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How about checking some pre-approved offers you might be eligible for?

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Personal Loan Interest Rates and Processing Fees - Overview

At Finserv MARKETS, we encourage you to compare personal loan interest rates and fees before you take a decision.

For term loans, charges are calculated on the outstanding principal of your personal loan amount. 

  • Hybrid Flexi
  • Term Loan

  • Interest Rate

    12.99% p.a
    onwards
  • Processing Fees Upto

    3.99%
    of the Loan Amount
  • Foreclosure Charges

    4%
    of the Outstanding Loan Amount
  • Annual Maintenance Charges

    0.25%
  • Convenience Fees

    Rs. 4,499
  • Bounce Charges

    Rs. 1,000
    Per bounce + Applicable taxes
  • Penal Interest

    2%
    Per month on Overdue EMI + Applicable taxes
  • ECS Return Fees

    Rs. 450
    Inclusive of taxes
  • Outstation Collection Charges

    Rs. 65
    + Applicable taxes

*The above charges are excluding taxes
These are indicative and subject to change at the discretion of lender/ without prior notice.

  • Interest Rate

    12.99% p.a
    onwards
  • Processing Fees Upto

    3.99%
    of the Loan Amount
  • Foreclosure Charges

    4%
    Of Outstanding Loan Amount + Applicable taxes
  • Convenience Fees

    Rs. 4,499
  • Bounce Charges

    Rs. 1,000
    Per bounce + Applicable taxes
  • Penal Interest

    2%
    Per month on Overdue EMI + Applicable taxes
  • ECS Return Fees

    Rs. 450
    Inclusive of taxes
  • Outstation Collection Charges

    Rs. 65
    + Applicable taxes
  • Part-prepayment Charges

    2%
    On Part-payment Amount + Applicable taxes

*The above charges are excluding taxes
These are indicative and subject to change at the discretion of lender/ without prior notice.

Manage all your queries here

  • Should I opt for institutions offering lower interest rates with additional top-ups for my existing personal loan?

    There is no straightforward answer to this as you’ll have to consider multiple factors when dealing with interest rates. This also largely depends on your existing plan and the top-up’s it provides. It would be best if you contact your provider for appropriate guidance.

  • What are the important factors that I’ll need to consider with regards to my Bajaj Finserv Personal loan?

    Some of the important factors include clearing your existing debt, keeping track of your credit reports, maintaining a good credit score and repaying EMI on time.

  • What are the benefits of availing a Bajaj Finserv pre-approved Personal loan from Finserv MARKETS?

    When looking for a Bajaj Finserv loan, the services provided by Finserv MARKETS are unparalleled. We promise 100% transparency and there’s no hidden fees during the Bajaj Finserv lending process. To add the list of benefits, we have a plethora of tailored offers designed to suit your unique needs and requirements. When it comes to Personal loan approval, if everything is in place, Finserv Markets does so within just 3 minutes. The Personal loan amount will be disbursed within 24 hours and credited to your straight to your designated bank account.

  • How to choose the ideal repayment period for my Bajaj Finserv Personal loan?

    For this you’ll have to take into account your monthly budget, interest rates, financial goals and existing liability.

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