Buy now, pay later in easy EMIs with  the Bajaj Finserv EMI Card

Bajaj EMI Card - Features & Benefits

1 million+ Products | 84,200+ Partner Stores | Loan limit up to Rs 4 Lakh
  • EMI Card
  • How to Apply
  • Documents & Eligibility
  • Features & Benefits
  • Offers
  • Partners Stores

Benefits of Bajaj EMI Card

The Bajaj EMI card uses are many, and the Bajaj Finserv EMI Card benefits are huge! It is indeed the best way of making hassle-free purchases when you don’t want to pay the entire amount of the purchase upfront. The Bajaj Finserv Card benefits you by using the concept of Equated Monthly Instalments, which is based on the process of borrowing in order to fund a purchase, making it smoother and seamless. Wondering what are the benefits of Bajaj EMI card?

Read on to know all about the Bajaj Finance card benefits:

Bajaj Finserv EMI card features

1. Minimal documentation

  • The Bajaj EMI card uses the basic documentation provided by you to validate your purchases and thereby does away with the need to provide documents every time you shop

  • No / minimal documentation requirements

  • If you are already a customer and meet the Bajaj Finserv card apply online eligibility criteria, you can also apply online in easy steps.

2. High pre-approved limit

  • One of the benefits of Bajaj EMI Card is that it uses a high pre-approved loan amount of up to INR 4 Lakh to help you shop from a wide range of products like mobile phonestelevisionslaptopsspeakers and more.

3. Flexible tenures and no fore-closure charges

  • The Bajaj Finserv EMI Card allows you to choose your repayment tenure, ranging from 3 - 24 months, based on your convenience

  • You can foreclose your loan without paying any foreclosure charges after you have paid your first EMI

Benefits of Bajaj Finserv EMI Card

  1. Online shopping on EMI without credit card

Wondering what can you buy with Bajaj EMI card and how to purchase online with Bajaj EMI card? You can shop from a myriad range of latest electronics, home appliances and gadgets online, at ease, without the need for a credit card. The Bajaj Finserv EMI Card is an exclusive network card, which acts as a pre-approved loan and helps you convert your cost to buy appliances and gadgets into easy, customised no cost EMIs. The many uses of Bajaj EMI card makes it simple and easy to make secure purchases online. All you need to do is click on the Bajaj EMI Card Apply Online Button and enjoy truly seamless online shopping at the click of a button.

  1. Use EMI card for offline shopping at partner stores

As a part of the Bajaj EMI network card benefits, you can shop in the numerous offline partner stores of the Bajaj EMI Store. In addition, the Bajaj Card usage method is such that it does not require you to carry your Bajaj Finserv EMI Card everywhere as you can easily access it on your Bajaj Finserv Wallet app. The Bajaj card uses an OTP sent to your RMN to authenticate your purchase so that you can go ahead and shop securely.

  1. Shopping made affordable

As a part of the Bajaj EMI card benefits, you can select from among a range of home appliances, gadgets and electronics at No Cost EMI, zero down payment, and 4-hour / same day speedy delivery. In some cases, the Bajaj Finance EMI card accepted shops also offer exclusive benefits to Bajaj Finserv EMI cardholders.

Frequently Asked Questions

  • ✔️Are there any reward points for using Bajaj Finserv EMI Card?

    No. There are no reward points for using Bajaj Finserv Online EMI Card.

  • ✔️Can I pay my car insurance premium in installments?

    Yes, you can pay your car insurance premium on a monthly installment basis with the Bajaj Finserv EMI Network Card available on Finserv MARKETS.

  • ✔️Can I pay my health insurance premium in installments?

    You can pay your health insurance premium in easy monthly installments with the Bajaj Finserv EMI Network Card available on Finserv MARKETS.

  • ✔️Can someone shop with my EMI Card on my behalf?

    It is recommended that the card holder use the EMI card only as the liability of the loan rests only with the holder. The Bajaj card uses an OTP sent to your registered mobile number to authenticate your purchase so that you can go ahead and shop securely.

  • ✔️Is it necessary for me to enter the PAN card details for every Bajaj Finserv EMI Network Card transaction?

    No. You have to provide your PAN card details only during the time of registration.

  • ✔️What are the benefits of EMI card on Bajaj Finserv wallet app?

    • Get high pre-approved loan amount of up to INR 4 Lakh
    • Pay for your purchases at No Cost EMI
    • Choose your repayment tenure, ranging from 3 - 24 months
    • Avail pre-approved offers
    • Provide only minimal documentation
    • Foreclose your loan without paying any foreclosure charges
    • Shop from over 1 million products at over 84,200+ partners in 1300+ cities
  • ✔️What can I do with Bajaj EMI Card?

    The Bajaj EMI Card can be used to buy a range of home appliances such as refrigerator, air conditioner, television, water purifier, etc, as well as a range of premium gadgets, by converting the cost of the purchase into easy customised EMIs. You can also buy kitchen appliances, cameras, watches and wearbles, sports and fitness equipments and more at a click of a button on the Bajaj Finserv EMI Store.

  • ✔️Why should one opt for the Bajaj Finserv EMI card?

    This card comes with a host of features and benefits that include –

    1. Get instant credit limit,
    2. No cancellation fees,
    3. No documentation
    4. Zero loan foreclosure charges,
    5. Easy repayment options,
    6. No cost EMI,
    7. Smooth usage at partner outlets,
    8. Easy tracking of all your transactions, loans, and repayments through Experia – our customer portal or the Bajaj Finserv Direct App.

Frequently Asked Questions

✔️Are there any reward points for using Bajaj Finserv EMI Card?

No. There are no reward points for using Bajaj Finserv Online EMI Card.

✔️Can I pay my car insurance premium in installments?

Yes, you can pay your car insurance premium on a monthly installment basis with the Bajaj Finserv EMI Network Card available on Finserv MARKETS.

✔️Can I pay my health insurance premium in installments?

You can pay your health insurance premium in easy monthly installments with the Bajaj Finserv EMI Network Card available on Finserv MARKETS.

✔️Can someone shop with my EMI Card on my behalf?

It is recommended that the card holder use the EMI card only as the liability of the loan rests only with the holder. The Bajaj card uses an OTP sent to your registered mobile number to authenticate your purchase so that you can go ahead and shop securely.

✔️Is it necessary for me to enter the PAN card details for every Bajaj Finserv EMI Network Card transaction?

No. You have to provide your PAN card details only during the time of registration.

✔️What are the benefits of EMI card on Bajaj Finserv wallet app?

  • Get high pre-approved loan amount of up to INR 4 Lakh
  • Pay for your purchases at No Cost EMI
  • Choose your repayment tenure, ranging from 3 - 24 months
  • Avail pre-approved offers
  • Provide only minimal documentation
  • Foreclose your loan without paying any foreclosure charges
  • Shop from over 1 million products at over 84,200+ partners in 1300+ cities

✔️What can I do with Bajaj EMI Card?

The Bajaj EMI Card can be used to buy a range of home appliances such as refrigerator, air conditioner, television, water purifier, etc, as well as a range of premium gadgets, by converting the cost of the purchase into easy customised EMIs. You can also buy kitchen appliances, cameras, watches and wearbles, sports and fitness equipments and more at a click of a button on the Bajaj Finserv EMI Store.

✔️Why should one opt for the Bajaj Finserv EMI card?

This card comes with a host of features and benefits that include – 1.Get instant credit limit, 2. No cancellation fees, 3. No documentation 4. Zero loan foreclosure charges, 5. Easy repayment options, 6. No cost EMI, 7. Smooth usage at partner outlets, 8. Easy tracking of all your transactions, loans, and repayments through Experia – our customer portal or the Bajaj Finserv Direct App.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!