Too many financial requirements, but falling short of funds? Worry not! Loan Against Property from ICICI Bank is here to help you. Business scaling, child’s education, wedding, or medical emergency, Loan Against Property will take care of all your financial worries. So, why wait, apply for Loan Against Property on Finserv MARKETS now!
Apply for a Loan Against Property of up to Rs. 5 Crores on Finserv MARKETS and get the required financial assistance.
The repayment tenure can go as high as 180 months for both salaried and self-employed applicants, making the repayment process very convenient.
Balance transfer facility is also available with LAP, which will help reduce your rate of interest.
Interest rates are competitive and start from 9.15% p.a.
You can avail the loan amount up to 60% of the property value.
Now get an online loan in an instant with easy approval and disbursal process.
Get the best loan offers hassle-free, without any tedious paperwork.
No hidden charges, no dubious policies, just 100% transparency!
Get easy loans designed to meet your specific requirements.
Customers across the country trust us. It's your turn now. Join us and enjoy a host of exclusive products and benefits.
Here are the simple steps.
Enter your personal and income details and get instant loan eligibility.
Choose ICICI Bank from the list of lending partners.
Know the loan amount you can possibly avail.
Fill the required loan amount & details of property.
Find out your loan details along with all the associated charges and net disbursal amount. Post this, a loan expert will then connect with you to process your application further.
Following criteria must be fulfilled to be eligible for Loan Against Property:
Loan Repayment Tenure
*The charges are subject to policy changes of ICICI Bank, from time to time.
You can calculate your Loan Against Property EMI using EMI Calculator on Finserv MARKETS. Enter the principal amount, repayment tenure, and rate of interest and get the EMI amount in a jiffy. The tool helps you save a lot of time and help you manage your finances in a better way.
It is possible to close the loan before the set tenure ends. The charges for prepayment are 4% plus applicable charges.
The lender assesses various factors like property value, income, age, work experience, CIBIL score, to determine the amount that you can avail.
Yes, you can take an overdraft up to 90% of the total LAP amount.
LAP can be used for business expansion, wedding expenses, travel, education.
Home Loan is taken to purchase a house, while Loan against property is availed to fulfill the requirement by mortgaging the property that is owned.
Yes, it is mandatory to take all the property owners as a co-applicant in the loan.
As a security or collateral, you need to provide either residential or commercial property, to avail the loan.
Yes, the prepayment charges on Loan Against Property is 4% plus applicable charges.