Online payments have transformed the way in which people shop and make transactions. These allow you to make purchases such as electronics, groceries, movie tickets, food and much more in an easy and convenient manner, and in a few clicks. Bajaj Markets can provide you with even more ways to go about this by offering different payment options besides the ones you may already be familiar with. Read on to find out more about these!

Types of Payment Options on Bajaj Markets

Here are the different types of payment options that you can make the most out of:

1. Credit Card

There may come a situation where you would like to buy the newest phone, laptop or other gadgets but may not have sufficient funds for it. This is where a credit card can come in handy, and allow you to make all purchases according to your needs. You can then easily repay the amount at a later date, while also availing several benefits provided by your issuer. 

 

For instance, getting a credit card on Bajaj Markets can be highly beneficial as you can benefit from a wide variety of choices from the available partners, their diverse offerings, and much more.

 

These also feature nominal annual charges, easy conversion of your cash limit into a personal loan, and various offers, among others. Use a single card to get all that you want!

2. EMI Card

In times when getting a credit card may seem difficult, you can opt for the Bajaj Finserv EMI Network Card on Bajaj Markets and finance all your purchases in a much more beneficial way. With this, you can convert your high-value spends into easy EMIs and make regular payments over time, as per the chosen tenure. You will be provided with a high limit pre-approved loan of up to ₹2 Lakhs along with customised offers and benefits like no-cost EMIs, among others. Get yours today, and experience a whole new way of shopping at more than 1.5 lakh partner stores!

3. Health EMI Network Card

During times of emergencies or other medical crises, you can make use of the Bajaj Finserv Health EMI Network Card for more than 1,000 treatment options across nearly 5,500 hospitals and clinics. Transactions made with these can be converted into easy EMIs that can be repaid between 3 and 24 months. 

 

There are two variants of the Health Card available at Bajaj Markets, Platinum and Gold, which come with their respective features and benefits, which you can opt for as per your budget and financial requirements.

4. UPI

UPI is one of the most convenient ways of making all your day-to-day payments in a cashless manner and has utility in several online and offline stores. This can allow you to purchase a wide range of products and services online, across the country, as its acceptance keeps growing further. Make use of Bajaj Markets for UPI payments today and make transactions instantly in a secure manner!

Why Choose Bajaj Markets for Payments?

Safe and Secure Payments

Enjoy easy and hassle-free payment experience that feature an added layer of security

Quick Online Procedure

Benefit from minimal paperwork during the application process

Trusted Companion

Customers have chosen Bajaj Markets as their most trusted financial partner. You can be the next one too!

Benefits of Opting for Online Payment Options

Here are some of the advantages and benefits of making use of the various payment options provided by Bajaj Markets:

  • Improvements to CIBIL Score

By using a credit card available on Bajaj Markets and making all your payments on time, you can significantly improve your CIBIL score. These range between 300-900 and those above 750 are considered to be quite good. A higher score can enable you to easily obtain credit from more sources, as per your financial requirements.

  • Enhanced Debt Management

By making use of the EMI conversion facility offered either by credit cards or the Bajaj Finserv EMI Network Card, you can effectively improve your debt management. This will allow you to have fixed monthly expenses for all your big-ticket purchases rather than paying it off at once. 

  • Better Lender Relationship

Having good credit repayment hygiene shows credit rating agencies that you are a responsible and trustworthy borrower. This can help improve your relationships with your lenders, thereby allowing you to obtain better offers on loans and more. 

FAQs

What are Digital Payments?

Digital payments are a mode of transferring funds from one account to another via digital means such as online transactions, which are usually done instantly. Some examples of these include UPI, debit or credit card, net banking, and Buy Now, Pay Later, among others.

How does UPI work?

Unified Payments Interface or UPI is one of the easiest ways of making payments in a cashless manner. It allows you to instantly transfer money from your bank account to another through an application by simply scanning a QR code and entering a 4-digit PIN. 

Based on your provider, you can also get certain benefits such as cashback, discounts and more on your transactions.

Are there any limits on the number and amount sent in UPI transactions?

While there are no limits on the number of transactions that can be done in a day, you will only be able to send an amount up to ₹1 Lakh in a single day. Furthermore, first-time UPI users can only send up to ₹5,000 within 24 hours of having created an account.

How can I convert my credit card transaction into an EMI?

You do so by either selecting the EMI option while making a transaction or manually opting to convert it on your issuer’s website or mobile application. Furthermore, you can apply for a Bajaj Finserv EMI Network Card and instantly convert your transactions into an EMI.

Where can I check my EMI details?

In order to check your EMI details on your Bajaj Finserv EMI Network Card, you can SMS ‘EMICARD’ to 9227564444 and receive all details shortly. For others, you can get detailed information on the same by visiting their respective portals.

How can I get access to my Bajaj Finserv Network EMI Card’s E-statement?

This can be accessed by visiting the Bajaj Finserv customer portal, clicking on ‘View Details’ in the ‘Services’ section and selecting ‘e-statement’. You can also access this information on Bajaj Finserv’s mobile application.

Which stores can I use the Bajaj Finserv EMI Network Card in?

You can use the EMI Network Card in over 1.5 lakh online and offline partner stores including Pepperfry, Reliance Digital, OPPO, CureFit, Croma, MakeMyTrip, and many more. This can allow you to make big-ticket purchases and easily convert them into EMIs.

What are the differences between the Gold and Platinum Health EMI Network Card?

Some of the major differences between the two types of cards include lab benefits and consultations worth ₹2,500 and added lab tests in the Platinum Card. It costs ₹999 to avail one, while the Gold variant is priced at ₹707.

How many credit cards can I apply for at once?

There is no set limit on how many credit cards you can apply for or have at once. However, it is recommended that you do not have too many as this could potentially reduce your credit score over the course of time.

What are the different types of credit cards available to me?

There are four major categories of credit cards that you can choose from. These are reward credit cards, business credit cards, travel credit cards, and shopping credit cards. Each have their own functions and cater to different kinds of people with their varied offerings and benefits.

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