Studying in West Bengal? Here’s all you need to know about the Student Credit Card Scheme! You can also explore credit card options
While the need for educating oneself is higher than ever, accessing quality education can be difficult due to the expenses associated with it. Hence, the Government of West Bengal has formulated the Student Credit Card Scheme that can help students with financial support. You can acquire this credit at a very nominal interest rate and kickstart your dream career with top-notch education and guidance.
Here’s why you should apply for this credit card as a student in West Bengal and make the most of it:
The scheme is open to students up to the age of 40 years
Available for undergraduate, post-graduate, madrasah, secondary, and higher secondary education students, and students pursuing competitive examinations for engineering, law, medicine, etc.
A maximum loan amount of up to ₹10 Lakhs is available at an annual interest of 4%.
Available for students who wish to study abroad.
Loan tenure of up to 15 years (including moratorium period).
Once you have thoroughly read the scheme documents and other literature, you can proceed with the application process by following these steps:
Visit the official website of the West Bengal Government
Navigate to the “Student Credit Card” tab
Select the ‘Registration of Student’ option
Fill out the form correctly and click on ‘Register’
You will receive a unique student’s user ID which you can use for any functions related to this scheme in the future.
Go to the official website for the West Bengal Student Credit Card Scheme (WBSCC)
Use the student user ID and password to log in
Click on ‘Apply Now’
Complete the student application form
Fill out the co-borrower’s application form
Upload all documents in the size and dimensions stated on the website
Submit the application
After your application has been successfully submitted, here’s how you can track the status of your application:
Log into the WBSCC website with your student’s user ID and password
Click on ‘Track Application’ on the Dashboard
The activities and their respective statuses should be displayed on your screen now.
If you’d like to clear any doubts regarding this scheme or your application, you can contact the WBSCC customer care services through the following channels of communication:
Contact Number:
1800-102-8014
Email Address:
contactwbscc@gmail.com
support-wbscc@bangla.gov.in
Note: If you would like to get in touch with the representatives from the Department of Higher Education (West Bengal), you can visit the ‘Contact Us’ section of the WBSCC website. You will also find helplines that can get you in contact with specific educational institutions within West Bengal.
Yes, it is. You can apply for a special student credit card under the Student Credit Card Scheme by the Government of West Bengal.
The repayment period is 15 years (after acquiring a job), including the moratorium period.
You can get a loan of up to ₹10 Lakhs through this scheme.
If you are an Indian student who has resided in West Bengal for more than 10 years and is below the age of 40 years, you can apply for this card.
You can use the total loan amount for anything that pertains to your education. This includes tuition fees, study material, accommodation, and others.
The interest rate applicable is 4% per annum.