HDFC Bank Two-Wheeler Loan

HDFC Bank, one of India’s largest private sector banks, offers two-wheeler loans with competitive interest rates starting at 14.50% p.a. The loan features flexible repayment tenures ranging from 12 to 48 months, allowing borrowers to plan their EMIs conveniently.

Additionally, HDFC Bank finances up to 100% of the vehicle's on-road price, covering expenses like road tax and insurance. With quick approvals and minimal documentation, the HDFC Bank Two-wheeler Loan is designed to make bike ownership easy and accessible for both salaried and self-employed individuals.

Knowing the interest rate is important while taking any loan. HDFC Bike Loan interest rate starts at only 14.50% p.a., making it an affordable choice. Here are the HDFC Bike Loan interest rate and other details:

HDFC Bank provides two-wheeler loans to suit your financial needs. Here are the eligibility criteria you need to meet:

• You must be either salaried or self-employed

• Your age should be between 21 and 65 years at the time of loan maturity

• You need to have a minimum monthly income of ₹10,000

• If you represent a business, private companies, partnership firms, and limited companies are also eligible to apply

HDFC Bank requires minimal documentation to process your two-wheeler loan application quickly and efficiently. Here are the documents you need to provide:

Address Proof

• Voter ID

• Aadhaar Card

• Passport

• Driving License

• Ration Card

• Electricity Bill

• Property Tax Receipt

Identity Proof

• PAN Card

• Voter ID

• Driving Licence

• Passport

• Company ID

Income Proof

• Salaried applicants need to provide 3 months' salary slips or Form 16

• Self-employed applicants need to provide the latest ITR or 3 months' bank statements

Signature Verification

• Signed loan application or signature matching your ID proof.

Photographs

• Recent passport-size photographs

You can easily apply for an HDFC Bank two-wheeler loan online by following these steps:

1. Visit the official HDFC Bank website at www.hdfcbank.com

2. Navigate to the ‘Borrow’ section on the main menu and select ‘Two-wheeler Loan’

3. Check your eligibility by entering your contact details and other required information

4. Once all the details are entered, click on the ‘Proceed’ button

5. If you are an existing HDFC Bank customer, you can directly apply by entering your customer ID or NetBanking ID

6. If you are not an HDFC Bank customer, register yourself by providing your contact number and completing the verification using a captcha code

7. In both cases, you will receive an authentication code on your registered contact number for verification

8. Use the authentication code to log in and complete the application process online

Having learned about HDFC Bank Two-wheeler Loans, you can explore other two-wheeler loan options from leading lenders on Bajaj Markets. The platform provides benefits such as a simple application process and minimal documentation requirements, ensuring a smooth borrowing experience.

HDFC Bank Two-wheeler Loans come with transparent fees and charges to ensure clarity for borrowers. Here are the details of the applicable fees and charges: