Are you a self-employed businessman or a chartered accountant looking to start a new business or expand to a new location? Well, you can easily get the necessary financing with the help of a Bajaj Finserv Business Loan. You can undertake various business operations, such as expansion in the new market, acquisition of other companies and working capital requirements, etc. Choose us and enjoy custom-made online instant business loans with flexible repayment tenures and get access to your personalized Financial Health Check Report (FHCR).
Bajaj Finserv Business Loans are collateral-free, which means you do not have to put your personal or business assets on the line to get the finance for your business. You can avail a business loan of up to Rs. 30 Lakhs in under just 3 minutes! What's more? With us, at Finserv MARKETS, the entire process is online, hassle-free and can be customized according to your needs and requirements. So why wait? Choose Finserv MARKETS and apply for a Bajaj Finserv Business Loan with us today!
Whatever your need be, get business loans online for self-employed individuals for up to Rs. 30 Lakhs to live your dream!
We offer tailor-made Bajaj Finserv pre-approved loans to meet all your financial requirements.
No need for a guarantor when you apply for a Business Loan. We trust you.
With repayment tenures ranging from 12-60 months, choose between short-term or long-term loans.
Get easy access to your Financial Fitness Report and protect your business loan liability with customized insurance plans.
Apply for a business loan online, get approval in 3 minutes and money in your account in 24 hours.
No tedious paperwork! Visit our website, choose a Bajaj Finserv loan to suit your need and apply!
We promise transparency. Get all the information about your Bajaj Finserv pre-approved loan, upfront. No hidden charges!
With customized business loans to suit your needs, why look elsewhere?
100 million+ happy customers across India have chosen Bajaj Finserv as their trusted financial partner. It's your time now!
The rate of interest on business loans depends upon your business, the loan amount you have applied for and your past relationship with the bank. With Finserv MARKETS, you can enjoy the most competitive interest rates. Bajaj Finserv Business Loan Interest Rate ranges from 14% - 17% p.a. We have no hidden charges and believe in complete transparency.
The processing fee for Business loan payable to Bajaj Finserv is up to 2% of the loan amount. The Foreclosure Charges amount to 4% of the outstanding loan amount in addition with the applicable taxes. In case, you are not able to pay your loan on time, you will have to pay a Penal Interest of 2% per month on your Overdue EMI in addition to the applicable taxes.
To avail a business loan, the following eligibility criteria needs to be fulfilled:
Here are the documents that you need to submit while applying for a Business Loan:
The business loan calculator is an online tool by Finserv MARKETS, which asks you to provide certain inputs so that the built-in calculator can give you the exact amount you will need to shell out every month for repaying the loan. The three important inputs are:
This is the principal amount of loan that you wish to avail from us.
Rate of Interest
This is the interest rate, which is required to be paid. The rate of interest is the cost that is paid on this loan.
The next input is the loan tenure or loan duration. This is the total term, throughout which the loan is repaid.
Let us say you have borrowed INR 25 Lakhs as a business loan from a bank at the rate of 18% for 10 years or 120 months.
The formula used is: E = P * r * (1+r)^n / ((1+r)^n-1)
Where ‘E’ is EMI ‘P’ is the Principal Loan Amount ‘r' is the rate of interest calculated every month ‘n’ is the tenor or duration of the loan.
Your EMI would be: INR 25 Lakhs*0.010*(1+0.015)^120/((1+0.015)^120-1))= INR 49,308 per month. In a span of 120 months, you will end up paying INR 47,33,574. Out of this, INR 22,33,574 will be towards the interest.
If you are a budding entrepreneur, you can avail this loan to start a new business or expand current operation of your existing businesses. To apply, visit our Startup Loan section to know more about the exciting features and benefits of applying for an instant business loan with us.
Pradhan Mantri Mudra Yojana (PMMY) scheme provides Business Finance to SME owners for capital expenses and operating costs. The Mudra loan scheme has three categories Shishu Loan, Kishore Loan, Tarun Loan, under which the loans are disbursed.
With Business Loans for Women, women entrepreneurs can support themselves financially and ensure growth of their enterprise. To apply, visit the Business loan for Women section and also know about the benefits that can be availed with a small business loan.
A Business term loan can be used to finance high-cost investments such as expansion of your business or for purchasing essentials like new machinery or tools for a smooth business operation.
Avail this loan to finance the daily expenditures that your business might encounter. Different businesses take working capital loans for a variety of purposes. Working capital finance frees up cash to help businesses grow. It is often used for specific growth projects, such as taking on a bigger contract or investing in a new market, some businesses need it for the seasonal demands based on their industry type or even for managing the credit cycle. A Working Capital Loan can help your business to get back on track and continue with your business operations smoothly.
You can avail an MSME/SME Loan to meet your business’ working capital requirements. An MSME loan can be used for several purposes such as upgrading your company’s infrastructure, buying / repairing machinery, purchasing raw materials, etc.
By availing a Bajaj Finserv Business Loan from Finserv MARKETS, you get benefits like smooth online process, instant approval, zero collateral requirements and rapid loan disbursal.
Currently, you can carry out the Bajaj Finserv lending application process online.
A Bajaj Finserv Business Loan can be used in purchasing raw-materials, inventory, upgrading the infrastructure, expanding operations, hiring new staff etc.
Yes, you can foreclose your business loan. There are certain fees and processing charges associated with the same.
The tenure of Bajaj Finserv business loan is 1-5 years.
Personalized choices for Loans, Cards, Insurance, Investments & UPI Payments along with No Cost EMI offers to shop for a wide range of lifestyle products – discover more on the Finserv MARKETS App.
I was looking out for options to take a loan for my business. I came to know about Bajaj Finserv Business Loan from an acquaintance. I am fully satisfied with the products and service provided by them.
Posted on 1 Nov 19
I took a business loan for my jewelry imitation business. Thank you so much for your services. I will definitely recommend fellow business owners to avail Bajaj Finserv Business loan for financial assistance.
Posted on 6 Jan 20
I took a flexi-hybrid business loan to expand the branches of my business and I must say that I'm genuinely impressed with the convenient loan availing options provided by Finserv MARKETS.
Posted on 8 Aug 19
The loan process was easy on Finserv MARKETS and overall service was nice. The customer portal is very helpful. Executuve procided complete loan details were provided.
Posted on 7 Jan 20
Service is very nice, executive were very supportive, the loan procedure was completed fast, applying and processing application online was easy and simple, process is nice, satisfied with the service.
Posted on 10 Jan 20
Availing a business loan helped me upgrade the infrastructure of my small business. I applied for a business loan at Finserv MARKETS and I am extremely satisfied with the service I received. The business loan interest rate was quite attractive and I was able to secure a high loan amount due to my high credit score.
Posted on 20 Jan 20
Business loan can help you realize your dream of taking your business to greater height. I’ve availed loans for small business at Finserv MARKETS a couple of times. The best part is that I did not have to pledge any security while availing the loan amount.
Posted on 29 Jan 20
If you are looking to avail a business loan, you must check your business loan eligibility beforehand. I applied for a business loan at Finserv MARKETS, the eligibility criteria was quite simple and the application process was also smooth. I was able to receive the loan amount within 24 hours.
Posted on 17 Feb 20
Applying for a business loan at Finserv MARKETS is a simple and quick process. The business loan documents required are minimal, the interest rate offered is attractive and the repayment tenure is also flexible. Happy to have availed business loan at Finserv MARKETS.
Posted on 04 Mar 20
With the help of Bajaj finserv business loan I was able to anticipate some of the issues that my business may face. They’ve been extremely supportive and a great resource in providing small business loans services.
Posted on 25 Mar 20