Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Apply Now

Stashfin is an innovative digital platform providing affordable financial products to millions of borrowers nationwide. You can get up to ₹5 Lakhs with a convenient repayment tenure of up to 36 months.

This flexible credit facility allows you to pay interest only on the utilised loan amount. Further, you can use the amount as a marriage loan, home improvement loan or holiday loan without any restrictions. 

Stashfin Personal Loan Details

Before opting for a Stashfin Loan, you need to know a few crucial details that can help you make informed decisions. Since a personal loan helps you meet both planned goals and unplanned emergencies, knowing your borrowing costs is key. 

Here is a table to help you understand a few essential details of the Stashfin Personal Loan.

Interest Rate

Starting from 11.99% p.a.

Maximum Loan Amount

₹5 Lakhs

Maximum Loan Tenure

3 years (36 months)

Minimum Monthly Income


Disclaimer: The interest rate is subject to change at the lender’s discretion. Kindly contact the lender before applying for a personal loan.

Stashfin Personal Loan Interest Rate

The Stashfin Personal Loan interest rate starts from 11.99% p.a., depending on your eligibility and credit profile. Checking the personal loan interest rate before applying for a loan is crucial as it affects your monthly payments. 

Remember that whether you apply for a travel loan or a medical loan, the lender always checks your credit score. This is because personal loans are unsecured forms of credit wherein you do not pledge any collateral. 

Hence, lenders look at your credit score to gauge your creditworthiness and the borrowing risk that you pose. Generally, a CIBIL score of 750 or above makes you eligible for faster personal loan approvals. It also helps you get the loan amount of your choice more affordably.

Stashfin Personal Loan Fees & Charges

When you apply for a loan, you may have to pay certain processing charges and other applicable fees. These charges get added to your borrowing costs and vary from one lender to another. 

Check the table below to understand processing fees and other charges levied when you opt for a Stashfin Loan.

Processing Fees

Up to 10% + applicable GST

Cheque Bounce Charges


The charges mentioned above are subject to change at the lender’s discretion.

Stashfin Personal Loan EMI Calculator

Loan Amount
  • Months
  • Years
Rate of Interest

Monthly EMI

at % interest rate for months

Total Amount Payable
Principal Amount
Total Interest Amount
Year Principal Interest Balance

personal loan EMI calculator helps you compute your monthly instalments well in advance, helping you plan your finances better. All you have to do is input the loan amount, tenure and applicable interest rate to calculate your EMIs instantly.

How is the Stashfin Personal Loan EMI Calculated?

You can calculate the Equated Monthly Instalments (EMIs) of a Stashfin Personal Loan with the help of the following formula:

EMI = [P x R x (1+R)^N]/[(1+R)^N-1]


  • EMI is the Equated Monthly Instalment

  • P is the principal amount

  • R is the monthly rate of interest

  • N is be the repayment tenure (in months)


While you can use this EMI formula to estimate your monthly repayment, this method can be cumbersome and time-consuming. 

Alternatively, you can use the personal loan EMI calculator available on Bajaj Markets to determine the EMI and compare various loan offers.

Stashfin Personal Loan Features & Benefits

Competitive Interest Rates

Stashfin Personal Loan interest rates start from 11.99%. The best part is that you can pay interest only on the loan amount you use. Furthermore, you can get 0% interest benefits for a period of up to 30 days.

Convenient Repayment Tenure

With a Stashfin Loan, you can get a flexible repayment window of up to 36 months. You can repay the loan amount in affordable EMIs using electronic payment methods.

Maximum Loan Amount

You can get financing of up to ₹5 Lakhs with a Stashfin Personal Loan to meet your planned and unplanned financial needs. Whether you need funds to manage your kid’s education or plan a memorable trip, you can apply for a Stashfin Loan and get access to the required loan amount.

Quick Processing and Easy Disbursal

The Stashfin Loan process is quick and straightforward, allowing you to manage financial emergencies without any hassles. With the entire process being digitised, all you have to do is submit an online application form and get instant approval. Once this is done, simply provide the necessary documents for quick disbursal. With Stashfin, you can get access to funds within 24 hours. You can also download Stashfin’s mobile app to avail the required funds instantly. 

Stashfin Personal Loan Eligibility

Meeting the lender’s personal loan eligibility criteria helps you get quick approval and instant access to funds. Note that these parameters vary across lenders, and you need to check with your chosen lender before applying for credit.

Here are a few Stashfin Loan eligibility parameters you have to meet to get quick approvals:

  • You need to be an Indian citizen

  • You must be at least 18 years before applying for a loan

  • You need to be a salaried employee to get loan approval

  • Your monthly income must be at least ₹18,000

  • You need to have a good credit score

  • You must have net banking access for your salary account

Documents Required for a Stashfin Personal Loan

Once you meet the required eligibility criteria, you can get loan approval instantly. Then, you need to submit the following documents to facilitate disbursal of the loan amount in to your bank account.  

1. Identity Proof

  • PAN card

  • Aadhaar card

  • Voter ID

  • Passport

2. Address Proof

  • Aadhaar card

  • Passport

  • Utility bills

  • Government-approved card

3. Income Proof

  • Salary slips for the last 3 months

  • Bank account statement for the last 6 months

How to Apply for a Stashfin Personal Loan?

Follow these simple steps to apply for a Stashfin Loan instantly.

  • Step 1: Download the app or sign in 

  • Step 2: Apply for the credit line 

  • Step 3: Add in the necessary KYC details 

  • Step 4: Get funds credited to your bank account after loan approval and sanction

How Can I Get in Touch with the Stashfin Personal Loan Customer Care?

Stashfin offers support for a host of customer services in many different ways. You can get support on the official website by clicking on ‘Customer Service’. You can also contact the customer care team through the chatbot on their website. 

Alternatively, you can call them at + 91 9953595222. Additionally, you can log in to your account and raise your queries. These will be addressed by the customer care team. Make sure you provide the necessary information to get quick resolution for your queries and concerns.


The information and suggestions provided by BFDL hereinabove is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees, loan amount and other charges with regard to any product, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Frequently Asked Questions on the Stashfin Personal Loan

The minimum credit limit you can get via a Stashfin Personal Loan is ₹1,000. Make sure you meet the required eligibility criteria to enjoy fast approvals.

Stashfin is the financial technology platform of Akara Capital Advisors Private Limited, which is an NBFC approved by the RBI.

A CIBIL score of 750 or above is usually considered an ideal score to get hassle-free loan approvals. However, you can get a loan with a lower score too. Check with the lender to see the minimum cibil score requirement that you need to meet. 

You will get a notification via email or on your phone once your Stashfin loan application is approved. You can also check the status of your application on the official website or on the app.

You can repay the Stashfin Personal Loan in EMIs through post-dated cheques or NACH mandates. You will need to ensure that the PDCs and mandate are in favour of the lender. Apart from these methods, you may also repay your loan through the mobile app or the website.

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