Apply For ICICI Bank Credit Card

ICICI Bank is the second-largest private sector bank in India. In 1998, ICICI bank was the first to introduce internet banking in India. There are many options to choose from as the bank offers different types of credit cards that give you benefits when you dine out, book movie tickets, go shopping, or make travel reservations. You can select your ICICI bank credit card based on your requirements. 

With ICICI bank credit cards, you also enjoy extra benefits and perks and save more. In this article, we explore the different types of ICICI bank credit cards and how you can choose an ICICI credit card suitable for you.

Apply for an ICICI Bank Credit Card

From air miles to cash rewards and exciting partner discounts, ICICI Bank credit cards offer a host of benefits. Perks and rewards aside, ICICI credit cards also come with a seamless and convenient application process, making them fan favourites. 

If you’re looking to make your travel, shopping, dining, entertainment, and fuel expenses truly rewarding, an ICICI Bank credit card is what you need. The good news is that you can apply for one from the comfort of your home online. While if you’re old-school, you can also file your application offline. 

Some of the Top ICICI Bank Credit Cards

Types Of ICICI Bank Credit Cards

There are different types of ICICI Bank credit cards that you can choose from and apply for, based on your eligibility for the same. Check out the different types of ICICI Bank credit cards, and some of the top options in each category. 

Features and Benefits of ICICI Bank Credit Cards

1. Welcome Benefits 

One of the most significant advantages of getting an ICICI Bank credit card is the welcome benefits that come along with it. Upon signing up for the credit card, you can get bonus reward points, gift vouchers, accelerated cashbacks, and even premium subscriptions and memberships of certain platforms. Do note that you can get the welcome gifts after paying the joining fee, if applicable. 

2. Cashbacks and Rewards 

ICICI Bank offers various credit cards for different needs that come with different reward points programs. Some of them also offer cashbacks and loyalty benefits. You can win these points by making purchases using your credit card, and then redeem these rewards for various options. 

3. Free Movie Tickets

With ICICI Bank Coral Credit Card, you can get the ‘buy one get one free ‘offer on tickets purchased through INOX cinema or BookMyShow. However, this offer is available only on a first-come, first serve basis.

4. Gold’s Gym Membership

Enjoy a 50% off on Gold's Gym’s annual membership fees across India.

5. Assured Rewards for Shopping & Dining

Earn reward points on shopping with your favourite apparel brands and departmental stores with your ICICI credit card. You can also claim heavy discounts across major restaurants in 12 cities with your ICICI Bank Coral Credit Card.

6. Luxury Travelling

Luxury travelling can get more affordable and exciting for ICICI Expression credit card holders. Some benefits include a complimentary visit to domestic and international airport lounges every quarter, along with unrestricted chargeable access for your guests.

7. Fuel Surcharge

You can avail cashback offers as well as fuel surcharge waivers for fuel transactions made at HPCL pumps. In addition to the fuel surcharge, you will also get payback points on retail purchases, excluding fuel.

8. Milestone Benefits 

If you spend a certain minimum amount in a specific period, you become eligible for milestone benefits. You can get these benefits through bonus reward points, complimentary memberships, and gift vouchers. 

Eligibility Criteria and Documents Required to Apply for an ICICI Credit Card

ICICI Bank credit cards are widely accessible. Factors like your nationality, residence, income, credit score and age generally influence the eligibility criteria. However, before applying for an ICICI Bank credit card online, glance through their specific requirements and determine if you fit their criteria beforehand.

1. Eligibility Criteria

• Age: You should be between 21-58 years if salaried and between 21-65 years, if self-employed. If you want to be an add-on cardholder, you should be at least 18 years old.

• Residency: If you are residing in India, you are eligible for this card.

• Income: Your annual income should be at least ₹2.5 Lakhs. Additionally, you should also have clear documentation of your IT returns.

• Credit History: A clean credit record is a must. If you are already defaulting on your loans or any other debts, there is a high chance your application will be rejected.

 2. Documents Required

• Identity Proof: Aadhaar card, PAN card, driving licence, voter ID, or passport.

• Residence Proof: Aadhaar card, ration card, voter ID, passport, or past 3 months' utility bills.

• Income Proof: Latest 3 months’ salary slip, Form 16, or Audited ITR acknowledgement as proof of income

ICICI Bank Lifestyle Credit Cards

Lifestyle credit cards from ICICI Bank offer a wide range of benefits and privileges related to specific lifestyles or interests. These benefits may include discounts on dining, shopping, travel, and other experiences, as well as access to exclusive events and experiences. These ICICI Bank credit cards can be a good option for you if you regularly participate in activities related to a specific lifestyle or interest that the card targets. 

Check out some of the top ICICI Bank credit cards that offer lifestyle-related benefits and rewards below. 

1. ICICI Coral Credit Card:

• Joining fee: ₹500

• Annual fee: ₹500

• 25% discount on movie tickets from BookMyShow and Inox

• Complimentary access to railway and domestic airport lounges once per quarter

2. ICICI Platinum Credit Card:

• Joining fee: Nil

• Annual fee: Nil

• 2 rewards points for each ₹100 spent on all expenses except fuel

• A Culinary Treats Programme that offers exclusive dining offers

3. ICICI Bank Travel Credit Cards

ICICI Bank credit cards in this category are perfect for the frequent traveller. They offer various travel-related benefits like complimentary lounge access, holiday vouchers and more. Take a look at some of the top ICICI Bank credit cards in the travel category and see what they offer. 

a) MakeMyTrip ICICI Bank Platinum Credit Card

• Joining fee: ₹500

• Annual fee: Nil

• Joining benefit of ₹500 My Cash and a MakeMyTrip holiday voucher worth ₹3,000 

• 1 complimentary airport lounge access and 1 complimentary railway lounge access per quarter 

b) MakeMyTrip ICICI Bank Signature Credit Card

• Joining fee: ₹2,500

• Annual fee: Nil

• Joining benefit of ₹1,500 My Cash, a MakeMyTrip holiday voucher worth ₹2,500 and complimentary MMT BLACK membership

• Exclusive benefits from MMT cabs 

4. ICICI Bank Fuel Credit Cards

Do you travel by road frequently and find your petrol bills shooting up each month? You could make the most of it by using a fuel ICICI Bank credit card to pay for your purchases and earn rewards and benefits in the process. Check out some of the top ICICI Bank credit cards that offer fuel benefits below. 

a) ICICI HPCL Coral Credit Card

• Joining fee: ₹199

• Annual fee: ₹199

• 2.5% cashback and 1% savings on fuel surcharge when you refuel at HPCL petrol pumps

• 2 reward points for every ₹100 spent on all retail purchases except fuel

b) ICICI HPCL Super Saver Credit Card

• Joining fee: ₹500

• Annual fee: ₹500

• 5% cashback on fuel expenses incurred at HPCL fuel pumps

• Complimentary round-the-clock roadside assistance service

5. ICICI Bank Sports Credit Cards

Sports credit cards are best suited for sports enthusiasts, since they offer many benefits like complimentary tickets and more. Here are some of the top ICICI Bank credit cards of this kind.

a) ICICI Manchester United Platinum Credit Card

• Joining fee: ₹499

• Annual fee: ₹499

• Complimentary Manchester United football

• Up to 3 reward points for each ₹100 spent

• Complimentary airport lounge access once per quarter

b) ICICI Manchester United Signature Credit Card

• Joining fee: ₹2,499

• Annual fee: ₹2,499

• Complimentary Manchester United football and holdall

• Up to 5 reward points for each ₹100 spent

• Complimentary airport lounge access twice per quarter

How to Apply for an ICICI Bank Credit Card Online

If you wish to enjoy a hassle-free application process, you should apply for an ICICI Bank credit card online on Bajaj Markets. Here’s how you can apply for one in a few minutes: 

• Step 1: Visit the Bajaj Markets website and navigate to the ICICI credit card page. 

• Step 2: Click on the ‘Apply Now’ option.

• Step 3: Fill in your basic details to ascertain your eligibility for an ICICI Bank credit card. 

• Step 4: Compare the available credit card options and pick one that best suits your lifestyle.

• Step 5: Complete the online application form and upload the required documents.

How to Apply for an ICICI Bank Credit Card Offline

If you’re not comfortable applying for an ICICI credit card online, you can take the offline route using the following steps:

• Step 1: Visit the nearest ICICI Bank branch. 

• Step 2: Ask for a credit card application form.

• Step 3: Fill-in the form with your basic KYC details.

• Step 4: Submit the form with the required documents like your Aadhaar Card, PAN Card, and income proof documents. 

• Step 5: Wait for the verification and eligibility screening to be over. If you meet the eligibility criteria, an ICICI Bank official will contact you about the card. 

How to Track Your ICICI Credit Card Application Status 

You can use your application ID to track your ICICI credit card application status on the Bank's website. Alternatively, you can also call the ICICI Bank customer care number 1860 120 7777 to get an update on your application status. 

Why Choose Bajaj Markets for ICICI Bank Credit Cards

1. Rewards & Discounts

Get some of the best rewards on ICICI Bank credit cards on Bajaj Markets. Apply for credit cards online at Bajaj Markets and get credit cards packed with rewards and offers from your favourite brands.

2. One Platform, Many Card

At Bajaj Markets, we have multiple credit cards that you can choose from based on your needs. Whether you want a credit card that gets you discounts on shopping or one that saves on your fuel costs, we have it all!

3. Stringent Security Measures

With cases of cybercrime and cybertheft increasing by the day, your ICICI Bank credit card comes with features that ensure safety against any kind of fraud. Apply online and get the best credit card for yourself,  now!

4. Convert Purchases into EMIs

Now easily convert large purchases into EMIs through the ICICI Bank credit cards available on Bajaj Markets. Apply for an ICICI Bank credit card online today!

5. Joining Benefits

Enjoy assured joining benefits on multiple credit cards at Bajaj Markets as soon as you join. Get amazing discount vouchers from some of the top e-commerce sites, fuel surcharge waivers, cashback, and much more.