Doctor Loan ✓ Loan of up to ₹45 Lakhs ✓ Quick Disbursal ✓ Minimal Documentation Check Eligibility

Get a doctor loan from Bajaj Finance at affordable interest rates starting from just 12% p.a. on Bajaj Markets. You can secure amounts of up to ₹50 Lakhs and repay the loan comfortably over flexible repayment tenures ranging up to 84 months. Furthermore, you can utilise the amount borrowed through this professional loan for doctors to expand your clinic, purchase new equipment, hire more staff, and so on.

Interest Rates and Charges

Bajaj Finserv Doctor Loan interest rates and charges are as follows:

Interest Rate

12%  - 20% 

Processing Fee

Up to 4.72% (Inclusive of Taxes) 

Convenience Fee

Up to ₹4499 

Cheque Bounce Charges

₹1500 per bounce 

Penal Interest Rate

42% p.a. applicable on the outstanding monthly instalment 

Stamp Duty

As per State laws 

Mandate Rejection Charges


Broken Period Interest

Added to First Instalment 

Part Pre-payment Charges

Up to 4.72% (Inclusive of Taxes) 

Loan Foreclosure Charges

Up to 4.72% (Inclusive of Taxes) 


Flexi Hybrid Loan: Up to 0.295% (Inclusive Taxes) 

Flexi Fee

Term Loan – Not applicable 

Hybrid Flexi Loans – A Fee will be deducted upfront from the loan amount (as applicable below) 

  • ₹1357 for loan amount up to ₹2,00,000

  • ₹2359 for loan amount from ₹2,00,001 to ₹3,00,000 

  • ₹2359 for loan amount from ₹3,00,001 to ₹5,00,000

  • ₹2949 for loan amount from ₹5,00,001 to ₹7,00,000 

  • ₹2654 for loan amount from ₹7,00,001 to ₹10,00,000

  • ₹3845 for loan amount from ₹10,00,001 to ₹15,00,000 

  • ₹6085 for loan amount from ₹15,00,001 to ₹25,00,000

  • ₹9623 for loan amount from ₹25,00,001 to ₹40,00,000 

  • ₹12271 for loan amount of ₹ 40,00,001 and above


*All the Flexi Charges above are inclusive of applicable taxes


*Loan amount includes approved loan amount, insurance premium and VAS Charges

*Disclaimer: The aforementioned charges are subject to change at the lender’s discretion

Bajaj Finserv Doctor Loan EMI Calculator

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Doctor Loan
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Features and Benefits

High Loan Amount

Get a loan amount of up to ₹50 Lakhs and fulfil all your professional requirements

Affordable Interest Rates

Benefit from low interest rates starting from 12% p.a. and save on overall repayment costs

Quick Online Application

Enjoy expedited approval, verification, and processing to meet your urgent needs with ease

Zero Collateral Requirement

Secure the loan without having to pledge your assets as collateral

Minimal Documentation

Submit your address proof, ID proof, and degree certificate to apply for a doctor loan online

Flexible Repayment Tenures

Choose from tenures ranging up to 84 months on the basis of your repayment capacity and financial obligations

No Hidden Costs

Get a loan for doctors with complete transparency and no hidden costs

*Disclaimer:Terms and conditions apply to the above-mentioned benefits.

Eligibility Criteria and Documents Required

The Bajaj Finserv Doctor Loan eligibility criteria are as follows:

  • You must be above 22 years

  • You must not be above 70 years at the time of loan maturity

  • You must be a certified medical practitioner with MBBS/ PG Diploma/ BHMS/ BDS/ MS/ BAMS/ MD/ MDS/ DM/ M.Ch/ DHMS/ DNB/ GAMS or other relevant degree/s

  • You should have 1 to 5 years of work experience based on the degree 

  • You should be an Indian citizen


After meeting the required eligibility terms, you will be required to submit the relevant paperwork for verification. Here are some documents you may be required to furnish when applying for this loan:

1. Identity proof: Any one of the following

  • Aadhaar card

  • Passport

  • Voter ID 

  • Driving licence, etc.


2. Address proof: Any one of the following

  • Electricity bill

  • Telephone bill

  • Rent agreement, etc.


3. Income proof: ITR (income tax return) filing and bank statementsBank statements 


4. Educational qualification certificate


5. Passport-size photographs

How to Apply

You can easily apply for this doctor loan online by following these simple steps:

  • Click on the ‘Apply Now’ button on this page

  • Enter your basic personal details on the online application form

  • Choose ‘Bajaj Finance’ from the list of lenders

  • Enter the loan amount and preferred repayment tenure

  • Submit the form for verification

  • Post the review and verification of your loan application, a representative will reach out to you for further proceedings.

doctor loan


Can an MBBS doctor get a doctor loan from Bajaj Finance?

Yes, doctors with an MBBS degree can secure this loan, provided they meet the eligibility criteria set by Bajaj Finance.

What is the minimum CIBIL score required for this doctor loan?

You should have a CIBIL score of at least 720 to be eligible for a doctor loan from Bajaj Finance.

What is the maximum amount I can borrow through this doctor loan?

You can secure amounts of up to ₹50 Lakhs by applying for this loan for doctors on Bajaj Markets. However, please note that the amount offered to you depends on your eligibility for the loan and the lender’s policies.

What can I use this doctor loan for?

You can purchase state-of-the-art medical equipment and software or even renovate your nursing home/clinic with the help of this loan. Furthermore, you can use the borrowed amount for working capital requirements and to upskill your staff.

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