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Do you  need 30 lakh rupees urgently? Personal loan of Rs 30 Lakh is a great way to tackle unexpected or immediate financial requirements. Easily accessible through an end-to-end digital process, most lenders offer a personal loan of ₹30 Lakhs online. 

₹30 Lakh Personal Loan EMI Calculator

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Interest Rates on ₹30 Lakh Personal Loan

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Bajaj Finance Limited

6 years

₹35 Lakhs

11% p.a.


Kotak Mahindra Bank

5 years

₹25 Lakhs

10.99% p.a.


SMFG India Credit

5 years

₹25 Lakhs

12% p.a.



6 years

₹50 Lakhs

10.99% p.a.

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Purpose of ₹30 Lakh Personal Loan

Availing a personal loan of  Rupees 30 Lakhs is a major undertaking, and you can use the funds in many different ways. Here are a few ways in which ₹30 Lakh Personal Loan can come in handy:

  • Host a wedding 

  • Pay education fees

  • Consolidate your debt

  • Fund a family vacation

  • Pay the down payment for a big-ticket purchase

  • Renovate your home

  • Handle a medical emergency


These are just a few ways in which a high-value personal loan can be a great solution. Here, the main perk of a personal loan is that there is no end-use restriction on the funds you get. This means that you can use the amount for virtually any purpose.

₹30 Lakh Personal Loan Eligibility

Checking your eligibility before applying for any credit can help you ensure that the application process is smooth and increase your chances of approval. Although the criteria varies from lender to lender, some common eligibility requirements include the following:

  • You must be between 18-65 years of age 

  • You must have an adequate credit score, generally 750 and above

  • You must have a stable source of income, either salaried or self-employed

Documents for ₹30 Lakh Personal Loan

Having the required documents at hand before applying allows you to enjoy a hassle-free and smooth application process. You can check the documents required by checking the lender’s website. 

Generally, to avail a personal of ₹30 Lakhs or any other amount, you will need to submit the following documents:

  • 2 passport-size photographs

  • Income proof

  1. Salary slips 

  2. Bank statement 

  • ID proof

  1. Driving Licence

  2. Aadhaar card

  3. PAN card

  4. Voter ID

  5. Passport

  • Address proof

  1. Aadhaar card

  2. Utility bills

  3. Voter ID

  4. Passport

  5. Driving Licence

How to Apply for a 30 Lakhs Personal Loan

What if “I need 30 lakhs rupees urgently; how can I get it?”. The simplest answer is to apply online. The application process for a personal loan is completely digital and takes only a few minutes. 

Follow the steps below:

  • Visit the Personal Loan application page on the official website

  • Enter the required details

  • Choose the offer that’s best for your needs

  • Complete the verification

Once you submit and sign your application, the sanctioned amount will be transferred to your account. 


FAQs on 30 Lakhs Personal Loan

How can I get a ₹30 Lakh Personal Loan?

With digital advancements, applying for a personal loan of any amount has become simpler, quicker, and easier. At Bajaj Markets, you can apply for a personal loan by visiting the official website and filling out a quick application form.

Can I get a Personal Loan of 30 Lakhs?

Yes, you can get a personal loan of 30 Lakhs if you meet the eligibility criteria set by the lender.

How can I get a ₹30 Lakhs Loan from my bank?

To get a ₹30 lakh personal loan from your bank, you will have to check your eligibility as per the requirements set by your bank. You can even contact your bank’s customer service and talk to a representative to know how to avail a personal loan.

What is the EMI for a ₹30 Lakhs Loan?

The EMI for a ₹30 Lakh personal loan will depend on the interest rate levied by the lender and your repayment tenure. To get an estimate of the EMI for ₹30 Lakh personal loan, EMI calculator is the best way to go about it. Simply enter the required details and check your repayment schedule.

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