Audi Q5 Car Insurance

One of the best-selling models from the house of Audi, the Audi Q5, is a luxury compact SUV powered by a 1984 cc engine. An excellent 5-star NCAP safety rating would be the cherry on the cake. When you buy an expensive car like this you must have an Audi Q5 car insurance in India to help you cover damages caused during an unforeseen mishap like accidents, theft, or natural calamities. Audi Q5 insurance prices for variants differ as per model, type of insurance, add-ons, and the insurer you choose. It is easy to purchase car insurance through Bajaj MARKETS in a few simple steps.

The Audi Q5 comes in two different variants, and you can find the insurance price for each of them below:

Disclaimer: *The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

~Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your car insurance policy.

You can now buy Audi Q5 insurance for your precious car while sitting in the comfort of your home at Bajaj Markets. Just follow the steps given below:

Step 1: Visit the car insurance premium page on Bajaj Markets and enter information related to your vehicle as well as personal details.

Step 2: A set of car insurance options will appear on the screen.

Step 3: Choose the right Audi Q5 insurance option that suits your needs and budget.

Step 4: Make the online payment for your chosen insurance plan.

Step 5: Your Audi Q5 insurance plan will soon be activated and the policy details would be sent to your email id.

Renewing your Audi Q5 car insurance online is just as easy as buying a new one. Check the instructions below to know how:

Step 1: Visit the car insurance renewal page on your insurance provider’s website and enter your existing policy details as well as personal information.

Step 2: Choose from the available Audi Q5 car insurance options available on the site.

Step 3: Check the insurance premium rates and upload the necessary documents.

Step 4: Make the online payment for the Audi Q5 insurance renewal.

Step 5: Your insurance plan will shortly be renewed and details will be sent to your registered email.

As a luxury compact SUV, the Q5 is an extremely expensive car for the Indian market. Anyone planning to buy this car will need a good insurance plan to protect it against damages as the cost of repairs may reach tens of lakhs in case of an accident. Moreover, comprehensive insurance will keep you financially covered against risks such as theft and damage due to natural calamities. It is also mandatory for all vehicle owners to have at least third-party insurance as per the New Motor Vehicles Act, 2019.

Primarily, there are two types of insurance plans available which include:

• Third Party Insurance

Third Party car insurance is a mandatory requirement and protects the owner from legal liabilities arising out of damage to the other person or their property alone.

• Comprehensive Insurance

A comprehensive car insurance policy provides all the coverage included in a third party but also covers damages to your own vehicle due to a variety of reasons. While the Audi Q5 insurance cost of this plan is higher, it is the most recommended one.

The inclusions under Audi Q5 insurance are third-party damages, own damages, theft coverage, damage from man-made or natural calamities, etc.

The exclusions under Audi Q5 insurance are accidents due to driving under the influence of alcohol or drugs, normal wear and tear, electrical or mechanical breakdown, etc.

While a comprehensive insurance plan covers several aspects, you can also get extra coverage, known as add-ons, which can be purchased to specifically cover areas that may be of extra importance to you. These include:

• Roadside Assistance Cover

Roadside assistance cover in car insurance provides you with the facility of technical and mechanical assistance at any location, even if your car breaks down in the middle of the road.

• Personal Accident Cover for Passengers

With this cover, your loved ones travelling with you will also be financially protected for medical expenses in the event of injuries due to an accident.

• No Claim Bonus Protection Cover

If you wish to preserve your No Claim Bonus in car insurance but still want the possibility of making an insurance claim, this cover is a perfect choice. The NCB Protection cover allows you to make up to two insurance claims without losing your NCB benefit.

• Consumables Cover

Most car insurance plans do not cover the cost of replacement of consumables like engine oil, lubricant or coolant, but you can use the consumables add-on to get coverage for these as well.

If you wish to make an Audi Q5 insurance claim, you will need to keep the original copies of the following documents ready to submit to your insurance company:

• Insurance policy papers

• FIR of the incident

• Original bills and receipts of vehicle repairs

• Information regarding the traffic accident

• Driving licence and your car details

Here are the two ways in which you can make an insurance claim:

Reimbursement Claims

Under this type of claim, you will need to get your vehicle repaired at your own expense. After the repairs, submit the bills and receipts to get reimbursed by your insurer.

Cashless Claims

Under this type of claim, you can directly take your car to a network garage where it will be repaired. Your insurer will pay off the bills to the garage and hence, you don’t have to spend anything out of pocket.

Here are some valuable tips you can use to lower the insurance premiums for your Audi Q5:

• Do Not Make Small Claims

Avoid making insurance claims for small damages and get minor damages repaired on your own. Making multiple small claims can lead to an increase in your insurance premium price.

• Compare Plans Online

Check all available insurance plans online and then choose the plan which is the most economically efficient that still provides necessary features.

• Choose Add-ons Carefully

Avoid buying unnecessary add-ons as they can increase your insurance premium costs.

• Use an Anti-Theft Device

Installing an anti-theft device can also help you get a small discount on your car insurance premiums.

The Audi Q5 is a very well built car and will run smoothly for years if maintained well. Here are some pointers you can follow:

• Do Not Drive Rashly

Drive your Audi Q5 smoothly and do not try to over-speed or perform stunts. Driving rashly can quickly damage the internals.

• Regularly Service Your Car

Regularly service your Audi Q5 at the official service centre so that your precious car remains in top shape.

• Take Care of the Engine

Maintaining the engine of your car will help improve the lifespan and fuel efficiency of your vehicle.

• Do Not Overload

Avoid overloading your car as the extra weight can lead to accidents due to imbalance. Overloading can also put extra strain on the car’s internals.

Although official figures for Audi Q5 service costs are not available, the approximate maintenance cost for 5 years is approximately ₹3.92 lakh. These are split up into yearly costs in the table below:

Note: Maintenance costs mentioned are approximate. Actual costs may vary.

Audi Q5 is a luxury crossover SUV and has been popular due to the combination of its sporty looks, luxurious interiors, and high-quality performance. Last year, the car received an updated facelift to make it more trendy and compliant with the BS6 norms. This has also helped bring new customers to Audi since the car’s relaunch. Let’s take a look at Audi Q5 specifications, features, and on-road price below.

If you are wondering about the technical specifications of this luxurious SUV, here is a handy table to provide you with a brief snapshot of the key specifications.

Retaining some of the key original features, the facelift of the Audi Q5 added some more beneficial ones that truly provide a regal driving experience. These include:

• 8 Airbags for enhanced security (including front, side and rear)

•  Sleek LED headlights

•  Singleframe chrome grille with vertical struts and chrome garnish

•  Remote boot opener

•  Height adjustable driver seat

•  Leather upholstery in the entire cabin

As you must be well aware, the ex-showroom and on-road prices of cars are different. The same is the case with the Audi Q5 SUV. This difference largely stems from the addition of road tax and registration charges applied by each Indian state and UT. If you're looking to buy the Audi Q5, here is a list of its on-road prices across major Indian cities.

The Audi Q5 features and specifications make it a luxury vehicle that acts as a symbol of your success in life. To safeguard this expensive car, you must get comprehensive insurance with the pertinent add-ons to truly enjoy the Q5 experience without any nagging worries. Check out the excellent car insurance plans available at Bajaj Markets and choose a policy that fits your needs.

Discover a range of insurance choices for Audi Car models