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Learn about Olyv (earlier SmartCoin) Personal Loan, including features, eligibility, and the application process.
When urgent expenses arise, a quick and reliable financing option can make all the difference. With the Olyv Personal Loan available on Bajaj Markets, you can access funds of up to ₹1 Lakh with tenures of up to 12 months. These short-term loans come with competitive interest rates starting at 18% p.a., helping you manage immediate financial needs with ease and flexibility.
Understand the essential details of the Olyv Personal Loan to find the right fit for your financial needs:
Loan Features |
Details |
|---|---|
Olyv Personal Loan Interest Rate |
18.00% |
Maximum Loan Amount |
₹1 Lakh |
Minimum Loan Amount |
₹1,000 |
Maximum Loan Tenure |
12 Months |
Minimum Loan Tenure |
2 Months |
Disclaimer: The information mentioned above is subject to change as per the financial institution's policies.
Understand the complete cost of borrowing with these applicable fees and charges for the Olyv Personal Loan:
Type of Charge |
Amount/Details |
|---|---|
Processing Fee |
2% - 12% of the loan amount |
Disclaimer: The interest rates and charges mentioned above are subject to constant change at the lender’s discretion.
To apply for an Olyv Personal Loan, you need to meet the following eligibility requirements:
You should be either a salaried individual or self-employed
Your age must be between 21 and 50 years
Salaried applicants should have a minimum monthly income of ₹20,000
Self-employed applicants must earn at least ₹25,000 per month
A healthy CIBIL score is essential to qualify
Here is the list of essential documents you need to keep ready for a smooth Olyv Personal Loan application process:
Identity Proof (any one of the following)
Aadhaar card
PAN card
Address Proof (any one of the following)
Aadhaar card
Utility bills (electricity, water, or gas bill)
Applying for an Olyv Personal Loan through Bajaj Markets is quick and straightforward. Simply follow these steps to get started:
Click on the ‘Check Eligibility’ button
Enter your personal and professional details as required
From the list of available personal loan options, select ‘Olyv’
Choose your preferred loan amount and repayment tenure
Submit your application by clicking on the ‘Submit’ button
After you complete the application, it will go through a verification process. Once reviewed, a representative will contact you to assist with the next steps.
You can borrow anywhere between ₹1,000 and ₹1 Lakh based on your needs.
Your loan application is processed instantly through a fully digital process.
You can repay the loan over a flexible tenure of 2 to 12 months.
Only basic documents, like ID proof and address proof, are required to apply.
No collateral is needed to secure this personal loan.
Once approved, the loan amount is credited to your account within 5 to 10 minutes.
Here is how you can reach out to Olyv customer care for quick assistance and support:
Call on +91 9986640571 for any queries or assistance.
Write to grievance@smartcoin.co.in for support or to raise a concern.
Visit SmartCoin Fin. Pvt. Ltd. at 2nd Floor, Indiqube Gamma, No. 293/154/172, Outer Ring Road, Kadubeesanahalli, Bengaluru, Karnataka 560103.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
You can borrow a minimum amount of ₹1,000 with an Olyv Personal Loan, making it a suitable option for managing even small, urgent expenses.
Once your loan is approved, the sanctioned amount is typically disbursed within 5 to 10 minutes, allowing you to access funds almost instantly.
Yes, Olyv operates as an RBI-authorised financial services company, ensuring that its lending practices adhere to the regulatory guidelines set by the Reserve Bank of India.
Yes, Olyv prioritises the security of your data and transactions. The platform uses advanced security measures like encryption, firewalls, and robust authentication protocols to safeguard your personal information.
Olyv Personal Loans start at an interest rate of 18% per annum. However, the final rate offered depends on factors such as your loan amount, chosen tenure, and credit profile.
You will need to provide basic documents, such as proof of identity and address. In some cases, additional documents may be requested based on your profile and eligibility. It’s advisable to check with the lender for the complete list to ensure a smooth application.
Yes, you can apply for an Olyv Personal Loan online through Bajaj Markets. The digital application process is quick and user-friendly, helping you complete your loan application without any hassle.
