To apply for a ₹15 Lakh home loan, ensure you meet the following criteria:
You must be an Indian citizen and resident
If salaried, your age should be 23–67 years, with at least 3 years of work experience
If self-employed, your age should be 23–70 years and must have a business vintage of at least 5 years
Please submit the following documents along with your application:
Identity Proof
Provide any one of the following:
PAN card
Driving licence
Aadhaar card
Voter ID
Address Proof
Submit any one of the following:
Utility bill
Aadhaar card
Passport
Income Proof for Salaried Applicants
ITR filings for the last 2 years
Form 16
Salary slips for the last 3 months
Income Proof for Self-employed Applicants
Audited balance sheet of the business (latest), certified by a CA
ITR filings for the last 2 years
Profit and loss statement for the last 3 years
Business licence details
TDS certificate
Degree or qualification certificates (for professionals)
On Bajaj Markets, various lenders offer home loans at interest rates ranging between 7.45% and 13.00% per annum.
On Bajaj Markets, lenders offer a maximum home loan repayment tenure ranging from 12 to 32 years.
Yes, a home loan is a secured loan. The purchased property serves as collateral. This lowers the lender's risk. You can still obtain a loan with a lower credit score. However, lenders may offer less favourable terms, such as higher interest rates or limited repayment options.
It will initially reduce your credit score. You may also incur late payment penalties. It can also increase your overall interest burden.
Yes, lenders usually offer joint home loans to married couples, close family members, and business partners.
The exact amount depends on the lender, so review the specific requirements of your chosen lender.
Follow these steps to apply for a home loan on Bajaj Markets:
Click the ‘Check Offers’ button on this page
Fill in your basic personal details in the online application form
Enter the desired loan amount and repayment tenure
Submit the form for verification