✓ Attractive Interest Rates ✓ Repayment Tenure of up to 3 Years ✓ Smooth Online Process  Apply Now

To access funds for purchasing your dream bike, a two-wheeler loan from ICICI Bank can be the right choice. The ICICI Bank Two-Wheeler Loan interest rate is minimal and starts from 9.64% per annum, making it an affordable borrowing option.

ICICI Bank Loan Details

The ICICI Bike Loan interest rate and other details are mentioned below:

ICICI Bike Loan Particulars


ICICI Two-Wheeler Loan Interest Rates

9.64% to 27.52% per annum

Maximum Loan Amount

100% of the bike’s on-road price

Minimum Loan Amount


Minimum Income Requirement

For Salaried or Self-Employed Applicants: At the bank’s discretion 

Loan Repayment Tenure

Up to 4 Years

Processing Fee

4.75% of the loan value + GST (non-premium and premium two-wheelers)

3.50% of the loan value + GST (super-premium two-wheelers)

Disclaimer: Interest rates, charges, and terms are subject to changes as per the market conditions and at the bank’s discretion.

How to Apply for the ICICI Bank Two-Wheeler Loan

ICICI Bank offers several modes of loan application to make it hassle free for its customers. You can follow different ways mentioned below to apply for an ICICI Bike Loan:

  • Net Banking

You can log in to the iMobile application of the ICICI Bank to check for your pre-approved loan offers, where you can simply apply for the two-wheeler Loan. Or, you can visit the official website at https://www.icicibank.com/, log in to your account, and apply from there.

  • Offline Method

For the offline mode, you can go to the nearest ICICI Bank for the application for your two-wheeler loan. You can also visit your nearest partner bike dealership and talk to an ICICI Bank representative.

Documents Required for the ICICI Bank Bike Loan

There are two categories under which you, as an applicant for the loan, can fall. The first is the salaried employees, and the second is the self-employed individuals. The documents required for the ICICI Bank Two-Wheeler Loan are as follows:

  • Identity Proof 

Documents such as an Aadhaar card, PAN card, driving licence, passport, and voter ID card

  • Address Proof 

Any of the following documents: Driving licence, electricity bill, telephone bill, ration card, and passport

  • Bank Statements 

Your bank statement for the last 6 months.

  • Proof of Income 

Latest salary slip attached with Form 16 (salaried individuals) and Income tax returns of the last two financial years (self-employed individuals)

  • Application Form

Benefits of Availing an ICICI Two-Wheeler Loan

Low-Interest Rates

ICICI Bank offers affordable interest rates starting from 9.64% p.a.

Lightning-Fast Disbursals

ICICI Bank approves and disburses bike loans in record time. Existing customers can also enjoy pre-approved loans and instant disbursals. 

Special Offers for Existing Customers

Privileged customers of the bank can enjoy pre-approved instant bike loans at a special processing fee of just ₹1,500. 

Minimal to Zero Documentation

You can apply for a bike loan with just a basic set of documents proving your identity, place of residence, and income. 

No Down Payment Worries

When you choose an ICICI Bank Bike Loan plan, you can get a loan for up to 100% of your vehicle’s on-road price. 

Easy Online Application Process

You can apply for an ICICI Bank Bike Loan with just a few simple clicks.

ICICI Bank Contact Details

If you are unsure about the ICICI Bank Two-Wheeler Loan eligibility criteria or the loan terms, you can contact customer support for assistance. You can either visit your nearest ICICI Bank branch or contact the toll-free number - 1800 1080. The bank also has a virtual assistant – iPal, which you can use to get answers to your queries.


The information and suggestions provided by BFDL hereinabove is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. 

The information including interest rates or fees, loan amount and other charges with regard to any product, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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FAQs on the ICICI Bank Two-Wheeler Loan

If I qualify for an ICICI Bike Loan that is pre-approved, how much is the maximum amount of loan that I can get?

The maximum loan amount that you can avail of if you qualify for a pre-approved ICICI Bike Loan is 100% of the bike’s on-road price.

Are there any processing fees for the ICICI Bank Two-Wheeler Loan?

Yes, there is a very minimal processing fee for the ICICI Bank Two-Wheeler Loan. It is 4.75% of the loan amount plus GST for the non-premium and premium two-wheelers. Moreover, the processing fee for super-premium two-wheelers is 3.75% of the loan value plus GST.

Do self-employed individuals need to provide a guarantee to get a bike loan from the ICICI Bank?

No, self-employed individuals do not need to offer any guarantee to get a bike loan from the ICICI Bank. If you are self-employed, you only need to meet the eligibility criteria and submit the required documents.

What is the minimum age to get an ICICI Bank Two-Wheeler Loan?

The minimum age to get an ICICI Two-Wheeler Loan is 21 years.

How much is the ICICI Bank Two-Wheeler Loan interest rate in 2024?

The ICICI Bike Loan interest rate starts from 9.64% per annum and can go up to 27.52% per annum.

Do I need to get my KYC done to apply for a two-wheeler loan at ICICI Bank?

If you are an existing customer of the bank, you do not need to get a KYC done before applying for an instant pre-approved loan. If you are not an existing customer, you will have to submit KYC documents while applying for the loan.

Can I prepay the ICICI Bank bike loan?

Yes, you can prepay your ICICI Bank Bike Loan. However, doing so will cost you an additional 5% of the outstanding loan amount as a prepayment fee.

I am already a customer of ICICI Bank. What is the procedure for me to get a two-wheeler loan?

As an existing ICICI Bank customer, you qualify for a pre-approved instant two-wheeler loan. To get this offer, you simply have to visit ICICI Bank’s internet banking page and download the loan sanction letter. You can also walk into your bank branch to know your offer.

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