Personal Loan of ₹15 Lakhs

Unlock financial freedom with a ₹15 Lakhs Personal Loan

Salaried Individuals - Check your Loan eligibility!

Get Lowest Personal Loan Interest Rate ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Apply Now

A personal loan of ₹15 Lakhs offers a robust financial solution for diverse needs, from home renovations to funding higher education or consolidating debts. If you are looking for funds for any of these requirements, you can check the multiple loan offers available on Bajaj Markets. With competitive interest rates and flexible repayment options, you can get the necessary financial support to fulfil your needs.

Lenders that Offer a Personal Loan of ₹15 Lakhs

Our Partners	Maximum Loan Tenure	Maximum Loan Amount	Minimum Interest Rate
Bajaj Finance Limited	72 months	₹35 Lakhs	12.00% p.a.
4.7	View Details
Kotak Mahindra Bank	60 months	₹25 Lakhs	10.99% p.a.
4.2	View Details
L&T Finance	48 months	₹15 Lakhs	11.00% p.a.
4.6	View Details
Muthoot Finance	60 months	₹15 Lakhs	14.50% p.a.
4	View Details
SMFG India Credit	60 months	₹25 Lakhs	12.00% p.a.
4.2	View Details
YES BANK	72 months	₹50 Lakhs	10.99% p.a.
4.2	View Details

*Disclaimer: The aforementioned details and charges are subject to change at the lender’s discretion.

EMIs at a Glance

Assume that the interest rate charged on your personal loan is 11% p.a. Here’s how a change in tenures will affect your monthly instalments:

Tenure	EMI Amount	Total Interest	Total Repayment Amount
12 months	₹1,32,565	₹90,786	₹15,90,786
24 months	₹69,905	₹1,77,715	₹16,77,715
36 months	₹49,101	₹2,67,635	₹17,67,635
48 months	₹38,761	₹3,60,528	₹18,60,528
60 months	₹32,606	₹4,56,369	₹19,56,369

You can use an EMI calculator to adjust the interest rate and tenure to find the loan terms that best suit your repayment capabilities.

Calculate EMI for ₹15 lakh Personal Loan

Loan Amount

₹

Tenure

Months
Years

Rate of Interest

Monthly EMI

at % interest rate for months

Total Amount Payable

Principal Amount

Total Interest Amount

Apply Now

Year	Principal	Interest	Balance

Benefits of Applying for a Personal Loan of ₹15 Lakhs on Bajaj Markets

Multiple Lending Partners

Explore options from leading personal loan providers and get offers that align with your specific needs

Simple Online Application

Experience a streamlined online application process, minimal paperwork, and quick processing

Rapid Disbursal

Upon approval, access the amount instantly and address your urgent financial requirements

Transparent Terms

Benefit from transparency, with zero hidden charges, providing clarity throughout the application journey

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How can I secure a personal loan of ₹15 Lakhs?

You can get this loan through a hassle-free online process on Bajaj Markets by providing basic necessary documents.

What is the interest rate charged on a personal loan of ₹15 Lakhs?

Interest rates for personal loans start from 9.99% p.a. on Bajaj Markets.

Is collateral required for a personal loan of ₹15 Lakhs?

No, you can secure a personal loan of ₹15 Lakhs without submitting any of your assets as collateral.

Is a ₹15 Lakhs loan available on Bajaj Markets?

Yes, you can secure a loan of ₹15 Lakhs from Bajaj Markets by meeting the set eligibility requirements and providing essential documents.

Can the funds from a personal loan be used for higher education?

Yes, personal loans have no usage restrictions, allowing you to cover tuition fees and other higher education expenses.

Which lenders offer a personal loan of ₹15 Lakhs on Bajaj Markets?

Leading financial institutions like Bajaj Finance Limited, Kotak Mahindra Bank, L&T Finance, Muthoot Finance, SMFG India Credit, and YES BANK offer loans of ₹15 Lakhs on Bajaj Markets.

What are the eligibility criteria for a personal loan of ₹15 Lakhs?

Here are some common requirements you may be required to fulfil when applying for a loan of ₹15 Lakhs:

Credit Score: 600 or higher
Age: 21 years and above
Employment Type: Salaried or self-employed
Work Experience: 2-3 years
Minimum Monthly Income: ₹15,000
Citizenship: Indian

What is the minimum and maximum tenure for a personal loan of ₹15 Lakhs?

Generally, you can repay your personal loan of ₹15 Lakhs over tenures ranging from a few months to 6 years.

How fast can I get a loan of ₹15 Lakhs?

While it may vary from one lender to another, usually you can borrow ₹15 Lakhs within 3-5 business days. Some lending partners also offer disbursal time ranging from just 12 hours to 3 days.