To apply for a ₹70 Lakh home loan on Bajaj Markets, you must be an Indian citizen. Salaried individuals should be 23-67 years old with 3 years of work experience, while self-employed individuals must be 23-70 years old with 5 years in business.
The following documents are required for a ₹70 Lakh home loan:
ID Proof: Aadhaar, PAN, Voter ID, or Driving Licence
Address Proof: Utility bill, Aadhaar card, or Passport
Income Proof (Salaried): Last 3 salary slips and last 2 years’ ITR
Income Proof (Self-employed): 2 years’ ITR and business proof
The interest rate for a ₹70 Lakh home loan from lenders on Bajaj Markets starts from 7.45% p.a. It may vary based on the lender, your profile, and loan tenure.
The maximum tenure for a home loan depends on the lender's policies and your financial profile.
You can still secure a ₹70 Lakh home loan with a low credit score, but it may be challenging. Lenders may charge a higher interest rate or offer stricter loan conditions.
If you miss an EMI on your loan, the bank will charge a penalty, and your credit score will be reduced. If you miss many EMIs, the bank might take legal steps against you.
Yes, you can take a joint home loan for ₹70 Lakhs. Applying with your spouse or a family member can boost your eligibility, improve approval chances, and even help you get better loan terms.
The minimum salary required for a ₹70 Lakh home loan is typically above ₹1 lakh per month. However, the exact amount may vary depending on the lender’s eligibility criteria and your loan tenure.
On Bajaj Markets, applying for a ₹70 Lakh home loan is quick and hassle-free. Just follow these steps:
Click the ‘Check Eligibility' button on this page
Fill in your basic personal details in the online form
Enter your loan amount and choose a repayment tenure
Submit the form for fast verification and offer details