HDFC Bank Business Credit Cards: Compare BizFirst, BizGrow, BizPower, and BizBlack

Compare HDFC Bank BizFirst, BizGrow, BizPower, and BizBlack METAL Business Credit Cards to find the right card for your business spending needs.

HDFC Bank offers a range of business credit cards designed for self-employed individuals, entrepreneurs, and business owners. Each card caters to different spending patterns and business requirements. 

The HDFC Bank BizFirst Credit Card focuses on utility bills and EMI spends, while the HDFC Bank BizGrow Credit Card rewards business payments and GST-related spends. The HDFC Bank BizPower Credit Card adds travel and lounge benefits alongside enhanced rewards, and the HDFC Bank BizBlack METAL Business Credit Card is designed for high-spending professionals seeking premium rewards and global lounge access.

The HDFC Bank BizFirst Credit Card is designed for self-employed professionals seeking rewards on everyday business spending while enjoying an extended interest-free credit period.

• Welcome Benefits: Receive a ₹250 gift voucher on completing your first transaction within 37 days of card activation.

• Reward Points: Earn 3% CashPoints on EMI spends, 2% CashPoints on utility bill payments, SmartPay, PayZapp, and electronics purchases, and 1% CashPoints on other eligible spends.

• Cashback Benefits: Redeem accumulated CashPoints against your credit card statement and other redemption options.

• Lounge Benefits: No complimentary airport lounge access is offered as a standard card benefit.

• Concierge Services: Concierge services are not listed as a standard feature of the card.

• Additional Benefits: Up to 55 days of interest-free credit and 2,000 CashPoints on quarterly spends of ₹75,000 or more.

The HDFC Bank BizGrow Credit Card is suitable for self-employed individuals, traders, professionals, and small business owners who want to earn accelerated rewards on routine business expenses.

• Welcome Benefits: Get a ₹250 gift voucher on activating the card within 37 days of issuance.

• Reward Points: Earn 2 CashPoints for every ₹200 spent on eligible business transactions.

• Cashback Benefits: Earn 10X CashPoints on business spends above ₹10,000 in a statement cycle, subject to applicable caps.

• Lounge Benefits: Complimentary airport lounge access is not listed as a standard benefit of the card.

• Concierge Services: Concierge services are not highlighted as a core card feature.

• Additional Benefits: Earn 2,000 CashPoints on quarterly spends of ₹1 Lakh and enjoy up to 55 days of interest-free credit.

The HDFC Bank BizPower Credit Card is designed for business owners who want accelerated rewards on business-related expenses along with travel and lounge benefits.

• Welcome Benefits: Get an Amazon voucher worth ₹1,500 or a one-year Amazon Prime membership on completing an eligible transaction such as tax, advertising, or travel spends within 30 days of card issuance.

• Reward Points: Earn 5X Reward Points on eligible business spends, including GST payments, income tax payments, bill payments through PayZapp and SmartPay, business tools, travel bookings, and digital advertising.

• Cashback Benefits: Earn 5 Reward Points for every ₹200 spent on routine business transactions. You can earn up to 60,000 Reward Points per statement cycle, subject to the applicable conditions.

• Lounge Benefits: Enjoy complimentary domestic and international airport lounge access.

• Concierge Services: Concierge services are not highlighted as a standard benefit of the card.

• Additional Benefits: Receive a ₹2,500 MakeMyTrip or Reliance Digital voucher on quarterly spends of ₹2.5 Lakhs and enjoy up to 55 days of interest-free credit.

The HDFC Bank BizBlack METAL Business Credit Card is aimed at self-employed professionals, entrepreneurs, and business owners with significant business spending requirements who want premium travel and rewards benefits.

• Welcome Benefits: Get Club Marriott annual membership and vouchers worth ₹5,000 on spends of ₹1.5 Lakhs within the first 90 days.

• Reward Points: Earn 5 Reward Points for every ₹150 spent on eligible transactions and up to 5X Reward Points on business payments such as GST, income tax, and utility payments made through eligible platforms.

• Cashback Benefits: Accelerated reward earnings on essential business expenses can help improve the overall value derived from your business spending.

• Lounge Benefits: Enjoy unlimited access to more than 1,000 airport lounges worldwide for primary and add-on cardholders.

• Concierge Services: Premium lifestyle and travel benefits are available, though a dedicated concierge programme is not specifically highlighted in the card features provided.

• Additional Benefits: Enjoy up to 55 days of interest-free credit, premium travel privileges, and enhanced rewards on business-related payments.

You can apply for an HDFC Bank business credit card online through Bajaj Markets in a few simple steps:

1. Click on 'Check Card Offer'

2. Enter your mobile number, date of birth, occupation, and other required details

3. Verify your identity using the OTP sent to your registered mobile number

4. Review and confirm the pre-filled information, including your PAN details, PIN code, and income details

5. Compare the available HDFC Bank business credit cards and choose a suitable option

6. Submit the application and complete the verification process, if required
    

Once approved, the card will be issued as per HDFC Bank's policies and applicable eligibility criteria.