Bajaj Auto Credit Two-wheeler Loan

The bike loan by Bajaj Auto Credit offers you affordable prices along with attractive interest rates. You are allowed to borrow up to LTV-98% of your preferred bike’s value. Bajaj Auto gives you the flexibility to choose a tenure of repayment up to 60 months, along with hassle-free pre-closure loan options. This helps you save on your interest.

The bike loan also has a down payment starting from as low as 2%, easing the journey to owning your dream bike. More importantly, the application process involves minimal documentation and an easy application process on Bajaj Markets. You can simply select the ‘Check Offer’ button and get your loan approved immediately.

Have a look at these additional fees and charges that you should know about before opting for this loan:

*Disclaimer: The mentioned are subject to change at the lender’s discretion.

You need to fulfil the following eligibility criteria in order to get a Bajaj Auto Credit Two-wheeler Loan:

• Your age must be between 21 and 65 years 

• You must be a resident of the city in which you are applying for the loan for at least the past year. Relevant evidence must be submitted for the same.

• If salaried, you should be employed with a reputable firm for at least 3 years. Meanwhile, if self-employed, you must provide proof of successful and profitable business operations over the past 2 years.

• You must have a CIBIL score of 750 or more

• You must possess all of the standard KYC-related documents, income proofs and a mobile number

You need to furnish the following documents in order to be eligible for a Bajaj Auto Credit Two-wheeler Loan:

ID Proof: (Any one of the following)

• Aadhaar card

• Voter ID

• PAN card

• Passport, etc.

Address Proof: (Any one of the following)

• Voter ID 

• Aadhaar card

• Driving licence

• Passport

• Utility bills

• Rent agreement, etc.

Income Proof: 

• For salaried applicants: Last 3 months’ salary slips or Form 16 

• For self-employed applicants: Income Tax Return (ITR) Certificate

Other Proof:

• NREGA-issued card that proves eligibility for wages

• Identity document provided by the National Population Register

Officially Valid Documents (OVD):

• Utility bills such as telephone bill, electricity bill, water, piped gas, post-paid and more.

• Tax receipt issued by the Municipality 

• Document of Family pension payment

• Employer-issued letter of allotment of accommodation provided by the Central or State government, statutory bodies, scheduled commercial banks and more

Applying for a Bajaj Auto Credit Bike Loan through Bajaj Markets is simple and hassle-free. All you need to do is follow the below-mentioned steps, and you can easily get a Bajaj Auto Credit Bike Loan:

1. Select the ‘CHECK OFFER’ option provided on this page
   

2. Input your mobile number, title, and full name (as per your KYC)
   

3. Select your choice of interest (Two Wheeler or Three Wheeler) from the drop-down list
   

4. Now enter your area pincode, choose the showroom name from the drop-down list, and enter the dealer code.
   

5. Click on ‘CHECK OFFER,’ and then you will be asked to enter the OTP to receive further details.

Once the application process is completed, it may take up to 24 hours for the application to be verified. Following this, a representative of Bajaj Auto Credit will contact you to further process your loan application.

You can also apply for a two-wheeler loan offline by either contacting a representative of the lender or visiting one of our branch offices. The respective customer care executive will assist you throughout the application process. Simply complete the application form and provide the necessary documents.

Bajaj Auto Credit offers a streamlined process for repaying bike loans, ensuring convenience and flexibility for borrowers. Below is essential information regarding the repayment process, including EMI payments, payment methods, and prepayment options.

EMI Payment

EMIs are fixed monthly payments made towards the repayment of your bike loan. Each EMI consists of both principal and interest components, allowing you to pay off the loan over a specified tenure, typically ranging from 3 months to 60 months. Bajaj Auto Credit provides an EMI calculator to help you get an estimate of the instalments based on the loan amount and interest rate.

Payment Methods

Take a look at these mediums through which you can pay the monthly instalments of your Bajaj Auto Credit Bike Loan:

• Net Banking

• Debit Card

• e-Wallet

• UPI

• Mobikwik

• Paytm

• Cash challan 

• NEFT

You can track your loan status quickly through online and offline methods. Here are the steps:

• Visit the Official Website

Go to the Bajaj Auto Credit portal and open the customer login page

• Log in to Your Account

Enter your registered mobile number and verify it using OTP

• Access Loan Details

Navigate to the “Loans” or “My Account” section to view your loan status, repayment history, and outstanding balance

• Use the Mobile App

Download the Bajaj Auto Credit app, log in using your details, and check your loan status in real time

• Contact Customer Care

Call 8287222111 and share your loan details to get status updates from support

You can access your Bajaj Auto Credit Two-Wheeler Loan Statement through multiple convenient options. You can log in to the official website or mobile app using your registered details and download your statement instantly. Alternatively, you can contact customer care or request assistance to receive your statement at your registered email.

Checking your loan statement regularly helps you track EMIs, monitor outstanding dues, and stay on top of your repayments.

Go through these compelling reasons why you should consider getting a Bajaj Auto Credit Two-wheeler Loan through Bajaj Markets:

Easy Application

If you choose Bajaj Markets to apply for a Bajaj Auto Credit Bike Loan, the application process would be easy and hassle-free, plus your loan would be processed with minimal documentation

Swift Approval and Disbursal

Your loan is approved within 24 hours of application (post document verification) and the amount is also credited to your bank account without much delay

Add-on Benefits

You also get many add-on benefits and privileges if you apply for your Bajaj Auto Credit Two-wheeler Loan on Bajaj Markets. For example, you get an insurance cover to protect your liability and a credit report if you apply for bike loan through Bajaj Markets.

You can contact Bajaj Auto Credit customer care through any of the following channels:

• Helpline Number: 8287222111

• E-mail ID: customercare@bajajautocredit.com

• Address: Bajaj Auto Credit Limited, Bajaj Auto Complex, Mumbai Pune Road, Akurdi, Pune - 411 035

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