HDFC Bank Personal Loan

HDFC Bank offers personal loans of up to ₹40 Lakhs, providing a convenient solution for both planned expenses and emergencies. With a simple online application process, accessing funds has become quick and hassle-free. The loan also comes with flexible repayment options, allowing you to choose a tenure of up to 8 years. This makes it easier to manage repayments according to your financial situation.

HDFC Bank Personal Loan interest rates and charges are as follows:

Fulfil the following criteria to be eligible for a personal loan from HDFC Bank:

• You should be either a private or a public sector employee
  

• You must fall under the age bracket of 21 to 60 years
  

• You must have a minimum of 2 years of work experience. Of this, at least 1 year should be with the current employer

• You should have a minimum monthly income of ₹25,000

• You should have an excellent credit score

In the case of pre-approved personal loans, you are not required to submit any documents. For non-pre-approved loans, make sure to keep the following documents handy:

• KYC Documents:
  

  • Passport
    

  • Voter ID
    

  • Driving licence
    

  • Aadhaar card
    

• Bank statements of the last 3 months
  

• Salary slips of the last 2 months
  

• Form 16

Follow these simple steps to apply for this personal loan:

• Visit HDFC Bank's official website
  

• Select the ‘Personal Loan’ option under the ‘Borrow’ tab
  

• Click on 'APPLY ONLINE'
  

• Select your employment type - salaried or self-employed
  

• Enter your mobile number and date of birth, then click on ‘View Loan Eligibility’
  

• Enter the generated OTP and click on ‘Submit OTP’
  

• Following this provide your other basic details as requested and enter the loan amount you need
  

• Verify the details and submit the application
  

Available offers will be displayed on the screen that you can choose from.

Note: Submit the required documents for verification, and upon completion, the bank will reach out to you for further proceedings. 

Here are the points of contact you can utilise to reach out to the customer care team of HDFC Bank:

• Address: HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai - 400 013

• Toll-free Number: 1800 1600 and 1800 2600

• E-mail ID:  support@hdfcbank.com

The information and suggestions provided by BFDL hereinabove is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees, loan amount and other charges with regard to any product, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.