Bajaj Finserv EMI Card is simple, hassle-free and convenient to claim. One can apply for the EMI Network Card both online and offline – either by logging in to the customer portal or by checking in at any of Bajaj Finserv’s partner stores submitting the basic required documents.
A few simple eligibility factors make you eligible to apply for a Bajaj Finserv EMI Card that lets you shop hassle-free anytime, anywhere on the Finserv MARKETS EMI Store.
To check your eligibility criteria and document requirement for Bajaj Finance card, see the Bajaj EMI card eligibility criteria checklist below:
Wondering what Bajaj Finance card documents are required? It’s simple. At the time of application, the documents required for Bajaj Finance Card are as follows:
ECS Mandate (duly signed)
You have a regular source of income
You have a good credit history and no payment defaults
You have a Savings / Individual Current Bank Account in India
The age eligibility for Bajaj EMI card holders is between 25 and 60 years of age. You can apply for the Bajaj Finserv EMI card online as well as offline. Explore the wide range of exclusive EMI card benefits and avail exciting EMI Card offers on your next purchase.
Bajaj Finserv EMI card is a payment system that comes with a loan limit of up to INR 4 lakh. You can do your Bajaj Finserv EMI Card limit check online by visiting Experia – the customer portal, and following the below mentioned steps-
Select the Customer ID
Login with the OTP sent to your RMN
Click on ‘Services’
Select ‘EMI Card’ under the ‘My Relations’ tab
The top right corner, under ‘Total Limit’, your Bajaj Finserv EMI Card limit will be displayed
This would depend on the product you are purchasing. While most products wouldn’t involve a down payment, certain categories such as travel bookings and gym memberships may require you to make a down payment at the time of purchase.
We do not recommend the card holder allowing someone else to use their card. This is done keeping safety and security factors in mind and the fact that the Bajaj Finserv EMI payment rests with the card holder.
Yes, you can apply for a Bajaj EMI card. However, you can only apply for a maximum of two family members.
The answer lies in the question itself – through EMIs. Based on the repayment tenure you choose; the loan amount is repaid in Easy Monthly Installments or EMIs.
Yes, we provide Bajaj Finance EMI card holders with a host of benefits. From time to time we come up with amazing product offers and discounts. To get information pertaining to such offers and discounts, keep a close watch on our website and partner stores. Also, you can view these offers on the Bajaj Finserv Wallet app.
If you are looking for instant credit to make EMI based purchases, the Bajaj Finserv EMI card is what you should go for. With this EMI card, you have access to 82,400+ partners and can purchase a host of products that range from electronics to household items, flight tickets, holiday packages and even apparel. To avail the card, you need to fill in an online application form and provide your KYC documents for verification. Post verification and successful mandate registration, you will be able to use the Bajaj Finserv EMI Card to make purchases. Just swipe the card at partner outlets or use it online at our EMI store. With this card, you can break down your purchases into EMIs that range from 3 months to 2 years. Once you have the card, you can keep track of all your transactions, purchases, payments and card limit on our customer portal – Experia or through the Bajaj Finserv Direct mobile App.
This card comes with a host of features and benefits that include – 1.Get instant credit limit, 2. No cancellation fees, 3. No documentation 4. Zero loan foreclosure charges, 5. Easy repayment options, 6. No cost EMI, 7. Smooth usage at partner outlets, 8. Easy tracking of all your transactions, loans, and repayments through Experia – our customer portal or the Bajaj Finserv Direct App.
To be eligible for an EMI card, you must have – 1. An active mobile number, 2. PAN card, 3. Bank account with one of the selected banks, and 4. Address Proof (Aadhaar/Voter ID/Driving License and Utility bills that are in your name.
To avail a Bajaj Finserv EMI, you must have: 1. An active mobile number, 2. A permanent account number ("PAN") card, 3. Bank account with one of the selected banks, 4. Address proof (Driving license, Voter ID card, Aadhaar Card, Utility Bills (not older than 60 days), Passport), 5. You must be 25 years of age. All these requirements, keeping risk policies in mind, will decide if you are eligible for the Bajaj Finserv EMI.
Registering for a Bajaj Finserv Online EMI Card is a simple process. Visit the payments page and follow these instructions. Step 1: Fill in your personal details: You need to enter the basic personal details like Name, Gender, Date of Birth, PAN and Address. Your profile will be assessed after you fill the details. Once its done, your credit limit will be set which will be appear on the next screen. Step 2: Pay the card Fee: You can pay the EMI card fee through your debit card/ Net banking / UPI. Step 3: Setup Auto Repayment: When using the limit for your monthly EMI repayments, linking your bank account/debit card is necessary. Note: As per the Bank Schedule of Charges, you will be charged by your bank, for successful auto repayment setup.
Yes, having a PAN card is mandatory to complete the registration. This document is also necessary for KYC check completion.
Don’t worry. Once you have strong internet connectivity, you can continue the process from where you left off.
Your Bajaj Finserv Online EMI Card registration was likely rejected for the following reasons: 1. Your pin code does not fall in the list of pin codes from which you can register for a Bajaj Finserv Online EMI Card, 2. You failed to meet the eligibility criteria to use the Bajaj Finserv Online EMI Card as per the terms and conditions laid by our lending partner, 3. Your auto repayment setup was not successful, 4. You failed to plan a visit for the verification of your KYC document and 5. Your KYC document verification was not successful.
Yes, it is. Your information is protected by robust security systems. Data security is our highest priority and we always adhere to the best cyber security standards
Yes. You can check your approved details along with your transaction & repayment history from Experia portal/ Bajaj Finserv Direct mobile APP.
No. You have to provide your PAN card details only during the time of registration.
Your Bajaj Finserv Online EMI Card account is blocked due to the following reasons: 1. Your KYC has expired, 2. Your KYC fails to meet the requirements of the sourcing policy, 3. You have payments pending or your repayment has exceeded 30 days past the due date, 4. Due to internal Bajaj Finserv Ltd. Policies, and 5. There is a breach of Bajaj Finserv Online EMI Card.
You can unblock your account by following the necessary steps on the basis of reason of it being blocked. In case you haven’t done your payments, which resulted in your account being blocked, complete it at the earliest. Once you complete the pending payments, your profile will be re-evaluated and your account will be restored post the receipt of pending payment. If KYC expiry is the reason of the account block, then fill all the KYC details as per the instructions given by us. If policy breach led to your account being blocked, your profile will be re-evaluated periodically, and you will be notified if your account will be restored.
Yes, you can cancel your Bajaj Finserv Online EMI Card provided all your pending dues are cleared. You can contact our customer service team or the customer service team of our lending partner to cancel your account.
Yes, on Experia portal/Bajaj Finserv Direct App, you can easily keep a track of your Bajaj Finserv Online EMI Card transactions. You can also find the following information on the dashboard: 1. Your Approved limit, Utilized Limit & Available Limit, 2. Account status of your Bajaj Finserv Online EMI Card and reason if its blocked, 3. Due date and due amount, and 4. Transaction History with order ID, etc.
Bajaj Finserv Online EMI Card offers four tenure variant plans. 3, 6, 9 and 24-month EMI plans. Depending on your purchase, relevant plans will be shown on the payment page during checkout.
No. We do not charge any fee purchase transaction on Bajaj Finserv Online EMI Card. However, a processing fee will be charged for every transaction you make using the card.
When you place the order, you can find interest rate also, in accordance with your chosen EMI plan. Moreover, you can check it on your dashboard of Bajaj Finserv Direct App, once you place the order.
Auto-repayment setup is required so as to facilitate easy repayments. This is just a one-time setup that can be done during registration.
Yes. You need to make a one-time payment of Rs.530 to avail the Bajaj Finserv Online EMI Card.
Unfortunately, you cannot change the payment method of an order to Bajaj Finserv Online EMI, once it is processed.
Unfortunately, you cannot change your EMI plans post transaction.
No. There are no reward points for using Bajaj Finserv Online EMI Card.
A student may not be eligible to apply for the Bajaj Finserv EMI Card. The Bajaj Finserv EMI card eligibility is as follows- • Age is between 25 and 60 years • Have a regular source of income • Have a good credit history and no payment defaults • Have a Savings / Individual Current Bank Account in India • Have a current residential address in India with address proof
Yes, PAN card is one of the critical Bajaj Finance card documents that needs to be submitted if you wish to apply for a Bajaj EMI card.
The minimum age to get Bajaj Finance card is 25 years while the maximum age is 60 years.