Personal Loan Interest Rates and Processing Fees - Overview
At Finserv MARKETS, we encourage you to compare personal loan interest rates and fees before you take a decision.
For term loans, charges are calculated on the outstanding principal of your personal loan amount.
- Hybrid Flexi
- Term Loan
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Interest Rate
12.99% p.aonwards -
Processing Fees Upto
3.99%of the Loan Amount -
Foreclosure Charges
4%of the Outstanding Loan Amount -
Annual Maintenance Charges
0.25% -
Convenience Fees
Rs. 4,499 -
Bounce Charges
Rs. 1,000Per bounce + Applicable taxes -
Penal Interest
2%Per month on Overdue EMI + Applicable taxes -
ECS Return Fees
Rs. 450Inclusive of taxes -
Outstation Collection Charges
Rs. 65+ Applicable taxes
-
Interest Rate
12.99% p.aonwards -
Processing Fees Upto
3.99%of the Loan Amount -
Foreclosure Charges
4%Of Outstanding Loan Amount + Applicable taxes -
Convenience Fees
Rs. 4,499 -
Bounce Charges
Rs. 1,000Per bounce + Applicable taxes -
Penal Interest
2%Per month on Overdue EMI + Applicable taxes -
ECS Return Fees
Rs. 450Inclusive of taxes -
Outstation Collection Charges
Rs. 65+ Applicable taxes -
Part-prepayment Charges
2%On Part-payment Amount + Applicable taxes
Manage all your queries here
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Should I opt for institutions offering lower interest rates with additional top-ups for my existing personal loan?
There is no straightforward answer to this as you’ll have to consider multiple factors when dealing with interest rates. This also largely depends on your existing plan and the top-up’s it provides. It would be best if you contact your provider for appropriate guidance.
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What are the important factors that I’ll need to consider with regards to my Bajaj Finserv Personal loan?
Some of the important factors include clearing your existing debt, keeping track of your credit reports, maintaining a good credit score and repaying EMI on time.
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What are the benefits of availing a Bajaj Finserv pre-approved Personal loan from Finserv MARKETS?
When looking for a Bajaj Finserv loan, the services provided by Finserv MARKETS are unparalleled. We promise 100% transparency and there’s no hidden fees during the Bajaj Finserv lending process. To add the list of benefits, we have a plethora of tailored offers designed to suit your unique needs and requirements. When it comes to Personal loan approval, if everything is in place, Finserv Markets does so within just 3 minutes. The Personal loan amount will be disbursed within 24 hours and credited to your straight to your designated bank account.
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How to choose the ideal repayment period for my Bajaj Finserv Personal loan?
For this you’ll have to take into account your monthly budget, interest rates, financial goals and existing liability.
Our Pursuit, Your Happiness
I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!
My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!
Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!
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I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!
Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!