Stashfin Personal Loan

Stashfin is an innovative digital platform providing affordable financial products to millions of borrowers nationwide. You can get up to ₹5 Lakhs with a convenient repayment tenure of up to 36 months.

This flexible credit facility allows you to pay interest only on the utilised loan amount. Further, you can use the amount as a marriage loan, home improvement loan or holiday loan without any restrictions. 

Before opting for a Stashfin Loan, you need to know a few crucial details that can help you make informed decisions. Since a personal loan helps you meet both planned goals and unplanned emergencies, knowing your borrowing costs is key. 

Here is a table to help you understand a few essential details of the Stashfin Personal Loan.

Disclaimer: The interest rate is subject to change at the lender’s discretion. Kindly contact the lender before applying for a personal loan.

When you apply for a loan, you may have to pay certain processing charges and other applicable fees. These charges get added to your borrowing costs and vary from one lender to another. 

Check the table below to understand processing fees and other charges levied when you opt for a Stashfin Loan.

The charges mentioned above are subject to change at the lender’s discretion.

Meeting the lender’s personal loan eligibility criteria helps you get quick approval and instant access to funds. Note that these parameters vary across lenders, and you need to check with your chosen lender before applying for credit.

Here are a few Stashfin Loan eligibility parameters you have to meet to get quick approvals:

• You need to be an Indian citizen

• You must be at least 18 years before applying for a loan

• You need to be a salaried employee to get loan approval

• Your monthly income must be at least ₹18,000

• You need to have a good credit score

• You must have net banking access for your salary account

Once you meet the required eligibility criteria, you can get loan approval instantly. Then, you need to submit the following documents to facilitate disbursal of the loan amount in to your bank account.  

1. Identity Proof

• PAN card

• Aadhaar card

• Voter ID

• Passport

2. Address Proof

• Aadhaar card

• Passport

• Utility bills

• Government-approved card

3. Income Proof

• Salary slips for the last 3 months

• Bank account statement for the last 6 months

Follow these simple steps to apply for a Stashfin Loan instantly.

• Step 1: Download the app or sign in 

• Step 2: Apply for the credit line 

• Step 3: Add in the necessary KYC details 

• Step 4: Get funds credited to your bank account after loan approval and sanction

Stashfin offers support for a host of customer services in many different ways. You can get support on the official website by clicking on ‘Customer Service’. You can also contact the customer care team through the chatbot on their website. 

Alternatively, you can call them at + 91 9953595222. Additionally, you can log in to your account and raise your queries. These will be addressed by the customer care team. Make sure you provide the necessary information to get quick resolution for your queries and concerns.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.