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You can easily compare Home Loan offers from multiple lenders on Bajaj Markets.
... Read MoreKnow more about the EMIs payable on home loans of ₹75 Lakhs
... Read MoreYou can easily compare Home Loan offers from multiple lenders on Bajaj Markets.
... Read MoreThe EMI for a home loan of ₹75 Lakhs depends on the interest rate and tenure. Assuming you want to repay it over a tenure of 30 years at 8.50% p.a. interest, your EMI will be ₹57,669. If you take the same amount of loan for 20 years at 9% interest, your EMI will be ₹67,479.
No, the home you plan to purchase is considered as security for the loan.
Usually, 40 years is the maximum repayment tenure. Keep in mind that you must be eligible for this tenure based on your age and other criteria.
Usually, lenders require you to have a minimum salary of at least ₹25,000 to qualify for a home loan of ₹75 Lakhs. However, this criterion may vary from one lender to another, depending on their policies. Thus, it is essential to have a stable and higher income to improve your chances of being eligible for a home loan of ₹75 Lakhs.
You can get a home loan of ₹75 Lakhs quite easily on Bajaj Markets. Just click on ‘CHECK OFFER’, provide the basic information requested, and choose your preferred lender to get started.
Yes. You can get a joint home loan of ₹75 Lakhs with your spouse. However, do note that their income, credit score, and other factors will also be evaluated to determine your eligibility for the joint loan.
Yes. While the loan terms may not be as favourable, you can still get a home loan of ₹75 Lakhs with a low credit score. For more details on this, reach out to your lender and discuss your financial situation and history prior to applying.