Aadhaar card or any other valid government address proof

• Income proof documents, such as income tax returns, salary slips, bank statements, etc.

• Recent passport-size photograph(s)

 

You may need to provide additional documents based on the type of credit card you are applying for. 

To apply for a premium credit card from SBI, you need to either visit a bank branch in person or submit an application online. 

 

Through Bajaj Markets

You can also apply to get select SBI premium credit cards on Bajaj Markets. Here is how:

 

1. Visit the Bajaj Markets website

2. Click on ‘Cards’

3. Under the ‘Our Partners’ section, click on SBI 

4. Compare available premium cards and check their features and eligibility

5. Click on the card you want 

6. Click on ‘CHECK CARD OFFER’ 

7. Fill in the necessary details and start the application process

8. Once approved, your credit card will be issued and delivered to your address

 

Disclaimer: Note that not every SBI premium card is available on the platform.

 

Through the Official Website

You can apply for a premium SBI credit card through the official SBI website from the comfort of your home. Before starting the application process, you must keep some documents handy and check the eligibility for the card you are applying for. 

1. Visit the official SBI credit card website 

2. Check out the different types of premium credit cards as per your spending needs and habits

3. Check out the eligibility, fees and associated charges

4. Click on ‘Apply now’

5. Complete the application online by entering personal information, professional details and KYC details 

6. If your application matches all required criteria, an executive from SBI will call you to verify all your details 

7. After successful confirmation, your card will be issued and dispatched 

8. You will receive your credit card within 7 working days

 

Through the ‘YONO SBI: Banking & Lifestyle’ App

To apply for a premium credit card from SBI through the official YONO app, you must download the app from the official Play Store or Apple Store. 

1. Log in to the app using your SBI Internet banking details

2. Explore different credit cards in the ‘cards’ section

3. Select the ideal credit card for you by checking out the benefits, fees, and eligibility

4. Check the eligibility of the credit card you want to get

5. Fill out the application form by clicking on ‘Apply now’

6. Review the application form for the correct details and submit the form

7. Once submitted, your application will be reviewed. If approved, you will receive a status update on the app or through SMS or email

8. You will receive your credit card on your entered address

 

Physical Branch Visit

To apply for the premium SBI card offline, you must have a bank account with SBI for quick approval. If you do not have a bank account, you can still apply for the credit card with the required KYC documents. 

 

1. Visit the nearest SBI bank branch physical premises 

2. If you have a bank account already, you can apply directly by consulting the bank representative 

3. If you do not have a bank account with SBI, you still need to provide the right KYC documents 

4. Get the application form and fill it out 

5. Attach the required documents with the right information for faster approval 

6. If your application is approved, you will receive an update alert, and your credit card will be delivered to your address

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions. Basis the information provided during your loan application journey, you may be provided with various offers from our existing loans partners.